2 Family - 2 Units Up/Down at 81 Liberty St, Lowell MA 01851, Lowell
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$649,900

81 Liberty St, Lowell MA 01851
Lowell, MA 01851
Listed by Team Lillian Montalto
Bedrooms
6
Bathrooms
3
Living area
1,956 sqft
Year built
1940

About this home

INVESTMENT OPPORTUNITY IN LOWELL. This well-maintained two-family offers excellent flexibility with separate utilities, updated bathrooms and flooring, and ample off-street parking. Recent improvements include newer siding, fencing, and deck, along with gas heating. Unit 2 features a furnace replaced in 2022, while the hot water heaters were replaced in 2023 and 2021. Both units offer three bedrooms, creating strong rental appeal. Current tenants are paying below-market rents, providing an opportunity for a future owner to increase rental income. DON’T MISS THE OPPORTUNITY TO ADD THIS VERSATILE LOWELL TWO-FAMILY TO YOUR PORTFOLIO.

Property details

MLS #
73584341
Property type
2 Family - 2 Units Up/Down
Subdivision
N/A
Status
Active
Days on market
1
On market date
September 30, 2026
Stories
2
Total bathrooms
3
Garage spaces
N/A
Parking spaces
6
Lot size
0.14 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Abraham Lincoln
0.19 mi away · Grades -1-4
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
484
Student:teacher ratio
13.1:1
District
Lowell
Middle
Laura Lee Therapeutic Day School
0.42 mi away · Grades 3-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
17
Student:teacher ratio
2.8:1
District
Lowell
High
The Career Academy
0.1 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
97
Student:teacher ratio
10.8:1
District
Lowell

Walkability

Blended score for Lowell's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

74
Walkable
out of 100
EPA National Walkability Index
11.3 / 20 -- Above average walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores20
Parks20
Schools20
Transit stops20
Pharmacies7

Market position

How this listing compares to current activity in Lowell, from live MLS data.

On the market 1 days -- 86 fewer days than Lowell's current average of 87 days.
For reference, the median list price across 561 active listings in Lowell right now is $399,999.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$4,064/mo
$129,980 down
$519,920 loan
Principal & interest$3,372
Property tax (est.)$542
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated 8 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.