Front - 3970 SW 51ST TER, OCALA
Entry - 3970 SW 51ST TER, OCALA
Living Room - 3970 SW 51ST TER, OCALA
Kitchen - 3970 SW 51ST TER, OCALA
Backyard - 3970 SW 51ST TER, OCALA
Aerial View - 3970 SW 51ST TER, OCALA
Upstairs Entry - 3970 SW 51ST TER, OCALA
Front - 3970 SW 51ST TER, OCALA
Front - 3970 SW 51ST TER, OCALA
Backyard - 3970 SW 51ST TER, OCALA
Entry - 3970 SW 51ST TER, OCALA
Half Bath - 3970 SW 51ST TER, OCALA
Bonus Room - 3970 SW 51ST TER, OCALA
Living Room - 3970 SW 51ST TER, OCALA
Living Room - 3970 SW 51ST TER, OCALA
Living Room - 3970 SW 51ST TER, OCALA
Living Room - 3970 SW 51ST TER, OCALA
Dining Room - 3970 SW 51ST TER, OCALA
Dining Room - 3970 SW 51ST TER, OCALA
Kitchen - 3970 SW 51ST TER, OCALA
Kitchen - 3970 SW 51ST TER, OCALA
Primary Bedroom - 3970 SW 51ST TER, OCALA
Primary Bedroom - 3970 SW 51ST TER, OCALA
Walk In Closet - 3970 SW 51ST TER, OCALA
Primary Bathroom - 3970 SW 51ST TER, OCALA
Primary Bathroom - 3970 SW 51ST TER, OCALA
Primary Bathoom - 3970 SW 51ST TER, OCALA
Bedroom 2 - 3970 SW 51ST TER, OCALA
Bedroom 2 - 3970 SW 51ST TER, OCALA
Bathroom 2 - 3970 SW 51ST TER, OCALA
Bedroom 3 - 3970 SW 51ST TER, OCALA
Bedroom 3 - 3970 SW 51ST TER, OCALA
Bedroom 4 - 3970 SW 51ST TER, OCALA
Bedroom 4 - 3970 SW 51ST TER, OCALA
Restroom 3 - 3970 SW 51ST TER, OCALA
Laundry Room - 3970 SW 51ST TER, OCALA
Community Entrance - 3970 SW 51ST TER, OCALA
Community Center - 3970 SW 51ST TER, OCALA
Community Center - 3970 SW 51ST TER, OCALA
Aerial View - 3970 SW 51ST TER, OCALA
Aerial View - 3970 SW 51ST TER, OCALA
Aerial View - 3970 SW 51ST TER, OCALA
Aerial View - 3970 SW 51ST TER, OCALA
Aerial View - 3970 SW 51ST TER, OCALA
Aerial View - 3970 SW 51ST TER, OCALA
Aerial View - 3970 SW 51ST TER, OCALA
Aerial View - 3970 SW 51ST TER, OCALA
Community Gym - 3970 SW 51ST TER, OCALA
Community Center - 3970 SW 51ST TER, OCALA
Floorplan - 3970 SW 51ST TER, OCALA
50 photos

$349,000

3970 SW 51ST TER
OCALA, FL 34474
Listed by Rudolph Hernandez, Jr · ROBB HARRISON REALTY INC
Bedrooms
4
Bathrooms
3.5
Living area
2,510 sqft
Year built
2005

About this home

Looking for room to grow without sacrificing comfort, character, or convenience? This spacious home offers the flexibility to live, work, entertain, and unwind—all under one roof. With 4 bedrooms, 3.5 bathrooms, 2,510 square feet of living space, plus a versatile bonus room, the thoughtfully designed layout provides an impressive amount of space while maintaining a comfortable and welcoming feel. The flexible floor plan allows each room to take on the purpose that best fits your needs, both now and in the future. Step inside and discover a home that blends thoughtful updates with original-style accents that give it warmth and character. Upgraded countertops complement the spacious kitchen, while tile and hard-surface flooring throughout the main living areas with no carpet creates a clean, cohesive look. Generous living and gathering spaces provide an easy flow for both everyday living and entertaining. Comfort continues outdoors with a fully fenced backyard, creating a defined and private outdoor space ready to be enjoyed. Additional peace of mind comes from a newer roof (2022) and recently serviced A/C System (2026). Located in the desirable Saddle Creek community, residents can enjoy a variety of neighborhood amenities including a resort-style pool, clubhouse, fitness center, tennis courts, trails, sidewalks, and streetlights. The location also keeps everyday conveniences close by, with easy access to shopping, dining, medical facilities, schools, entertainment, and major roadways. From its generous layout and flexible living spaces to its distinctive character, thoughtful updates, fenced backyard, and convenient community setting, this home offers the opportunity to settle in comfortably today while still having the space to grow for whatever comes next. Don’t miss the opportunity to make this move-in-ready home your own—schedule your private showing today! *SELLER CONCESSION AVAILABLE WITH ACCEPTABLE OFFER*

Property details

MLS
Stellar MLS
MLS #
MFROM728078
Property type
Single Family Residence
Subdivision
SADDLE CREEK PH 01
Status
Active
Days on market
90
On market date
July 13, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.17 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
SADDLEWOOD ELEMENTARY SCHOOL
0.67 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
914
Student:teacher ratio
16.3:1
District
MARION
Middle
LIBERTY MIDDLE SCHOOL
4.29 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,315
Student:teacher ratio
21.2:1
District
MARION
High
WEST PORT HIGH SCHOOL
2.65 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,825
Student:teacher ratio
26.4:1
District
MARION

Walkability

Blended score for OCALA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

47
Somewhat walkable
out of 100
EPA National Walkability Index
9.5 / 20 -- Below average walkable
Google Places amenity density
47 / 100
Restaurants & cafes8
Grocery stores1
Parks0
Schools1
Transit stops2
Pharmacies2

Market position

How this listing compares to current activity in OCALA, from live MLS data.

On the market 90 days -- 9 fewer days than OCALA's current average of 99 days.
For reference, the median list price across 5,176 active listings in OCALA right now is $249,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,252/mo
$69,800 down
$279,200 loan
Principal & interest$1,811
Property tax (est.)$291
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 11 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.