fall photo - 36 Point Place, Monterey, TN 38574
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42 photos

$529,000

36 Point Place, Monterey, TN 38574
Monterey, TN 38574
Listed by Beth Collins · LPT Realty, LLC
Bedrooms
3
Bathrooms
3
Living area
N/A
Year built
1998

About this home

Come Home to the Woods -- Your Cumberland Cove Retreat Awaits! Imagine coming home to the peaceful beauty of the woods, where life slows down, the surroundings feel serene, and your deck becomes the perfect place to enjoy your morning coffee or unwind at the end of the day. Tucked away on a quiet street in the sought-after Cumberland Cove community, this spacious ranch-style home offers the privacy, flexibility, and natural beauty you've been dreaming of! With 3,410 square feet of living space, 3 bedrooms, and 3 full bathrooms, there's room to spread out, entertain, and make yourself at home. The main level features three bedrooms, a welcoming living room with deck access, a light-filled formal dining room, and a generous primary suite designed for relaxation. Enjoy the spacious primary bath with a garden tub, separate shower, double sinks, linen closet, and walk-in closet. Step outside onto the expansive deck and soak in the peaceful wooded setting--your own little escape without ever leaving home. But there's even more to love! The walk-out lower level offers additional finished living space, including a family room, an additional bedroom and bathroom, plus abundant storage. Whether you envision a comfortable guest retreat, hobby space, recreation room, or room for extended stays, the possibilities are exciting. A new roof in 2026 adds peace of mind, and the seller is offering a $3,600 carpet allowance so you can add your own finishing touch. Life in Cumberland Cove is about more than a house--it's about enjoying the outdoors and embracing a relaxed Middle Tennessee lifestyle. Explore community parks, discover beautiful waterfalls, and enjoy the many hiking opportunities surrounded by nature. If you've been searching for a home with space to breathe, room to grow, and a setting that feels like a getaway, 36 Point Place may be the one you've been waiting for. Don't just imagine the possibilities--come experience the peaceful setting and spacious layout for yourself. Schedule your private showing today!Information reliable but not guaranteed.

Highlights

Fireplace

Property details

MLS
East Tennessee REALTORS® MLS
MLS #
1348080
Property type
Single Family Residence
Subdivision
Cumberland Cove
Status
Active
Days on market
100
On market date
July 13, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
1.6 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Burks Elementary
3.4 mi away · Grades -1-6
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
480
Student:teacher ratio
13.7:1
District
Putnam County
Middle
None found nearby
High
Monterey High School
3.7 mi away · Grades 7-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
594
Student:teacher ratio
17.0:1
District
Putnam County

Walkability

Blended score for Monterey's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

10
Very car-dependent
out of 100
EPA National Walkability Index
3.3 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Monterey, from live MLS data.

On the market 100 days -- 28 fewer days than Monterey's current average of 128 days.
For reference, the median list price across 131 active listings in Monterey right now is $179,965.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$3,336/mo
$105,800 down
$423,200 loan
Principal & interest$2,745
Property tax (est.)$441
Home insurance (est.)$150

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Data source: Listing information provided by East Tennessee REALTORS® MLS via Trestle/CoreLogic. Last updated 3 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.