Welcome to St Martins Estuary Retreats! - 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER
Seawall & Dock - 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER
Large 32'x9' Covered Front Porch - 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER
Kitchen with Pantry Shelves - 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER
Living/Dining Room Combo - 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER
From Citrus County Property Appraiser Office.. Located on Black Creek Canal that Leads Directly to The St Martins River and then Out to The Gulf of America! - 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER
Home Sits on .14-acres and the Vacant Adjacent Lot is Another .24-acres - 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER
Floor Plan... 2BD/1BA totaling 640sqft Living Space & 960sqft Total Under Roof - 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER
Single Family Residence at 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER, photo 9 of 38
Single Family Residence at 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER, photo 10 of 38
Single Family Residence at 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER, photo 11 of 38
Single Family Residence at 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER, photo 12 of 38
Large 32'x9' Covered Front Porch - 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER
Single Family Residence at 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER, photo 14 of 38
Kitchen - 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER
Single Family Residence at 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER, photo 16 of 38
View From Kitchen Towards Living/Dining Room Combo - 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER
Single Family Residence at 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER, photo 18 of 38
Living/ Dining Room Combo - 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER
Single Family Residence at 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER, photo 20 of 38
Master Bedroom - 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER
Single Family Residence at 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER, photo 22 of 38
Bathroom - 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER
Guest Bedroom - 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER
Single Family Residence at 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER, photo 25 of 38
Stone Wall - 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER
Driveway Path - 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER
Seawall & Dock - 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER
Front of Home Faces Black Creek Canal - 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER
Single Family Residence at 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER, photo 30 of 38
Single Family Residence at 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER, photo 31 of 38
Single Family Residence at 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER, photo 32 of 38
Aerial View - 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER
Single Family Residence at 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER, photo 34 of 38
Single Family Residence at 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER, photo 35 of 38
Single Family Residence at 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER, photo 36 of 38
Single Family Residence at 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER, photo 37 of 38
Single Family Residence at 14496 & 14498 W CAPTAIN CT, CRYSTAL RIVER, photo 38 of 38
38 photos

$250,000

14496 & 14498 W CAPTAIN CT
CRYSTAL RIVER, FL 34429
Listed by Lynn Harris · ERA AMERICAN SUNCOAST REALTY
Bedrooms
2
Bathrooms
1
Living area
640 sqft
Year built
1986

About this home

AN UNEXPECTED JOURNEY ALWAYS LEADS TO THE GRANDEST ADVENTURE! This little home is hidden amongst the most amazing, picturesque landscape that could only be imagined in a Tolkien tale. Nestled on 2 separate lots totaling .38-acres in the Ozello Keys and surrounded by a labyrinth of mangroves, tidal creeks, estuaries, marshes and wildlife galore, this 2-bedroom, 1 bath 640sqft waterfront home is your cozy escape to write your own tale. YOUR gateway to magic! Get ready, your journey begins now! But first things first, so let’s get to it. The home needs remediation from Hurricane Helene. Most of the walls have been stripped to the studs throughout, damaged cabinetry and appliances removed and is awaiting your creativity and finishing touches. The floor plan is back to basics with function over form, as the outdoors is really the place to be. The large 32’x9’ covered front porch strategically faces the Black Creek Canal, which leads directly to The St Martins River and out to The Gulf of America. Go ahead, sit a spell and contemplate your plans for the day, whether by land or by sea. A stacked stone garden wall at the entrance to the property adds a shire-like, romantic touch, reminiscent of a time long ago. Seawall and dock are a head start. Public water is a plus! NO HOA & NO DEED RESTRCTIONS, so bring all your toys! The Ozello Keys are connected by Ozello Trail, a curvy, scenic 10-mile road that meanders through salt marshes, mangrove islands, sabal palms and cedars and is famous for its unforgettable views of nature and wildlife. The Fish Creek Boat Ramp is 3 minutes away and the Ozello Community Park is only 7 minutes away for both a Boat Ramp and Kayak Launch. And with great fortune, your right smack in the middle of St Martins Marsh Aquatic Preserve and Crystal River Preserve which offer thousands of acres for boating, kayaking, fishing (both recreational and commercial), scalloping, birding watching, hiking, photography and more! The setting for the tale of your grand adventure is here. All you have to do is decide what to do with the time on your journey!

Highlights

Waterfront

Property details

MLS
Stellar MLS
MLS #
MFRTB8531961
Property type
Single Family Residence
Subdivision
ST MARTINS ESTUARY RETREATS UNIT 02
Status
Active
Days on market
60
On market date
July 23, 2026
Stories
N/A
Total bathrooms
1
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.38 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
HOMOSASSA ELEMENTARY SCHOOL
5.4 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
392
Student:teacher ratio
15.7:1
District
CITRUS
Middle
CRYSTAL RIVER MIDDLE SCHOOL
6.71 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
879
Student:teacher ratio
17.9:1
District
CITRUS
HighCharter
ACADEMY OF ENVIRONMENTAL SCIENCE
4.61 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
109
Student:teacher ratio
18.2:1
District
CITRUS

Walkability

Blended score for CRYSTAL RIVER's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

22
Car-dependent
out of 100
EPA National Walkability Index
7.3 / 20 -- Below average walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in CRYSTAL RIVER, from live MLS data.

On the market 60 days -- 70 fewer days than CRYSTAL RIVER's current average of 130 days.
For reference, the median list price across 422 active listings in CRYSTAL RIVER right now is $219,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$1,656/mo
$50,000 down
$200,000 loan
Principal & interest$1,297
Property tax (est.)$208
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated September 21, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.