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Lake St George Community swimming pool, tennis courts, basketball courts, playground, water access and dock. - 3992 ORCHARD HILL CIR, PALM HARBOR

Lake St. George Community swimming pool, tennis courts, basketball courts, and a playground - 3992 ORCHARD HILL CIR, PALM HARBOR

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Dock with Water Access: Private lake access for fishing, non-motorized boating, a boat ramp, and a water-view dock. - 3992 ORCHARD HILL CIR, PALM HARBOR

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$558,000

3992 ORCHARD HILL CIR

PALM HARBOR, FL 34684

Listed by Jasmin Gonzalez · COLDWELL BANKER REALTY

Bedrooms

Bathrooms

2.5

Living area

2,018 sqft

Year built

1979

About this home

Move-in ready in Palm Harbor’s Lake St. George community! This spacious two-story, 3-bedroom, 2.5-bath home offers 2,018 sq. ft. of comfortable living space, a private screened-in pool, and a peaceful conservation backdrop with no immediate rear neighbor. The pool features a safety fence and full screened enclosure, creating an inviting space for relaxing, entertaining, and enjoying Florida living year-round. Inside, you'll find a functional floor plan with a full laundry room and a spacious kitchen offering abundant cabinet space and a built-in calendar/organization area. Major updates include an A/C replaced approximately 2 years ago, water heater approximately 4 years ago, and updated windows and doors approximately 5 years ago, valuable improvements for today's buyer. Location is a standout! Enjoy convenient access to Downtown Palm Harbor, local parks, shopping, dining, and some of Pinellas County's most popular Gulf Coast destinations, including Honeymoon Island and Caladesi Island. If you've been searching for a move-in-ready 3-bedroom pool home in Palm Harbor with over 2,000 sq. ft., updated major systems, and a conservation view, see why this home checks the boxes.

Highlights

Private pool

Property details

MLS: Stellar MLS
MLS #: MFRTB8547666
Property type: Single Family Residence
Subdivision: LAKE ST GEORGE-UNIT 1
Status: Active
Days on market: 27
On market date: September 25, 2026
Stories: N/A
Total bathrooms: 2.5
Garage spaces: 2
Parking spaces: N/A
Lot size: 0.19 acres

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary

LAKE ST. GEORGE ELEMENTARY SCHOOL

0.74 mi away · Grades -1-5

Nearest school -- attendance-zone data not available here

4.0

Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating

Enrollment: 610
Student:teacher ratio: 13.6:1
District: PINELLAS

Middle

JOSEPH L. CARWISE MIDDLE SCHOOL

1.59 mi away · Grades 6-8

Nearest school -- attendance-zone data not available here

2.0

Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating

Enrollment: 1,155
Student:teacher ratio: 18.0:1
District: PINELLAS

High

PALM HARBOR UNIVERSITY HIGH

2.72 mi away · Grades 9-12

Nearest school -- attendance-zone data not available here

1.0

Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating

Enrollment: 2,480
Student:teacher ratio: 22.1:1
District: PINELLAS

Walkability

Blended score for PALM HARBOR's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

Walkable

out of 100

EPA National Walkability Index

10.2 / 20 -- Below average walkable

Google Places amenity density

90 / 100

Restaurants & cafes20

Grocery stores6

Parks1

Schools5

Transit stops12

Pharmacies7

Market position

How this listing compares to current activity in PALM HARBOR, from live MLS data.

On the market 27 days -- 71 fewer days than PALM HARBOR's current average of 98 days.

For reference, the median list price across 776 active listings in PALM HARBOR right now is $322,450.

Mortgage calculator

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Home price

Down payment

Interest rate

Loan term

Adjust tax / insurance estimates

Property tax

% / yr

Home insurance

/mo

Est. monthly payment

$3,510/mo

$111,600 down

$446,400 loan

Principal & interest$2,895

Property tax (est.)$465

Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 16 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.