Positive Perceptions-4 - 628 Charlotte St, Athens, TN 37303, Athens
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Positive Perceptions-41 - 628 Charlotte St, Athens, TN 37303, Athens
Positive Perceptions-42 - 628 Charlotte St, Athens, TN 37303, Athens
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Positive Perceptions-45 - 628 Charlotte St, Athens, TN 37303, Athens
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58 photos

$795,000

628 Charlotte St, Athens, TN 37303
Athens, TN 37303
Listed by Rick C. Smenner · ReMax Excels
Bedrooms
4
Bathrooms
3.5
Living area
N/A
Year built
1986

About this home

A rare opportunity awaits in the heart of Athens. This quality-built brick basement ranch sits on three lots totaling approximately 8.36 acres. You'll have room to spread out, enjoy the outdoors, and still remain close to everything the city offers. The property is built for both everyday living and weekend fun. A spacious deck overlooks the swimming pool area, creating a great setting for cookouts, family gatherings, and quiet evenings at home. Car lovers, hobbyists, and anyone needing extra storage will appreciate the garage space. The home includes an attached 2.5-car garage, along with a separate detached 2.5-car garage. That extra space opens the door for a workshop, recreational vehicles, lawn equipment, or additional parking. The home is ready for some updating, yet the solid construction and strong bones give you a great starting point. Bring your ideas, add your personal touches, and turn this property into a home that fits your lifestyle. With acreage, a pool, two garages, and a central Athens location, opportunities like this do not come along often. Schedule a showing and start picturing what life could look like here.

Highlights

Fireplace

Property details

MLS #
1346855
Property type
Single Family Residence
Subdivision
03 063J B 063J 00300 000 T Slack Surv 95/103
Status
Active
Days on market
57
On market date
July 3, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
4
Parking spaces
N/A
Lot size
8.36 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
City Park Elementary
0.53 mi away · Grades -1-2
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
355
Student:teacher ratio
16.1:1
District
Athens
Middle
Athens City Middle School
0.71 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
493
Student:teacher ratio
17.0:1
District
Athens
High
McMinn High School
2.27 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,413
Student:teacher ratio
18.1:1
District
McMinn County

Walkability

Blended score for Athens's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

53
Somewhat walkable
out of 100
EPA National Walkability Index
9.3 / 20 -- Below average walkable
Google Places amenity density
63 / 100
Restaurants & cafes7
Grocery stores3
Parks1
Schools5
Transit stops0
Pharmacies4

Market position

How this listing compares to current activity in Athens, from live MLS data.

On the market 57 days -- 61 fewer days than Athens's current average of 118 days.
For reference, the median list price across 124 active listings in Athens right now is $332,500.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$4,938/mo
$159,000 down
$636,000 loan
Principal & interest$4,125
Property tax (est.)$663
Home insurance (est.)$150

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Data source: Listing information provided by East Tennessee REALTORS® MLS via Trestle/CoreLogic. Last updated August 28, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.