Single Family Residence at 3145 PACKARD AVE, ST CLOUD
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$899,900

3145 PACKARD AVE
ST CLOUD, FL 34772
Listed by VESTI LLC
Bedrooms
5
Bathrooms
4.5
Living area
3,358 sqft
Year built
1977

About this home

Space, privacy, and zero restrictions, this nearly 5-acre estate is a rare find in Central Florida. Sitting on 4.8 sprawling acres with no HOA, this 5-bedroom, 4.5-bathroom home gives you the freedom to live, build, and grow exactly how you want, whether that's room for horses, RVs, a boat, or simply the peace of wide-open land. Step inside to a fully renovated interior featuring a brand-new kitchen, updated bathrooms, and new flooring throughout, move-in ready with none of the guesswork. A 2022 roof means major system worries are already handled, and the paid-off solar panels (included with the sale) offer the next owner dramatically lower utility bills from day one, a rare and valuable upgrade that pays for itself. With five bedrooms and four and a half baths, there's room for large families, multi-generational living, or guests, while the acreage offers endless possibilities: a future pool, workshop, guest house, or hobby farm, all just minutes from Downtown St. Cloud's shops and restaurants and a short drive to Lake Nona, Medical City, and Orlando's major employment corridors. Properties with this much usable land, this close to town, and with no HOA rarely come available, schedule your private showing before this one is gone.

Property details

MLS #
MFRO6439242
Property type
Single Family Residence
Subdivision
S L & I C
Status
Active
Days on market
1
On market date
September 4, 2026
Stories
N/A
Total bathrooms
4.5
Garage spaces
2
Parking spaces
N/A
Lot size
4.8 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
HICKORY TREE ELEMENTARY SCHOOL
1.96 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
676
Student:teacher ratio
16.5:1
District
OSCEOLA
Middle
ST. CLOUD MIDDLE SCHOOL
2.73 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,188
Student:teacher ratio
16.1:1
District
OSCEOLA
High
ST. CLOUD HIGH SCHOOL
2.84 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,069
Student:teacher ratio
20.7:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center: EPA's National Walkability Index (street network, transit, land-use mix) combined with nearby-amenity density. 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

26
Car-dependent
out of 100
EPA National Walkability Index
6.2 / 20 -- Below average walkable
Nearby-amenity density
18 / 100
Restaurants & cafes1
Grocery stores0
Parks2
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 1 days -- 110 fewer days than ST CLOUD's current average of 111 days.
For reference, the median list price across 1,811 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
% / yr
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/mo
Est. monthly payment
$5,569/mo
$179,980 down
$719,920 loan
Principal & interest$4,669
Property tax (est.)$750
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 20 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.