Welcome to 123 Mercer Street! - 123 MERCER ST, PORT CHARLOTTE
Frontage view highlighting the curb appeal and privacy with no immediate neighbors on either side! - 123 MERCER ST, PORT CHARLOTTE
Aerial view highlighting the home, fenced backyard, and surrounding residential setting. - 123 MERCER ST, PORT CHARLOTTE
Welcoming covered front entry surrounded by established landscaping. - 123 MERCER ST, PORT CHARLOTTE
Bright, updated kitchen featuring stainless steel appliances installed in 2025. - 123 MERCER ST, PORT CHARLOTTE
Functional kitchen with abundant cabinetry, generous counter space, and wood look tile flooring. - 123 MERCER ST, PORT CHARLOTTE
Stainless steel appliances and ample cabinetry create a clean and functional workspace. - 123 MERCER ST, PORT CHARLOTTE
Spacious kitchen with plenty of storage and counter space for everyday cooking and entertaining. - 123 MERCER ST, PORT CHARLOTTE
Additional kitchen view highlighting the open connection to the surrounding living spaces. - 123 MERCER ST, PORT CHARLOTTE
Dedicated dining area conveniently located just off the kitchen. - 123 MERCER ST, PORT CHARLOTTE
Spacious living room with wood look tile flooring, ceiling fan, and plenty of natural light. - 123 MERCER ST, PORT CHARLOTTE
Open living and dining spaces create a comfortable layout for everyday living and entertaining. - 123 MERCER ST, PORT CHARLOTTE
Open concept living and dining area with easy flow between the home's main gathering spaces. - 123 MERCER ST, PORT CHARLOTTE
Bright, open living space with sliding glass doors providing access to the enclosed Florida Room. - 123 MERCER ST, PORT CHARLOTTE
Comfortable living area with neutral finishes and an abundance of natural light. - 123 MERCER ST, PORT CHARLOTTE
*virtually staged* Spacious primary bedroom featuring new carpeting and ceiling fan. - 123 MERCER ST, PORT CHARLOTTE
Spacious primary bedroom featuring new carpeting and ceiling fan. - 123 MERCER ST, PORT CHARLOTTE
Primary suite offers comfortable proportions with room for additional bedroom furniture. - 123 MERCER ST, PORT CHARLOTTE
Additional view of the primary bedroom and its spacious layout. - 123 MERCER ST, PORT CHARLOTTE
*virtually staged* Bright primary suite with direct access to the renovated private bathroom. - 123 MERCER ST, PORT CHARLOTTE
Bright primary suite with direct access to the renovated private bathroom. - 123 MERCER ST, PORT CHARLOTTE
*virtually staged* Beautifully renovated primary bathroom featuring dual vanities and contemporary finishes. - 123 MERCER ST, PORT CHARLOTTE
Beautifully renovated primary bathroom featuring dual vanities and contemporary finishes. - 123 MERCER ST, PORT CHARLOTTE
*virtually staged* Updated walk in shower with modern tilework and glass enclosure. - 123 MERCER ST, PORT CHARLOTTE
Updated walk in shower with modern tilework and glass enclosure. - 123 MERCER ST, PORT CHARLOTTE
Renovated primary bathroom with dual sinks, ample counter space, and updated finishes. - 123 MERCER ST, PORT CHARLOTTE
Private primary suite with convenient access to the renovated ensuite bathroom. - 123 MERCER ST, PORT CHARLOTTE
Interior hallway connecting the home's bedrooms and main living spaces. - 123 MERCER ST, PORT CHARLOTTE
*virtually staged* Secondary bedroom with ceiling fan, closet storage, and plenty of natural light. - 123 MERCER ST, PORT CHARLOTTE
Secondary bedroom with ceiling fan, closet storage, and plenty of natural light. - 123 MERCER ST, PORT CHARLOTTE
Bright secondary bedroom with a large window overlooking the property. - 123 MERCER ST, PORT CHARLOTTE
*virtually staged* Full guest bathroom with tub and shower combination. - 123 MERCER ST, PORT CHARLOTTE
Full guest bathroom with tub and shower combination. - 123 MERCER ST, PORT CHARLOTTE
*virtually staged* omfortable third bedroom with carpeting, ceiling fan, and natural light. - 123 MERCER ST, PORT CHARLOTTE
Comfortable third bedroom with carpeting, ceiling fan, and natural light. - 123 MERCER ST, PORT CHARLOTTE
Additional view of the third bedroom and closet space. - 123 MERCER ST, PORT CHARLOTTE
Spacious enclosed Florida Room expands the home's living and entertaining space. - 123 MERCER ST, PORT CHARLOTTE
Wall to wall windows bring abundant natural light into this versatile Florida Room. - 123 MERCER ST, PORT CHARLOTTE
Outdoor covered patio provides a shaded space for dining, grilling, or relaxing. - 123 MERCER ST, PORT CHARLOTTE
Covered outdoor living area overlooking the spacious, fully fenced backyard. - 123 MERCER ST, PORT CHARLOTTE
Expansive fenced backyard offers plenty of room for pets, entertaining, gardening, or outdoor activities. - 123 MERCER ST, PORT CHARLOTTE
Private backyard surrounded by wood fencing and established landscaping. - 123 MERCER ST, PORT CHARLOTTE
Attached garage provides parking, storage, and additional utility space. - 123 MERCER ST, PORT CHARLOTTE
Convenient laundry area located inside the garage. - 123 MERCER ST, PORT CHARLOTTE
Attractive curb appeal with a spacious front lawn and mature landscaping. - 123 MERCER ST, PORT CHARLOTTE
Wide driveway provides plenty of parking and easy access to the attached 2 car garage. - 123 MERCER ST, PORT CHARLOTTE
123 Mercer Street is tucked into a quiet residential area of Port Charlotte. - 123 MERCER ST, PORT CHARLOTTE
Elevated neighborhood view showcasing the surrounding greenery and low density residential setting. - 123 MERCER ST, PORT CHARLOTTE
Convenient Port Charlotte location with access to surrounding roadways and area amenities. - 123 MERCER ST, PORT CHARLOTTE
Bird's eye view of the neighborhood and surrounding residential streets. - 123 MERCER ST, PORT CHARLOTTE
Aerial perspective highlighting the property's location within the surrounding community. - 123 MERCER ST, PORT CHARLOTTE
Wide neighborhood view showcasing the peaceful residential surroundings. - 123 MERCER ST, PORT CHARLOTTE
Final aerial perspective of 123 Mercer Street and the surrounding Port Charlotte area. - 123 MERCER ST, PORT CHARLOTTE
53 photos

