Single Family Residence at 2550 Rock Dam Road, Lincolnton
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$349,900

2550 Rock Dam Road
Lincolnton, NC 28092
Listed by Karen Weber · Century 21 Murphy & Rudolph
Bedrooms
3
Bathrooms
2
Living area
1,412 sqft
Year built
2017

About this home

Enjoy the perfect blend of comfort, space, and convenience in this inviting home situated on nearly an acre! The open floor plan creates a welcoming flow, while hardwood floors in the common areas add warmth and character. Step outside to enjoy the fenced backyard featuring a firepit, offering plenty of space for relaxing, entertaining, gardening, or enjoying time outdoors. Fresh updates make this home even more appealing, with the sellers installing new carpet and fresh paint to give the interior a refreshed feel. A new refrigerator and dishwasher are also being added for the next owner's convenience. The remaining appliances, including the washer and dryer, will stay with the home. USDA financing eligible! Qualified buyers may be able to take advantage of USDA financing, which can offer 100% financing for eligible properties and borrowers, subject to program requirements and lender approval. Conveniently located just a short drive from charming downtown Lincolnton, you'll enjoy easy access to local restaurants, shopping, and small-town charm while still having room to spread out and enjoy your own outdoor space. With its open layout, nearly acre-sized lot, fenced backyard, and fresh updates, this home is ready for its next chapter. Sellers require 2 hour notice for all showings.

Property details

MLS
Canopy MLS
MLS #
CAR4436044
Property type
Single Family Residence
Subdivision
Rocky Ridge
Status
Active
Days on market
N/A
On market date
October 30, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Childers Elementary
0.22 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
445
Student:teacher ratio
13.9:1
District
Lincoln County Schools
Middle
Lincolnton Middle
3.88 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
608
Student:teacher ratio
14.1:1
District
Lincoln County Schools
High
Lincolnton High
3.02 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
827
Student:teacher ratio
16.2:1
District
Lincoln County Schools

Walkability

Blended score for Lincolnton's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

19
Very car-dependent
out of 100
EPA National Walkability Index
6.2 / 20 -- Below average walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Lincolnton, from live MLS data.

On the market 0 days -- 84 fewer days than Lincolnton's current average of 84 days.
For reference, the median list price across 253 active listings in Lincolnton right now is $336,990.

Mortgage calculator

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Est. monthly payment
$2,257/mo
$69,980 down
$279,920 loan
Principal & interest$1,816
Property tax (est.)$292
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 11 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.