Single Family Residence at 1315 S SHORE DRIVE, ST CLOUD
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20 photos

$299,000

1315 S SHORE DRIVE
ST CLOUD, FL 34771
Listed by Angel Rivera · LA ROSA REALTY LLC
Bedrooms
2
Bathrooms
2
Living area
1,208 sqft
Year built
1962

About this home

BACK ON MARKET FINANCING FELL THROUGH ONLY ACCEPTING CASH OR HARD MONEY LOAN, GREAT OPPORTUNITY – FIX & FLIP WITH EXTRA BUILDABLE PARCELS! LOTS 127-133 NO PERMITS HAVE BEEN PULLED THIS WILL BE BUYER RESPONSIBLITY TO PULL AND COMPLETE THE WORK. Come take a look at this 2-bedroom, 2-full-bath single-family home, conveniently located just minutes from the growing communities of St. Cloud and Harmony. This property is being sold together with an additional parcel, creating an exciting opportunity for investors or buyers looking to maximize the property's potential. The additional parcel may provide an opportunity to build a future dream home, subject to zoning, permitting, and applicable county requirements. This is an investment project requiring renovation and completion, making it an ideal opportunity for an experienced investor or someone looking for their next fix-and-flip project. Buyers should be prepared to take over the project and complete the remaining work from start to finish. The seller will be leaving valuable renovation materials, including Full kitchen cabinets, Granite kitchen countertop, Tile flooring, Roofing materials and much more. The property also features newly installed commercial-grade windows and a permanent front glass patio enclosure, giving the home a distinctive and updated appearance. This property offers multiple possibilities and plenty of potential need to see in person to appreciate the possibilities! Bring your vision, your contractor and explore everything this property has to offer. Don't miss this opportunity to create something special in an area surrounded by continued growth!

Property details

MLS
Stellar MLS
MLS #
MFRS5154234
Property type
Single Family Residence
Subdivision
REPLAT NEW EDEN UNIT 15 PB 1 PG 343 LOTS 127-133
Status
Active
Days on market
-2
On market date
August 12, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.39 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

ElementaryCharter
MATER ACADEMY AT ST CLOUD
3.27 mi away · Grades 0-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
381
Student:teacher ratio
18.1:1
District
OSCEOLA
Middle
NARCOOSSEE MIDDLE SCHOOL
4.91 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,318
Student:teacher ratio
20.3:1
District
OSCEOLA
High
HARMONY HIGH SCHOOL
6.15 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,594
Student:teacher ratio
24.2:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

24
Car-dependent
out of 100
EPA National Walkability Index
5.8 / 20 -- Below average walkable
Google Places amenity density
15 / 100
Restaurants & cafes0
Grocery stores0
Parks2
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market -2 days -- 110 fewer days than ST CLOUD's current average of 108 days.
For reference, the median list price across 1,968 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$1,951/mo
$59,800 down
$239,200 loan
Principal & interest$1,551
Property tax (est.)$249
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 15 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.