Single Family Residence at 1830 WILLOW OAK DR W, PALM HARBOR
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$489,700

1830 WILLOW OAK DR W
PALM HARBOR, FL 34683
Listed by Heather Haviland · KELLER WILLIAMS ST PETE REALTY
Bedrooms
3
Bathrooms
2
Living area
1,607 sqft
Year built
1983

About this home

Your Palm Harbor Pool Home Awaits! Welcome to this beautifully renovated 3-bedroom, 2-bath home with a versatile bonus room, an inviting open floor plan, and a spacious backyard designed for Florida living. New luxury vinyl plank flooring flows throughout the home, complemented by newly renovated bathrooms and an airy layout perfect for everyday living and entertaining. Step outside to your private retreat featuring a semi-in-ground pool, an expansive pool deck exceeding 500 square feet, and a generous yard where you can unwind and enjoy stunning sunset views right from your own backyard. Enjoy peace of mind with numerous updates, including new windows (2019), a water heater (August 2022), a stove with built-in air fryer (2024), washer and dryer (2024), water softener (May 2025), and a whole-home surge protector (2026). The A/C has been serviced annually, and a new roof will be installed prior to closing! Plus, enjoy the added value of a 2-year home warranty for extra confidence in your purchase. Exceptional financing opportunity! A $250,000 assumable mortgage at an attractive 2.75% interest rate may provide a qualified buyer with significant financing advantages compared with current market rates. Assumption is subject to lender approval, buyer qualification, and verification of existing loan terms. Located in a highly sought-after Palm Harbor school zone, this home is approximately 0.6 miles from Palm Harbor Middle School and just 1.5 miles from beautiful Honeymoon Island. Enjoy convenient access to the Pinellas Trail, local dining, boutique shopping, and the charm of the surrounding community. Situated in a non-flood zone with no HOA and within a golf cart zone, this property offers the freedom and flexibility to enjoy the best of the Florida lifestyle. With stylish renovations, a private pool, a spacious yard, and an unbeatable combination of comfort and convenience, this Palm Harbor gem is ready to welcome you home!

Highlights

Private pool

Property details

MLS
Stellar MLS
MLS #
MFRTB8560692
Property type
Single Family Residence
Subdivision
LAUREL OAK WOODS
Status
Active
Days on market
1
On market date
October 22, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.18 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
ELISA NELSON ELEMENTARY
0.45 mi away · Grades 1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
410
Student:teacher ratio
14.1:1
District
PINELLAS
Middle
PALM HARBOR MIDDLE SCHOOL
0.22 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,127
Student:teacher ratio
19.4:1
District
PINELLAS
High
PALM HARBOR UNIVERSITY HIGH
1.18 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,480
Student:teacher ratio
22.1:1
District
PINELLAS

Walkability

Blended score for PALM HARBOR's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

65
Walkable
out of 100
EPA National Walkability Index
9.7 / 20 -- Below average walkable
Google Places amenity density
90 / 100
Restaurants & cafes20
Grocery stores10
Parks1
Schools16
Transit stops15
Pharmacies7

Market position

How this listing compares to current activity in PALM HARBOR, from live MLS data.

On the market 1 days -- 97 fewer days than PALM HARBOR's current average of 98 days.
For reference, the median list price across 776 active listings in PALM HARBOR right now is $322,450.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$3,099/mo
$97,940 down
$391,760 loan
Principal & interest$2,541
Property tax (est.)$408
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.