INNOVATE Real Estate
Single Family Residence at 1081 NE 130TH TER, SILVER SPRINGS
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$499,990

1081 NE 130TH TER
SILVER SPRINGS, FL 34488
Listed by Harold Hutchinson, Jr · SANDPEAK REALTY
Bedrooms
3
Bathrooms
2
Living area
2,491 sqft
Year built
2004

About this home

Rare Lakefront Opportunity in Silver Springs! Enjoy 252’ of frontage on beautiful spring-fed Lake Waldena! This remarkable home offers 2,491 SF of living space on .59 acres with stunning lake views from almost every room in the house. The spacious interior features an updated guest bath with a new shower and new LVP flooring in the main living areas. The primary suite offers a cultured marble Jacuzzi tub, separate shower, and dual sinks. Relax on the low-heat composite wood deck overlooking the lake and enjoy gorgeous sunrises and abundant wildlife. Major updates include a 2025 water heater, 2023 high-efficiency HVAC, 2019 architectural shingle roof, whole-house water filtration system, Generac whole-house generator with regular inspections and weekly run cycles, and hurricane shutters. Additional features include an interior laundry with washer/dryer and closet storage, garage storage and a utility sink, a dry “basement” storage area, a shed, irrigated landscaping, and a fenced backyard. Murphy bed in the third bedroom, kitchen nook dining set, and bar chairs convey. The home also comes with a canoe, making it easy to start enjoying the lake lifestyle from day one. Community amenities include a playground, covered pavilion, canoe/kayak storage, and a fishing dock. Come experience the beauty of true waterfront living on Lake Waldena. Call today to schedule your private tour!

Highlights

Waterfront

Property details

MLS
Stellar MLS
MLS #
MFRW7887977
Property type
Single Family Residence
Subdivision
TRAILS EAST (LAKEVIEW WOODS)
Status
Active
Days on market
75
On market date
July 29, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.59 acres

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
EAST MARION ELEMENTARY SCHOOL
1.63 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
608
Student:teacher ratio
17.4:1
District
MARION
MiddleCharter
OCALI CHARTER MIDDLE SCHOOL
9.62 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
201
Student:teacher ratio
15.5:1
District
MARION
High
LAKE WEIR HIGH SCHOOL
8.51 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,413
Student:teacher ratio
23.2:1
District
MARION

Walkability

Blended score for SILVER SPRINGS's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

16
Very car-dependent
out of 100
EPA National Walkability Index
5.3 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in SILVER SPRINGS, from live MLS data.

On the market 75 days -- 89 fewer days than SILVER SPRINGS's current average of 164 days.
For reference, the median list price across 188 active listings in SILVER SPRINGS right now is $95,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,161/mo
$99,998 down
$399,992 loan
Principal & interest$2,594
Property tax (est.)$417
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 10 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.