Single Family Residence at 121 White Oak Drive, Warne, NC 28909
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$379,900

121 White Oak Drive, Warne, NC 28909
Warne, NC 28909
Listed by Carol Robinson · Coldwell Banker High Country
Bedrooms
3
Bathrooms
2.5
Living area
2,217 sqft
Year built
2000

About this home

Welcome to this charming creekfront chalet featuring 3 bedrooms and 2.5 bathrooms. Relax on the front porch and take in the stunning mountain and pond views. The kitchen is updated with newer granite countertops, ew stove, a stainless steel refrigerator, and a dishwasher, making it a delightful space for cooking and entertaining. The HVAC cooling system was replaced in 2022, ensuring comfort throughout the year. And, a new roof in 2025! The great room features low-maintenance LVP flooring and a large gas log fireplace, perfect for those cool evenings. The master bedroom is conveniently located on the main level with doors to porch, while a loft bedroom upstairs offers ample closet space. The basement provides a third bedroom with direct access to the bathroom, along with a large bonus room that offers plenty of extra living space. A laundry room is strategically situated between the bathroom and bonus room for ease of use. FIBER OPTIC INTERNET. Outside, the basement opens to a concrete patio, ideal for outdoor gatherings. The property sits on over 3.5 acres of beautiful, well-maintained grounds and includes an additional lot with a driveway already in place, offering even more potential for expansion or guest parking. Located near Lake Chatuge, and the GA Mountain Fairgrounds. Come home to this serene mountain retreat!

Highlights

WaterfrontFireplace

Property details

MLS
Hive MLS
MLS #
98544493
Property type
Single Family Residence
Subdivision
White Oak Subdivision
Status
Active
Days on market
156
On market date
May 14, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
N/A
Parking spaces
4
Lot size
3.5 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Hayesville Elementary
5.05 mi away · Grades 3-5
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
257
Student:teacher ratio
14.3:1
District
Clay County Schools
Middle
Hayesville Middle
4.87 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
299
Student:teacher ratio
14.2:1
District
Clay County Schools
High
Hayesville High
4.97 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
358
Student:teacher ratio
12.8:1
District
Clay County Schools

Walkability

Blended score for Warne's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

23
Car-dependent
out of 100
EPA National Walkability Index
7.7 / 20 -- Below average walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,438/mo
$75,980 down
$303,920 loan
Principal & interest$1,971
Property tax (est.)$317
Home insurance (est.)$150

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Data source: Listing information provided by Hive MLS via Trestle/CoreLogic. Last updated 12 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.