40 11th St, Belmont, NC 28012 - 40 11th Street, Belmont
Welcome home! - 40 11th Street, Belmont
Single Family Residence at 40 11th Street, Belmont, photo 3 of 34
Large corner lot, approx .32 acres - 40 11th Street, Belmont
Walking distance to the river, parks and recreation center - 40 11th Street, Belmont
Steps away from soccer fields, baseball field, basketball courts, and KL Sports Complex. Downtown Belmont 1 mile away. - 40 11th Street, Belmont
Walking distance to the marina, outdoor activities and gym. - 40 11th Street, Belmont
Living Room staged - 40 11th Street, Belmont
Living Room - 40 11th Street, Belmont
Living Room - 40 11th Street, Belmont
Living Room - 40 11th Street, Belmont
Bedroom 1 staged - 40 11th Street, Belmont
Bedroom 1 - 40 11th Street, Belmont
Bedroom 1 staged - 40 11th Street, Belmont
Bedroom 1 - 40 11th Street, Belmont
Bedroom 2 staged - 40 11th Street, Belmont
Bedroom 2 - 40 11th Street, Belmont
Kitchen - 40 11th Street, Belmont
Kitchen - 40 11th Street, Belmont
Laundry - 40 11th Street, Belmont
Kitchen - 40 11th Street, Belmont
Full Bathroom - 40 11th Street, Belmont
Finished attic staged - 40 11th Street, Belmont
Finished attic - 40 11th Street, Belmont
Finished attic staged - 40 11th Street, Belmont
Finished attic with split unit - 40 11th Street, Belmont
Large oversized deck - 40 11th Street, Belmont
Spacious backyard with oversized deck and detached guest suite - 40 11th Street, Belmont
Detached guest suite staged - 40 11th Street, Belmont
Detached guest suite - 40 11th Street, Belmont
Detached guest suite staged - 40 11th Street, Belmont
Detached guest suite - 40 11th Street, Belmont
Detached guest suite with full bathroom (staged) - 40 11th Street, Belmont
Detached guest suite with full bathroom - 40 11th Street, Belmont
34 photos

$324,900

40 11th Street
Belmont, NC 28012
Listed by Tristan Armstead · Armstead Realty Group LLC
Bedrooms
2
Bathrooms
1
Living area
976 sqft
Year built
1920

About this home

More than meets the eye: this 2-bed, 1-bath home comes with a detached backyard guest suite with kitchenette and full bath, plus a finished attic bonus room with its own mini-split. Use the suite as a home office, creative studio, or guest retreat. Up the spiral staircase, the attic makes a cozy spot for reading, creating, or a quiet afternoon. Solar panels and an oversized shed for kayaks, bikes, tools, and gear round it out. Within walking distance of the Catawba River and about a mile from downtown Belmont, you’re close to restaurants, shops, parks, public boat and kayak launches, and the Belmont Recreation Center. Uptown Charlotte is about 20 minutes away, depending on traffic, and Charlotte Douglas Airport is an easy drive. Small-town character, river access, and room to spread out at 40 11th St.

Property details

MLS
Canopy MLS
MLS #
CAR4436294
Property type
Single Family Residence
Subdivision
Cottonwood
Status
Active
Days on market
N/A
On market date
October 23, 2026
Stories
N/A
Total bathrooms
1
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Belmont Central Elementary
1.79 mi away · Grades 2-5
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
673
Student:teacher ratio
18.2:1
District
Gaston County Schools
Middle
Belmont Middle
1.64 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
720
Student:teacher ratio
20.0:1
District
Gaston County Schools
High
Gaston Early College High School
10.93 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
238
Student:teacher ratio
23.8:1
District
Gaston County Schools

Walkability

Blended score for Belmont's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

38
Car-dependent
out of 100
EPA National Walkability Index
7.2 / 20 -- Below average walkable
Google Places amenity density
40 / 100
Restaurants & cafes6
Grocery stores1
Parks7
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Belmont, from live MLS data.

On the market 0 days -- 83 fewer days than Belmont's current average of 83 days.
For reference, the median list price across 256 active listings in Belmont right now is $454,500.

Mortgage calculator

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Est. monthly payment
$2,107/mo
$64,980 down
$259,920 loan
Principal & interest$1,686
Property tax (est.)$271
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 10 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.