Single Family Residence at 3975 BAJA DR, ST CLOUD
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Laundry Room - 3975 BAJA DR, ST CLOUD
Downstairs 1/2 bath. - 3975 BAJA DR, ST CLOUD
Master Bedroom - 1st floor. - 3975 BAJA DR, ST CLOUD
Master Bedroom - 1st floor. - 3975 BAJA DR, ST CLOUD
Master Bathroom - 3975 BAJA DR, ST CLOUD
Master Bathroom - 3975 BAJA DR, ST CLOUD
Master Bathroom - 3975 BAJA DR, ST CLOUD
Master Bathroom - 3975 BAJA DR, ST CLOUD
Virtually Staged. - 3975 BAJA DR, ST CLOUD
Upstairs loft. - 3975 BAJA DR, ST CLOUD
Virtually Staged. - 3975 BAJA DR, ST CLOUD
Upstairs loft. - 3975 BAJA DR, ST CLOUD
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36 photos

$450,000

3975 BAJA DR
ST CLOUD, FL 34772
Listed by Jamie Bollinger · EXP REALTY LLC
Bedrooms
4
Bathrooms
2.5
Living area
2,820 sqft
Year built
2017

About this home

Welcome to this beautifully upgraded 4-bedroom, 2.5-bath home in the desirable Whaley’s Creek community of St. Cloud! From the moment you step inside, you’ll appreciate the thoughtful upgrades and custom touches that make this home truly special. The stunning, newly renovated kitchen serves as the heart of the home, offering a fresh, modern design perfect for both everyday living and entertaining. The spacious living area is enhanced by a gorgeous custom-built entertainment center, while elegant plantation blinds add timeless style throughout. The FIRST-FLOOR PRIMARY SUITE offers convenience and privacy, complete with a beautifully designed custom closet that maximizes both storage and organization. A conveniently located downstairs laundry room adds to the home’s functional layout. Step outside and take in the peaceful pond views, creating a beautiful backdrop for morning coffee, weekend gatherings, or simply unwinding at the end of the day. AND HERE’S AN INCREDIBLE BONUS, THE SOLAR PANELS WILL BE PAID OFF IN FULL BY THE SELLER AT CLOSING! Enjoy the benefits of solar energy without assuming the existing solar loan. With its beautifully renovated kitchen, custom features, desirable floor plan, and picturesque pond setting, this home offers an exceptional opportunity in one of St. Cloud’s sought-after communities. Conveniently located near shopping, dining, schools, and major roadways, this is a home you won't want to miss. Schedule your private showing today!

Property details

MLS #
MFRS5158149
Property type
Single Family Residence
Subdivision
WHALEYS CREEK PH 1
Status
Active
Days on market
N/A
On market date
September 24, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.17 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
CANOE CREEK K-8
0.59 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,037
Student:teacher ratio
18.9:1
District
OSCEOLA
Middle
ST. CLOUD MIDDLE SCHOOL
3.92 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,188
Student:teacher ratio
16.1:1
District
OSCEOLA
High
ST. CLOUD HIGH SCHOOL
3.88 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,069
Student:teacher ratio
20.7:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center: EPA's National Walkability Index (street network, transit, land-use mix) combined with nearby-amenity density. 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

26
Car-dependent
out of 100
EPA National Walkability Index
6.2 / 20 -- Below average walkable
Nearby-amenity density
18 / 100
Restaurants & cafes1
Grocery stores0
Parks2
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 0 days -- 111 fewer days than ST CLOUD's current average of 111 days.
For reference, the median list price across 1,811 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,860/mo
$90,000 down
$360,000 loan
Principal & interest$2,335
Property tax (est.)$375
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.