Single Family Residence at 206 Cedar Street, Belmont
Single Family Residence at 206 Cedar Street, Belmont, photo 2 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 3 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 4 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 5 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 6 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 7 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 8 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 9 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 10 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 11 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 12 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 13 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 14 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 15 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 16 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 17 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 18 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 19 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 20 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 21 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 22 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 23 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 24 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 25 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 26 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 27 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 28 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 29 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 30 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 31 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 32 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 33 of 34
Single Family Residence at 206 Cedar Street, Belmont, photo 34 of 34
34 photos

$338,000

206 Cedar Street
Belmont, NC 28012
Listed by Chad Simpson · Real Broker LLC Belmont
Bedrooms
2
Bathrooms
2
Living area
1,000 sqft
Year built
1958

About this home

BACK ON MARKET AT NO FAULT OF THE SELLERS! Previous buyer was unable to complete the transaction, giving you another opportunity to make this home yours. Don't miss your second chance—schedule your showing today! Welcome to 206 Cedar Street, where timeless bungalow charm meets one of Belmont's most desirable locations. Nestled in the heart of downtown Belmont, this beautifully maintained 2-bedroom, 2-full-bath home offers the perfect blend of character, comfort, and convenience—just moments from local restaurants, shops, parks, and everything historic downtown has to offer. Inside, you'll find a warm and inviting layout featuring two spacious bedrooms, two updated full baths, and a versatile flex space that's ideal for a home office, study, playroom, or hobby area. Original charm pairs beautifully with thoughtful updates, creating a home that's both functional and full of personality. Step outside to discover your own private backyard retreat. Whether you're relaxing around the fire pit, tending to the dedicated gardening area, entertaining friends, or taking advantage of the detached outbuilding for storage or a workshop, this outdoor space offers endless possibilities. If you've been searching for a move-in-ready home with charm, flexible living space, and an unbeatable downtown Belmont location, 206 Cedar Street is one you won't want to miss. ** Seller is offering up to $10,000 in buyer closing cost assistance with an acceptable offer.** Funds may be used toward an **interest rate buy-down, closing costs, prepaid expenses, or other lender-approved costs**, subject to buyer’s loan program and lender approval. This is a great opportunity for buyers to potentially **reduce their upfront costs and/or lower their monthly mortgage payment.**

Property details

MLS
Canopy MLS
MLS #
CAR4402162
Property type
Single Family Residence
Subdivision
None
Status
Active
Days on market
78
On market date
July 9, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Belmont Central Elementary
0.6 mi away · Grades 2-5
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
673
Student:teacher ratio
18.2:1
District
Gaston County Schools
Middle
Belmont Middle
2 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
720
Student:teacher ratio
20.0:1
District
Gaston County Schools
High
Gaston Early College High School
9.39 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
238
Student:teacher ratio
23.8:1
District
Gaston County Schools

Walkability

Blended score for Belmont's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

70
Walkable
out of 100
EPA National Walkability Index
11.3 / 20 -- Above average walkable
Google Places amenity density
90 / 100
Restaurants & cafes20
Grocery stores8
Parks5
Schools6
Transit stops0
Pharmacies3

Market position

How this listing compares to current activity in Belmont, from live MLS data.

On the market 78 days -- 5 fewer days than Belmont's current average of 83 days.
For reference, the median list price across 256 active listings in Belmont right now is $450,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$2,185/mo
$67,600 down
$270,400 loan
Principal & interest$1,754
Property tax (est.)$282
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 4 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.