Single Family Residence at 4114 Rutgers Avenue, Charlotte
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$385,000

4114 Rutgers Avenue
Charlotte, NC 28206
Listed by Sydney Caldwell · COMPASS
Bedrooms
3
Bathrooms
2.5
Living area
1,652 sqft
Year built
2022

About this home

Welcome to your almost-new Charlotte home, offering modern style, thoughtful finishes, and a functional open-concept layout. This property offers a potentially assumable mortgage at a 5% interest rate, giving qualified buyers an opportunity worth exploring. The kitchen is designed for everyday living and entertaining, featuring a large island with seating and storage, stainless steel appliances, soft-close cabinetry, and a spacious walk-in pantry. The open living area is anchored by a cozy fireplace, while the fenced backyard provides a great space to relax or enjoy the outdoors. Upstairs, the spacious Primary Suite features a walk-in closet and a stylish ensuite bathroom with a large walk-in shower and double vanity. Two additional bedrooms, a full bathroom, versatile loft space, linen closet, and laundry room complete the second floor. Conveniently located with easy access to Uptown, NoDa, and Plaza Midwood, you'll be close to some of Charlotte's best dining, shopping, and entertainment. The LYNX Sugar Creek light rail station is less than a mile away, making commuting and exploring the city a breeze. If you're looking for modern finishes, functional living space, and convenient access to all that Charlotte has to offer, come see it for yourself!

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4423213
Property type
Single Family Residence
Subdivision
Homewood
Status
Active
Days on market
30
On market date
September 12, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Highland Renaissance Academy
0.91 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
381
Student:teacher ratio
15.9:1
District
Charlotte-Mecklenburg Schools
Middle
Martin Luther King Jr Middle
1.12 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
957
Student:teacher ratio
19.1:1
District
Charlotte-Mecklenburg Schools
High
Cato Middle College High School
3.76 mi away · Grades 11-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
166
Student:teacher ratio
41.5:1
District
Charlotte-Mecklenburg Schools

Walkability

Blended score for Charlotte's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

75
Walkable
out of 100
EPA National Walkability Index
14.2 / 20 -- Above average walkable
Google Places amenity density
80 / 100
Restaurants & cafes19
Grocery stores2
Parks3
Schools4
Transit stops20
Pharmacies0

Market position

How this listing compares to current activity in Charlotte, from live MLS data.

On the market 30 days -- 38 fewer days than Charlotte's current average of 68 days.
For reference, the median list price across 5,664 active listings in Charlotte right now is $359,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
% / yr
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/mo
Est. monthly payment
$2,469/mo
$77,000 down
$308,000 loan
Principal & interest$1,998
Property tax (est.)$321
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 11 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.