109 Lake Dr Main Photo_edited - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
LIVING ROOM VIEW 1 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
LIVING ROOM VIEW 2 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
LIVING ROOM FIREPLACE - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
KITCHEN VIEW 1 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
KITCHEN VIEW 2 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
KITCHEN VIEW 3 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
KITCHEN VIEW 4 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
DINING ROOM - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
LAUNDRY - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
PRIMARY BR VIEW 2 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
PRIMARY BR - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
PRIMARY BATH VIEW 1 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
PRIMARY BATH VIEW 2 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
PRIMARY WIC - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
4 SEASON ROOM VIEW 1 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
4 SEASON ROOM VIEW 2 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
BR 2 LEVEL 2 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
BATH 2 LEVEL 2 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
BR 3 LEVEL 2 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
BATH 3 LEVEL 2 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
BR 4 LEVEL 2 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
BATH 5 LEVEL 2 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
BR 5 LEVEL 2 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
HALF BATH LL - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
REC ROOM VIEW 1 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
REC ROOM VIEW 2 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
REC ROOM VIEW 3 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
GARAGE INTERIOR - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
GARAGE VIEW 1 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
GARAGE VIEW 2 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
GARAGE EXT VIEW 2 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
GARAGE EXT VIEW 1 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
STEPS FROM YARD - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
VIEW TO LAKE - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
4 SEASON ROOM EXT - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
ACCESS TO LAKE VIEW 1 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
ACCESS TO LAKE VIEW 2 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
LAKE AT SUNSET - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
ACCESS TO LAKE VIEW 3 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
FRONT ENTRANCE - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
REAR - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
FRONT - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
LAKE - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
OVERHEAD VIEW 1 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
OVERHEAD VIEW 4 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
OVERHEAD VIEW 2 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
OVERHEAD VIEW 3 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
SUBJECT - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
GOLF COURSE VIEW 2 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
GOLF COURSE VIEW 1 - 109 Lake Drive, Lake Harmony, PA 18624, Lake Harmony
51 photos

$2,499,999

109 Lake Drive, Lake Harmony, PA 18624
Lake Harmony, PA 18624
Listed by Gail A Christman · Gene Durigan Real Estate
Bedrooms
5
Bathrooms
5.5
Living area
N/A
Year built
2003

About this home

Welcome to your lakefront retreat in the heart of the Poconos, ideally located within the highly sought-after Split Rock Resort community. This impressive 5-bedroom, 5.5-bathroom residence offers a rare combination of space, comfort, and year-round recreational living. Upon entry, you are greeted by soaring cathedral ceilings and a bright, open-concept layout designed for both everyday living and entertaining. The expansive floor plan provides ample space for family and guests, complemented by numerous upgrades including a newer roof, upgraded HVAC system, upgraded home water-filtration system, on-demand hot water unit, and standby generator, ensuring efficiency, reliability, and peace of mind. Step outside to enjoy beautifully updated landscaping that enhances the natural setting and leads to your private boat and jet ski docks--perfect for watersports, relaxing, or taking in tranquil lake views. This home also features two garages with interior parking for up to five vehicles, along with a heated and cooled four-season room ideal for year-round enjoyment. The rear yard is thoughtfully designed for outdoor living, offering excellent space for grilling, entertaining, and relaxation. As part of the Split Rock Resort community, owners have access to a wide range of amenities including an arcade, bowling alley, dining options, golf course, indoor water park, and lake access, among others. (fees may apply, please refer to Split Rock Resort for current pricing and details). The location offers convenient access to some of the Poconos' most popular attractions, including mountain biking, whitewater rafting, paintball, skiing, fishing, and the historic town of Jim Thorpe. Close proximity to the PA Turnpike makes commuting simple and accessible. The additional lakefront parcel that is included in the sale has a 30-foot easement on the South side end to allow access to the lake for a neighboring property. Documentation outlining property upgrades and easement details are ava

Highlights

Fireplace

Property details

MLS #
PM-140493
Property type
Single Family Residence
Subdivision
Split Rock
Status
Active
Days on market
162
On market date
April 20, 2026
Stories
N/A
Total bathrooms
5.5
Garage spaces
5
Parking spaces
N/A
Lot size
0.516 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Penn-Kidder Campus
2.9 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
585
Student:teacher ratio
11.5:1
District
Jim Thorpe Area SD
Middle
None found nearby
High
Youth Forestry Camp #2
6.06 mi away · Grades 7-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
23
Student:teacher ratio
3.3:1
District
Youth Forestry Camp #2

Walkability

Blended score for Lake Harmony's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

18
Very car-dependent
out of 100
EPA National Walkability Index
5.8 / 20 -- Below average walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Lake Harmony, from live MLS data.

On the market 162 days -- 53 more days than Lake Harmony's current average of 109 days.
For reference, the median list price across 85 active listings in Lake Harmony right now is $530,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$15,205/mo
$500,000 down
$1,999,999 loan
Principal & interest$12,972
Property tax (est.)$2,083
Home insurance (est.)$150

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Data source: Listing information provided by Pocono Mountains Association of REALTORS® via Trestle/CoreLogic. Last updated July 10, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.