Single Family Residence at 805 Waters Street, Shelby
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$275,000

805 Waters Street
Shelby, NC 28152
Listed by Tori Cook · Keller Williams Ballantyne Area
Bedrooms
3
Bathrooms
2
Living area
2,126 sqft
Year built
1976

About this home

Inviting brick ranch with a partially finished basement & no HOA nestled in a great Shelby neighborhood! The main level features 3 bedrooms, 2 full baths with all windows recently replaced, convenient laundry room, and a welcoming living room with a large front-facing window overlooking the yard. The kitchen flows into the dining area, with additional space for casual dining or a cozy sitting area. Downstairs, the partially finished basement offers a second living space with a family room and cozy gas brick fireplace, while the unfinished portion provides a workshop with included refrigerator and additional storage. Enjoy outdoor living on the spacious back deck, built in 2025, with a patio underneath for even more room to relax or entertain. Recent updates include new siding and gutters in October 2025 and a new HVAC system and furnace in 2022. With generous sized front and back yards and an adorable front porch, there’s plenty of room to enjoy both indoor and outdoor living. Carpet replacement credit available with an acceptable offer. USDA financing eligible. Conveniently located just 5 minutes from downtown Shelby, with easy access to local shopping, dining, and the Don Gibson Theatre. Schedule your showing today!

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4435562
Property type
Single Family Residence
Subdivision
Olde Farm
Status
Active
Days on market
N/A
On market date
October 22, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
James Love Elementary
0.56 mi away · Grades -1-4
Zoned school (attendance boundary, 2015-16 data)
2.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
349
Student:teacher ratio
12.5:1
District
Cleveland County Schools
Middle
Shelby Intermediate
3.71 mi away · Grades 5-6
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
412
Student:teacher ratio
13.7:1
District
Cleveland County Schools
High
Cleveland ECHS
3.8 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
215
Student:teacher ratio
21.5:1
District
Cleveland County Schools

Walkability

Blended score for Shelby's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

42
Somewhat walkable
out of 100
EPA National Walkability Index
4.7 / 20 -- Least walkable
Google Places amenity density
69 / 100
Restaurants & cafes7
Grocery stores4
Parks2
Schools4
Transit stops2
Pharmacies0

Market position

How this listing compares to current activity in Shelby, from live MLS data.

On the market 0 days -- 98 fewer days than Shelby's current average of 98 days.
For reference, the median list price across 338 active listings in Shelby right now is $283,450.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$1,806/mo
$55,000 down
$220,000 loan
Principal & interest$1,427
Property tax (est.)$229
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 21 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.