Single Family Residence at 104 Southern Cross Lane, Matthews
Single Family Residence at 104 Southern Cross Lane, Matthews, photo 2 of 34
virtually staged - 104 Southern Cross Lane, Matthews
Single Family Residence at 104 Southern Cross Lane, Matthews, photo 4 of 34
virtually staged - 104 Southern Cross Lane, Matthews
virtually staged - 104 Southern Cross Lane, Matthews
Single Family Residence at 104 Southern Cross Lane, Matthews, photo 7 of 34
virtually staged - 104 Southern Cross Lane, Matthews
Single Family Residence at 104 Southern Cross Lane, Matthews, photo 9 of 34
Single Family Residence at 104 Southern Cross Lane, Matthews, photo 10 of 34
Single Family Residence at 104 Southern Cross Lane, Matthews, photo 11 of 34
staged - 104 Southern Cross Lane, Matthews
virtually staged - 104 Southern Cross Lane, Matthews
Single Family Residence at 104 Southern Cross Lane, Matthews, photo 14 of 34
Single Family Residence at 104 Southern Cross Lane, Matthews, photo 15 of 34
virtually staged - 104 Southern Cross Lane, Matthews
Single Family Residence at 104 Southern Cross Lane, Matthews, photo 17 of 34
virtually staged - 104 Southern Cross Lane, Matthews
Single Family Residence at 104 Southern Cross Lane, Matthews, photo 19 of 34
Single Family Residence at 104 Southern Cross Lane, Matthews, photo 20 of 34
Single Family Residence at 104 Southern Cross Lane, Matthews, photo 21 of 34
Single Family Residence at 104 Southern Cross Lane, Matthews, photo 22 of 34
virtually staged - 104 Southern Cross Lane, Matthews
Single Family Residence at 104 Southern Cross Lane, Matthews, photo 24 of 34
Single Family Residence at 104 Southern Cross Lane, Matthews, photo 25 of 34
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Single Family Residence at 104 Southern Cross Lane, Matthews, photo 27 of 34
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Single Family Residence at 104 Southern Cross Lane, Matthews, photo 34 of 34
34 photos

$745,000

104 Southern Cross Lane
Matthews, NC 28105
Listed by Adriana Puiu · Keller Williams Connected
Bedrooms
4
Bathrooms
3.5
Living area
3,057 sqft
Year built
1995

About this home

Priced to Sell + $10,000 Buyer Incentive! Welcome to this exceptional home tucked away at the end of a quiet cul-de-sac in one of Matthews' most established and desirable neighborhoods, featuring scenic walking trails, tennis courts, mature trees, and a peaceful community setting. Offering over 3,000 square feet, this beautifully maintained home features 4 bedrooms, 3 full bathrooms, and a versatile floor plan filled with natural light. The finished basement is a standout feature — offering a private bedroom and full bathroom, perfect for multigenerational living, a guest suite, home office, or recreation space. The home was freshly painted within the last two years, and the refrigerator and dishwasher were recently replaced. Enjoy a convenient Matthews location with access to highly rated schools, shopping, dining, and Charlotte just minutes away. The seller is offering a $10,000 buyer incentive toward closing costs, a rate buy-down, or other allowable buyer expenses. Schedule your private showing today!

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4391512
Property type
Single Family Residence
Subdivision
Sardis Plantation
Status
Active
Days on market
87
On market date
June 11, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Elizabeth Lane Elementary
0.2 mi away · Grades 0-5
Zoned school (attendance boundary, 2015-16 data)
4.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
803
Student:teacher ratio
14.9:1
District
Charlotte-Mecklenburg Schools
Middle
South Charlotte Middle
3.37 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
835
Student:teacher ratio
20.4:1
District
Charlotte-Mecklenburg Schools
High
Cato Middle College High School
10.65 mi away · Grades 11-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
166
Student:teacher ratio
41.5:1
District
Charlotte-Mecklenburg Schools

Walkability

Blended score for Matthews's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

37
Car-dependent
out of 100
EPA National Walkability Index
6.8 / 20 -- Below average walkable
Google Places amenity density
40 / 100
Restaurants & cafes0
Grocery stores0
Parks4
Schools9
Transit stops9
Pharmacies0

Market position

How this listing compares to current activity in Matthews, from live MLS data.

On the market 87 days -- right at Matthews's current average of 87 days.
For reference, the median list price across 287 active listings in Matthews right now is $499,999.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$4,636/mo
$149,000 down
$596,000 loan
Principal & interest$3,866
Property tax (est.)$621
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.