Convenient location but tucked back in the community for privacy - 2796 CHALLENGER DR, PALM HARBOR
Single Family Residence at 2796 CHALLENGER DR, PALM HARBOR, photo 2 of 33
Beautiful entry into the family room - 2796 CHALLENGER DR, PALM HARBOR
View of the open space from living room to dining area - 2796 CHALLENGER DR, PALM HARBOR
Single Family Residence at 2796 CHALLENGER DR, PALM HARBOR, photo 5 of 33
Single Family Residence at 2796 CHALLENGER DR, PALM HARBOR, photo 6 of 33
Artfully constructed beam to separate the living room and dining area - 2796 CHALLENGER DR, PALM HARBOR
Dining room with built in storage and countertop - 2796 CHALLENGER DR, PALM HARBOR
Single Family Residence at 2796 CHALLENGER DR, PALM HARBOR, photo 9 of 33
4th bedrooom/office/flex space off the living room - 2796 CHALLENGER DR, PALM HARBOR
Gorgeous kitchen! - 2796 CHALLENGER DR, PALM HARBOR
Sleek and sophisticated - 2796 CHALLENGER DR, PALM HARBOR
Single Family Residence at 2796 CHALLENGER DR, PALM HARBOR, photo 13 of 33
Stone counter with waterfall edge - 2796 CHALLENGER DR, PALM HARBOR
Single Family Residence at 2796 CHALLENGER DR, PALM HARBOR, photo 15 of 33
Single Family Residence at 2796 CHALLENGER DR, PALM HARBOR, photo 16 of 33
Open kitchen/family room - 2796 CHALLENGER DR, PALM HARBOR
Wood burning fireplace - 2796 CHALLENGER DR, PALM HARBOR
Primary retreat - 2796 CHALLENGER DR, PALM HARBOR
Primary built-in closet system! - 2796 CHALLENGER DR, PALM HARBOR
Luxurious spa-like primary bathroom, - 2796 CHALLENGER DR, PALM HARBOR
Double sinks and soaking tub - 2796 CHALLENGER DR, PALM HARBOR
Large primary shower - 2796 CHALLENGER DR, PALM HARBOR
Second bedroom - 2796 CHALLENGER DR, PALM HARBOR
Second full size bathroom - 2796 CHALLENGER DR, PALM HARBOR
Third bedroom - 2796 CHALLENGER DR, PALM HARBOR
Separate laundry room - 2796 CHALLENGER DR, PALM HARBOR
Screened pool with pavers - 2796 CHALLENGER DR, PALM HARBOR
Single Family Residence at 2796 CHALLENGER DR, PALM HARBOR, photo 29 of 33
Single Family Residence at 2796 CHALLENGER DR, PALM HARBOR, photo 30 of 33
Large back yard - 2796 CHALLENGER DR, PALM HARBOR
Single Family Residence at 2796 CHALLENGER DR, PALM HARBOR, photo 32 of 33
Single Family Residence at 2796 CHALLENGER DR, PALM HARBOR, photo 33 of 33
33 photos

$799,000

2796 CHALLENGER DR
PALM HARBOR, FL 34683
Listed by Linda Caruso · KELLER WILLIAMS REALTY- PALM HARBOR
Bedrooms
4
Bathrooms
2
Living area
2,248 sqft
Year built
1991

About this home

LOCATION, LIFESTYLE AND A BEAUTIFULLY REMODELED POOL HOME COME TOGETHER AT 2796 CHALLENGER DRIVE! Welcome to Waterford Crossings, a highly sought-after Palm Harbor community where a friendly neighborhood atmosphere meets an enviable location. Beautifully remodeled from top to bottom, this 4-bedroom, 2-bath pool home showcases a sleek, contemporary design with clean lines, high-end finishes, and a comfortable open-concept layout designed for the way you live today. At the heart of the home, the gourmet kitchen features modern cabinetry, quartz countertops, and premium stainless-steel appliances, all new in 2026. The living spaces flow effortlessly together, creating an inviting setting for both everyday living and entertaining. The primary suite offers a true resort-style retreat, complete with a luxurious standalone soaking tub and an oversized walk-in shower, creating a beautiful space to unwind at the end of the day. The secondary bathroom has also been thoughtfully updated with contemporary finishes. Step outside and the Florida lifestyle truly comes alive with a newly resurfaced pool featuring a Pebble Tec finish and gorgeous glass tile, completed in 2026. The pool and surrounding outdoor space provide the perfect setting for relaxing, entertaining, and enjoying Florida’s year-round sunshine. Major updates include a NEW ROOF in 2026, HVAC replaced in 2025, Hot Water Heater 2018, luxury vinyl flooring throughout, updated kitchen & bathrooms, lighting and window treatments throughout, interior/exterior painting, built in features plus much more! Located in Flood Zone X (flood insurance is not required), adds another layer of appeal and peace of mind. Waterford Crossings offers low HOA fees, while its location puts you just minutes from Honeymoon Island State Park and the pristine beaches of Caladesi Island, as well as the Pinellas Trail. Enjoy easy access to the charming downtowns of Dunedin and Palm Harbor, Clearwater Beach, boating, golf, shopping, dining, and countless other recreational opportunities. Whether you’re looking for a full-time residence, Florida retreat, or simply a home where you can enjoy the best of the coastal lifestyle, 2796 Challenger Drive delivers the combination of sophisticated remodeling, resort-style outdoor living, community, and LOCATION that makes Palm Harbor so desirable. Check out the 3-D tour!

Highlights

Private poolFireplace

Property details

MLS #
MFRTB8544917
Property type
Single Family Residence
Subdivision
WATERFORD CROSSING PH I
Status
Active
Days on market
20
On market date
September 4, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.22 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

ElementaryCharter
PLATO ACADEMY PALM HARBOR CHARTER SCHOOL
0.47 mi away · Grades 0-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
354
Student:teacher ratio
13.1:1
District
PINELLAS
Middle
PALM HARBOR MIDDLE SCHOOL
1.22 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,127
Student:teacher ratio
19.4:1
District
PINELLAS
High
DUNEDIN HIGH SCHOOL
1.66 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,196
Student:teacher ratio
20.3:1
District
PINELLAS

Walkability

Blended score for PALM HARBOR's center: EPA's National Walkability Index (street network, transit, land-use mix) combined with nearby-amenity density. 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

75
Walkable
out of 100
EPA National Walkability Index
11.7 / 20 -- Above average walkable
Nearby-amenity density
100 / 100
Restaurants & cafes20
Grocery stores4
Parks3
Schools9
Transit stops15
Pharmacies4

Market position

How this listing compares to current activity in PALM HARBOR, from live MLS data.

On the market 20 days -- 82 fewer days than PALM HARBOR's current average of 102 days.
For reference, the median list price across 698 active listings in PALM HARBOR right now is $299,950.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$4,962/mo
$159,800 down
$639,200 loan
Principal & interest$4,146
Property tax (est.)$666
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.