Single Family Residence at 402 Holmstead Drive, Lake Lure
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$3,200,000

402 Holmstead Drive
Lake Lure, NC 28746
Listed by Reese Morgani · Keller Williams Professionals
Bedrooms
4
Bathrooms
3.5
Living area
3,144 sqft
Year built
2014

About this home

Builder’s custom lakefront double lot retreat, showcasing mountain elegance in a private setting. Located on a deep water main channel in the Gated Community of Blue Heron Point on Lake Lure. Privacy abounds on this rare double lot with over 200 feet of shoreline. This property features a private beach, and an exceptional new boathouse with party deck above. Inside, the home is rich with warm wood finishes and thoughtful details, including post-and-timber exposed beams, tongue-and-groove cathedral ceilings, granite countertops, stainless steel appliances, and a striking stone fireplace. The split-bedroom floor plan enhances privacy, while double covered lakeside decks provide stunning views from multiple vantage points. The main level of the home offers an open-concept design connecting the living, dining, and kitchen areas—perfect for gathering and entertaining. The spacious primary suite, complete with a large private bath and walk-in closet, is thoughtfully positioned for privacy, while two guest bedrooms with a Jack-and-Jill bath are located on the opposite side of the home. The lower level expands your living space with a generous family room, full bath, bunk room, and game room, all opening to the lakeside mountain views and deck. Two additional unfinished rooms currently used for game room and storage provide excellent potential for expansion—ideal for a home office or additional bedrooms. Step outside to enjoy true lakefront living. The lower deck leads directly to the hot tub area then down to the boathouse and waterfront, where you can swim, fish, or relax on your private beach. The boathouse is among the finest on Lake Lure, featuring double slips with barn-door access, covered outdoor living space, side docks for paddleboards, and a screened upper-level porch perfect for lounging or entertaining. This very private property offers the perfect blend of luxury, comfort, and natural beauty—an ideal full-time residence or mountain lake retreat on the main channel of Lake Lure.

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4367214
Property type
Single Family Residence
Subdivision
Blue Heron Point
Status
Active
Days on market
173
On market date
April 8, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Pinnacle Elementary School
10.7 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
233
Student:teacher ratio
13.7:1
District
Rutherford County Schools
Middle
R-S Middle School
15.22 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
603
Student:teacher ratio
14.4:1
District
Rutherford County Schools
High
R-S Central High School
13.21 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
769
Student:teacher ratio
13.7:1
District
Rutherford County Schools

Walkability

Blended score for Lake Lure's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

17
Very car-dependent
out of 100
EPA National Walkability Index
5.7 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Lake Lure, from live MLS data.

On the market 173 days -- 61 fewer days than Lake Lure's current average of 234 days.
For reference, the median list price across 413 active listings in Lake Lure right now is $114,900.

Mortgage calculator

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Est. monthly payment
$19,421/mo
$640,000 down
$2,560,000 loan
Principal & interest$16,604
Property tax (est.)$2,667
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 25 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.