Single Family Residence at 561 SE 28TH ST, MELROSE
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$497,500

561 SE 28TH ST
MELROSE, FL 32666
Listed by Heather Surrency-Bristow · WATSON REALTY CORP
Bedrooms
3
Bathrooms
2
Living area
1,594 sqft
Year built
1992

About this home

Welcome to a truly one-of-a-kind waterfront retreat in the heart of Lake Geneva Estates in beautiful Melrose, Florida, where everyday living feels like a private getaway. This exceptional 3-bedroom, 2-bath canal-front home offers something rarely found: sweeping water views paired with your very own 8.24-acre island included in the sale. From the moment you arrive, the paved driveway leads you to an inviting entrance that sets the tone for what’s inside. Step through the door into a spacious open-concept living area where high ceilings and a panoramic layout seamlessly connect the living room, kitchen, and dining space. The kitchen is designed for both function and gathering, featuring abundant counter space and sleek stainless steel appliances. Anchoring the living room is a warm brick wood-burning fireplace, creating a cozy focal point that flows naturally into the Florida room, where walls of windows showcase stunning canal and island views. The primary suite is a peaceful retreat with a generous walk-in closet and a private en-suite bath. An interior utility room adds everyday convenience and functionality. Outdoor living is where this property truly shines. An oversized garage provides ample storage, while the screened lanai invites you to relax and take in serene views of the island just beyond your backyard. A patio overlooks lush green grass leading directly to your private island entrance, your own natural sanctuary waiting to be explored. The island itself is an oasis, complete with two RV hookups and a charming mini clubhouse with covered gathering space, perfect for entertaining, camping-style weekends, or hosting unforgettable get-togethers. Nature surrounds you here, with frequent sightings of whistling wood ducks, sandhill cranes, deer, and more, creating a peaceful and vibrant wildlife backdrop. Tucked away in a quiet, desirable neighborhood, this property offers the rare combination of privacy, acreage, waterfront living, and convenience, just minutes from local restaurants, shopping, and everyday essentials. And best of all, NO HOA. Offered at $497,500, this is more than a home, it’s a lifestyle, a retreat, and an extraordinary opportunity to own a slice of Florida paradise.

Highlights

WaterfrontFireplace

Property details

MLS #
MFRGC541182
Property type
Single Family Residence
Subdivision
BOYKIN
Status
Active
Days on market
26
On market date
June 15, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
8.7 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
KEYSTONE HEIGHTS ELEMENTARY
1.71 mi away · Grades -1-6
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
775
Student:teacher ratio
12.5:1
District
CLAY
Middle
None found nearby
High
KEYSTONE HEIGHTS JUNIOR/SENIOR HIGH
1.54 mi away · Grades 7-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,236
Student:teacher ratio
18.4:1
District
CLAY

Walkability

Blended score for MELROSE's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

25
Car-dependent
out of 100
EPA National Walkability Index
5.8 / 20 -- Below average walkable
Google Places amenity density
18 / 100
Restaurants & cafes1
Grocery stores2
Parks1
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,146/mo
$99,500 down
$398,000 loan
Principal & interest$2,581
Property tax (est.)$415
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated July 11, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.