Single Family Residence at 12028 Grinstead Lane, Charlotte
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Main Level Office - 12028 Grinstead Lane, Charlotte
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Main Level Guest - 12028 Grinstead Lane, Charlotte
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Garage - 12028 Grinstead Lane, Charlotte
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Upper Level Bonus - 12028 Grinstead Lane, Charlotte
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Primary Bedroom - 12028 Grinstead Lane, Charlotte
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Primary Ensuite Bath - 12028 Grinstead Lane, Charlotte
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Community Pool - 12028 Grinstead Lane, Charlotte
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$590,000

12028 Grinstead Lane
Charlotte, NC 28278
Listed by Timothy Hansley · Dickens Mitchener & Associates Inc
Bedrooms
5
Bathrooms
3
Living area
2,615 sqft
Year built
2024

About this home

ASSUMABLE VA LOAN AT 5.375% WITH AN APPROXIMATE $579,000 LOAN BALANCE! A rare financing opportunity accompanies this like-new 5-bedroom, 3-bath home in sought-after Parkside Crossing. Qualified buyers may have the opportunity to assume the seller's existing VA mortgage at 5.375%, offering an exceptional alternative to obtaining a new mortgage at current market rates and saving the buyer hundreds of dollars per month on their payment. Ask for details regarding the VA loan assumption, qualification requirements, and current loan balance. You DO NOT need to be a veteran to assume the loan! The popular Hampton plan by Pulte Homes offers an impressive combination of space, flexibility, and modern finishes. The open main level features a spacious living area, dedicated office, and a full guest suite with bedroom and bath—ideal for guests, multi-generational living, or additional work-from-home space. The kitchen is designed for both everyday living and entertaining with granite countertops, stainless steel gas appliances, tile backsplash, undercabinet lighting, and abundant workspace. Durable LVP flooring complements the open-concept design. Upstairs, the spacious primary suite features a walk-in closet, while additional bedrooms provide plenty of room for family and guests. A large open sitting room/bonus room adds even more flexibility and could serve as a second living area, exercise room, playroom, home office, or entertainment space. Outside, enjoy a large, level backyard with plenty of room to play, entertain, or potentially add fencing. An attached 2-car garage provides additional parking and storage. Parkside Crossing offers resort-style neighborhood amenities including a pool, clubhouse, playground, and dog park, while HOA dues also include high-speed internet and TV service. Conveniently located minutes from RiverGate Shopping Center and Lake Wylie, with easy access to Charlotte Douglas International Airport and all that southwest Charlotte has to offer. The combination of a like-new 5-bedroom home, desirable community amenities, and the potential to assume approximately $579,000 of existing VA financing at just 5.375% makes this an opportunity that is difficult to replicate. VA loan assumption is subject to buyer and servicer approval; loan balance is approximate and subject to change.

Property details

MLS
Canopy MLS
MLS #
CAR4420733
Property type
Single Family Residence
Subdivision
Parkside Crossing
Status
Active
Days on market
47
On market date
September 3, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Winget Park Elementary
0.73 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
652
Student:teacher ratio
15.5:1
District
Charlotte-Mecklenburg Schools
Middle
Southwest Middle School
1.04 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
1,328
Student:teacher ratio
17.0:1
District
Charlotte-Mecklenburg Schools
High
Cato Middle College High School
18.19 mi away · Grades 11-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
166
Student:teacher ratio
41.5:1
District
Charlotte-Mecklenburg Schools

Walkability

Blended score for Charlotte's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

62
Walkable
out of 100
EPA National Walkability Index
8.5 / 20 -- Below average walkable
Google Places amenity density
90 / 100
Restaurants & cafes20
Grocery stores5
Parks1
Schools5
Transit stops11
Pharmacies9

Market position

How this listing compares to current activity in Charlotte, from live MLS data.

On the market 47 days -- 21 fewer days than Charlotte's current average of 68 days.
For reference, the median list price across 5,664 active listings in Charlotte right now is $359,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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/mo
Est. monthly payment
$3,703/mo
$118,000 down
$472,000 loan
Principal & interest$3,061
Property tax (est.)$492
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 3 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.