$279,900

123 MERCER ST
PORT CHARLOTTE, FL 33954
Listed by KELLER WILLIAMS ISLAND LIFE REAL ESTATE
Bedrooms
3
Bathrooms
2
Living area
1,264 sqft
Year built
2004

About this home

Some homes just make everyday life easier, and 123 Mercer Street is one of them. Tucked along a quiet residential street in Port Charlotte, this beautifully maintained 3 bedroom, 2 bathroom home offers the privacy, updates, and freedom buyers are looking for, all with NO HOA. Step inside to a bright, inviting interior featuring wood look tile flooring throughout the main living areas and a fresh, functional kitchen complete with stainless steel appliances installed in 2025. The primary suite has been thoughtfully refreshed with new carpet in the bedroom and a beautifully renovated bathroom featuring contemporary finishes and dual vanities. Major improvements have already been taken care of, including a 2023 roof, new electrical panel installed in 2025, and PAID OFF SOLAR PANELS, giving the next owner the benefits of solar without an additional solar payment to assume. Out back, the home transforms into a private retreat. A fully fenced backyard, wood privacy fencing, and established privacy landscaping create a peaceful setting with plenty of room for pets, entertaining, gardening, or simply unwinding outside at the end of the day. Adding to the sense of space and privacy, the neighboring property owner currently owns both adjacent lots, leaving 123 Mercer with additional breathing room on both sides and no homes immediately next door. Add in a 2 car garage, comfortable 3 bedroom layout, and the freedom of living without HOA restrictions or fees, and 123 Mercer Street delivers an appealing combination of thoughtful updates, privacy, and practicality. Clean, updated, and ready for its next chapter, this is a home you can settle into from day one. Schedule your private showing today!

Property details

MLS #
MFRN6145526
Property type
Single Family Residence
Subdivision
PORT CHARLOTTE SEC 016
Status
Active
Days on market
N/A
On market date
September 24, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.23 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
CRANBERRY ELEMENTARY SCHOOL
2.46 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
723
Student:teacher ratio
13.9:1
District
SARASOTA
Middle
MURDOCK MIDDLE SCHOOL
1.84 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
651
Student:teacher ratio
18.6:1
District
CHARLOTTE
High
PORT CHARLOTTE HIGH SCHOOL
1.85 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,559
Student:teacher ratio
20.8:1
District
CHARLOTTE

Walkability

Blended score for PORT CHARLOTTE's center: EPA's National Walkability Index (street network, transit, land-use mix) combined with nearby-amenity density. 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

54
Somewhat walkable
out of 100
EPA National Walkability Index
10.2 / 20 -- Below average walkable
Nearby-amenity density
58 / 100
Restaurants & cafes9
Grocery stores2
Parks2
Schools3
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in PORT CHARLOTTE, from live MLS data.

On the market 0 days -- 207 fewer days than PORT CHARLOTTE's current average of 207 days.
For reference, the median list price across 4,785 active listings in PORT CHARLOTTE right now is $36,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$1,836/mo
$55,980 down
$223,920 loan
Principal & interest$1,452
Property tax (est.)$233
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 24 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.