Welcome Home! - 1020 COTTONWOOD ST, LEESBURG
Charming Single-Story Home - 1020 COTTONWOOD ST, LEESBURG
Beautiful Mature Trees - 1020 COTTONWOOD ST, LEESBURG
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$324,900

1020 COTTONWOOD ST
LEESBURG, FL 34748
Listed by Yza Perez · THE ELITE REALTY EXPERIENCE
Bedrooms
4
Bathrooms
2
Living area
2,239 sqft
Year built
1954

About this home

SPACE, FLEXIBILITY, PRIVATE POOL & NO HOA! Discover this spacious 4-bedroom, 2-bathroom home offering 2,239 square feet of living space on a beautiful 0.29-acre corner lot in the established Lake Forest neighborhood of Leesburg! Surrounded by mature trees draped in Spanish moss, this single-story home combines classic Florida charm with versatile living spaces and an inviting outdoor setting. Step inside to a welcoming foyer, expansive living and dining areas, and luxury vinyl flooring throughout much of the home. The kitchen features solid wood cabinetry, generous counter space, and a convenient pass-through to the dining area, making everyday living and entertaining a breeze. Need extra space? In addition to four bedrooms, this home offers a dedicated office, a separate bonus room ideal for hobbies, creative projects, or a workshop, and an oversized laundry room with additional storage. Whether you're working from home or simply looking for room to spread out, this flexible floor plan offers plenty of possibilities! Step outside to your fenced backyard, featuring a private pool with an elevated deck and patio area—perfect for relaxing, entertaining, and enjoying Florida's sunshine. The oversized corner lot offers mature landscaping, ample outdoor space, and convenient driveway parking. LOCATION, LOCATION, LOCATION! Enjoy nearby public lake access, fishing piers, scenic waterfront parks, and recreational opportunities along the beautiful Harris Chain of Lakes, with local waterfront amenities within walking distance. Downtown Leesburg, with its restaurants, shops, and community activities, is also just a short distance away. Conveniently located near The Villages, Mount Dora, shopping, and medical facilities. NO HOA, NO CDD, and located in a USDA-eligible area, offering another potential financing option for qualified buyers! With generous living spaces, a versatile layout, and nearby outdoor recreation, this home offers a wonderful opportunity to enjoy the Florida lifestyle. Schedule your private showing today!

Highlights

Private pool

Property details

MLS
Stellar MLS
MLS #
MFRTB8560866
Property type
Single Family Residence
Subdivision
LEESBURG LAKE FOREST UNIT 01
Status
Active
Days on market
N/A
On market date
October 24, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.29 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
BEVERLY SHORES ELEMENTARY SCHOOL
0.43 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
615
Student:teacher ratio
14.3:1
District
LAKE
Middle
CARVER MIDDLE SCHOOL
1.05 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
792
Student:teacher ratio
19.3:1
District
LAKE
High
LEESBURG HIGH SCHOOL
1.34 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,618
Student:teacher ratio
21.3:1
District
LAKE

Walkability

Blended score for LEESBURG's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

66
Walkable
out of 100
EPA National Walkability Index
9.8 / 20 -- Below average walkable
Google Places amenity density
90 / 100
Restaurants & cafes20
Grocery stores3
Parks2
Schools7
Transit stops20
Pharmacies4

Market position

How this listing compares to current activity in LEESBURG, from live MLS data.

On the market 0 days -- 112 fewer days than LEESBURG's current average of 112 days.
For reference, the median list price across 962 active listings in LEESBURG right now is $274,574.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,107/mo
$64,980 down
$259,920 loan
Principal & interest$1,686
Property tax (est.)$271
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 21 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.