WELCOME HOME! BEAUTIFUL NO HOA!! - 131 Midwood Lane, Belmont
OPEN CONCEPT*Virtually Staged - 131 Midwood Lane, Belmont
KITCHEN WITH QUARTZ COUNTERTOPS - 131 Midwood Lane, Belmont
DINNING*Virtually Staged - 131 Midwood Lane, Belmont
MASTER SUITE*Virtually Staged - 131 Midwood Lane, Belmont
MASTER BATHROOM - 131 Midwood Lane, Belmont
SECONDARY BEDROOM *Virtually Staged - 131 Midwood Lane, Belmont
THIRD BEDROOM*Virtually Staged - 131 Midwood Lane, Belmont
SECONDARY BATH - 131 Midwood Lane, Belmont
LARGE DECK & BACYARD - 131 Midwood Lane, Belmont
HUGE BACKYARD - 131 Midwood Lane, Belmont
BIG SHED - 131 Midwood Lane, Belmont
OVERSIZED DRIVEWAY End of Road Location - 131 Midwood Lane, Belmont
South Point Peninsula Location, Location, Location!! - 131 Midwood Lane, Belmont
South Point Beach Park - 131 Midwood Lane, Belmont
South Point Beach Park - 131 Midwood Lane, Belmont
South Point Beach Park - 131 Midwood Lane, Belmont
South Point Beach Park - 131 Midwood Lane, Belmont
South Point Beach Park - 131 Midwood Lane, Belmont
South Point Beach Park - 131 Midwood Lane, Belmont
South Point Beach Park - 131 Midwood Lane, Belmont
South Point Beach Park - 131 Midwood Lane, Belmont
22 photos

$324,999

131 Midwood Lane
Belmont, NC 28012
Listed by Cecilia Carbajal · America's Real Estate Group Inc
Bedrooms
3
Bathrooms
2
Living area
1,260 sqft
Year built
1972

About this home

Beautiful Full-Brick Ranch on Nearly Half an Acre!! No HOA!! *USDA FINANCING OPPORTUNITY! Potential 0% Down Payment for Qualified Buyers! Minutes from Lake Wylie!! Welcome Home to this beautifully maintained 3 bedrooms & 2 baths Full-Brick Ranch nestled on a spacious nearly Half-acre Level Lot at the end of a quiet street in the highly desirable South Point Peninsula, a peaceful lakeside community surrounded by the beauty of Lake Wylie. Enjoy the freedom of NO HOA, an oversized driveway, an attached one-car garage, and a fully fenced backyard featuring a large deck and storage shed—perfect for entertaining, gardening, pets, or simply relaxing outdoors. Inside, you'll love the bright, open-concept floor plan offering a spacious family room, dining area, and beautifully updated kitchen. The kitchen features modern gray cabinetry, quartz countertops, a large center island, and stainless steel appliances, creating the perfect gathering space for family and friends. French doors in the dining area open to the expansive deck and huge backyard, seamlessly blending indoor and outdoor living. This home offers three generously sized bedrooms and two beautifully remodeled bathrooms. The primary suite boasts an elegant walk-in tiled shower with a frameless glass enclosure. Approximately five years ago, the home was thoughtfully updated with remodeled bathrooms, replacement windows, luxury vinyl plank flooring, modern light fixtures, electrical system improvements, and more. Fresh interior and exterior paint make this home truly move-in ready. Outdoor enthusiasts will love the exceptional location. Just minutes away, you'll enjoy Lake Wylie with endless opportunities for boating, fishing, kayaking, paddleboarding, and water sports. Nearby South Point Beach Park offers a public swimming beach, boat ramps, fishing piers, picnic shelters, playgrounds, and lakeside recreation. Nature lovers will appreciate the scenic Seven Oaks Preserve Trail, while Kevin Loftin Riverfront Park and Goat Island Park & Greenway provide walking trails, kayak launches, playgrounds, outdoor fitness areas, and beautiful waterfront views. Conveniently located just minutes from downtown Belmont, shopping, dining, parks, and major highways, this home is also served by highly rated schools, making it an outstanding choice for buyers seeking both convenience and an exceptional quality of life. Offering the durability of full-brick construction, modern updates, a spacious lot, no HOA, and an unbeatable location, this is a rare opportunity to own the lifestyle you've been looking for. Schedule your private showing today! *Ask us about eligibility and program benefits.

Property details

MLS
Canopy MLS
MLS #
CAR4404670
Property type
Single Family Residence
Subdivision
None
Status
Active
Days on market
72
On market date
July 18, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
1
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Belmont Central Elementary
4.67 mi away · Grades 2-5
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
673
Student:teacher ratio
18.2:1
District
Gaston County Schools
Middle
Belmont Middle
2.99 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
720
Student:teacher ratio
20.0:1
District
Gaston County Schools
High
Gaston Early College High School
13.42 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
238
Student:teacher ratio
23.8:1
District
Gaston County Schools

Walkability

Blended score for Belmont's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

30
Car-dependent
out of 100
EPA National Walkability Index
6.0 / 20 -- Below average walkable

Market position

How this listing compares to current activity in Belmont, from live MLS data.

On the market 72 days -- 11 fewer days than Belmont's current average of 83 days.
For reference, the median list price across 256 active listings in Belmont right now is $450,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,107/mo
$65,000 down
$259,999 loan
Principal & interest$1,686
Property tax (est.)$271
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 26 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.