Single Family Residence at 220 Nancy Drive, Shelby
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$324,900

220 Nancy Drive
Shelby, NC 28152
Listed by Brett Carraway · Northstar Real Estate, LLC
Bedrooms
3
Bathrooms
2
Living area
1,663 sqft
Year built
2026

About this home

Welcome to this beautifully built 2026 single-story home in the desirable Rucker Downs community of Shelby! Situated on a generous .57-acre lot, this move-in-ready property offers the perfect blend of modern style, comfort, and functionality. Step inside to an inviting open floor plan featuring 1,663 heated square feet, 4 spacious usable bedrooms (septic is for 3BR), and 2 full baths. The bright living area flows seamlessly into the kitchen, creating an ideal space for entertaining or everyday living. The kitchen comes equipped with stainless appliances including an electric range, dishwasher, microwave, and electric water heater. Stylish finishes such as vinyl plank flooring, tile accents, and walk-in closets add both beauty and practicality. The primary suite is conveniently located on the main level and features a full bath and generous closet space. A dedicated laundry room on the main floor adds convenience to your daily routine. Exterior highlights include an architectural shingle roof, and a covered front porch perfect for relaxing with your morning coffee. The attached two-car garage and driveway provides ample parking and storage. Additional features include central heating and air, county water, septic system, and no HOA. This home offers peaceful surroundings while remaining convenient to local amenities. Don’t miss your opportunity to own this brand-new home in Shelby!

Highlights

New construction

Property details

MLS
Canopy MLS
MLS #
CAR4406153
Property type
Single Family Residence
Subdivision
Rucker Downs
Status
Active
Days on market
89
On market date
July 20, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Marion Elementary
3.11 mi away · Grades -1-4
Zoned school (attendance boundary, 2015-16 data)
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
220
Student:teacher ratio
11.6:1
District
Cleveland County Schools
Middle
Shelby Intermediate
1.25 mi away · Grades 5-6
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
412
Student:teacher ratio
13.7:1
District
Cleveland County Schools
High
Cleveland ECHS
1.17 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
215
Student:teacher ratio
21.5:1
District
Cleveland County Schools

Walkability

Blended score for Shelby's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

49
Somewhat walkable
out of 100
EPA National Walkability Index
8.2 / 20 -- Below average walkable
Google Places amenity density
60 / 100
Restaurants & cafes14
Grocery stores1
Parks0
Schools3
Transit stops3
Pharmacies0

Market position

How this listing compares to current activity in Shelby, from live MLS data.

On the market 89 days -- 9 fewer days than Shelby's current average of 98 days.
For reference, the median list price across 342 active listings in Shelby right now is $283,450.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,107/mo
$64,980 down
$259,920 loan
Principal & interest$1,686
Property tax (est.)$271
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.