Home Front Exterior - 405 CHAYNE PL, ST CLOUD
Kitchen - 405 CHAYNE PL, ST CLOUD
Living room - 405 CHAYNE PL, ST CLOUD
Dining room - 405 CHAYNE PL, ST CLOUD
Primary Bedroom - 405 CHAYNE PL, ST CLOUD
Ensuite Bath - 405 CHAYNE PL, ST CLOUD
Bath 2 - 405 CHAYNE PL, ST CLOUD
Bedroom 2 - 405 CHAYNE PL, ST CLOUD
Bedroom 3 - 405 CHAYNE PL, ST CLOUD
Entry Hallway & Frosted Glass Front Door - 405 CHAYNE PL, ST CLOUD
Kitchen Island - 405 CHAYNE PL, ST CLOUD
Exterior Front Entrance - 405 CHAYNE PL, ST CLOUD
Laundry Room - 405 CHAYNE PL, ST CLOUD
Fully Fenced Yard - 405 CHAYNE PL, ST CLOUD
Backyard Gate to Community Walking Trail. - 405 CHAYNE PL, ST CLOUD
Covered Lanai - 405 CHAYNE PL, ST CLOUD
Backyard - 405 CHAYNE PL, ST CLOUD
Community Pool - 405 CHAYNE PL, ST CLOUD
Community Walking Trail - 405 CHAYNE PL, ST CLOUD
Community Playground - 405 CHAYNE PL, ST CLOUD
Community Clubhouse Area - 405 CHAYNE PL, ST CLOUD
Entry Hallway & Frosted Glass Front Door - 405 CHAYNE PL, ST CLOUD
22 photos

$430,000

405 CHAYNE PL
ST CLOUD, FL 34771
Listed by Nan Seelall LLC · HOMESMART
Bedrooms
3
Bathrooms
2
Living area
1,846 sqft
Year built
2023

About this home

Step out your back gate and onto the Summerly walking trail. This 2023 Aria floor plan offers 3BR/2BA on a 0.14-acre lot, with energy-efficient features. The kitchen features Silestone quartz countertops, an upgraded subway tile backsplash, stainless steel appliances, and ample workspace overlooking the living area, dining room, and covered lanai. Luxury vinyl plank flooring runs throughout the main living spaces, and faux wood and vertical blinds are included throughout. The split floor plan places the primary suite at the back of the home for privacy, with a large walk-in closet and an en-suite bath with dual sinks and a walk-in shower. Two additional bedrooms at the front share the second bath, near a laundry room with privacy doors. This home includes a smart thermostat, smart lock, and video doorbell, and the security system, washer, and dryer convey. The covered lanai overlooks the fully fenced backyard, with room for pets, play, gardening, or outdoor dining and direct gated access to the community trail. A 2-car garage with opener completes the home. Summerly offers a resort-style pool and playground, with a low annual HOA and no CDD. Located off the Narcoossee Road corridor with shopping and dining nearby, minutes from Lake Nona Town Center, Boxi Park, and Medical City, and about 30 minutes to Orlando International Airport. Schedule your private showing today.

Property details

MLS #
MFRG5118060
Property type
Single Family Residence
Subdivision
SUMMERLY
Status
Active
Days on market
N/A
On market date
September 26, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.14 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

ElementaryCharter
MATER ACADEMY AT ST CLOUD
2.87 mi away · Grades 0-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
381
Student:teacher ratio
18.1:1
District
OSCEOLA
Middle
NARCOOSSEE MIDDLE SCHOOL
3 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,318
Student:teacher ratio
20.3:1
District
OSCEOLA
High
ST. CLOUD HIGH SCHOOL
5.18 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,069
Student:teacher ratio
20.7:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center: EPA's National Walkability Index (street network, transit, land-use mix) combined with nearby-amenity density. 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

24
Car-dependent
out of 100
EPA National Walkability Index
5.8 / 20 -- Below average walkable
Nearby-amenity density
15 / 100
Restaurants & cafes0
Grocery stores0
Parks2
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 0 days -- 110 fewer days than ST CLOUD's current average of 110 days.
For reference, the median list price across 1,820 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,740/mo
$86,000 down
$344,000 loan
Principal & interest$2,231
Property tax (est.)$358
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 5 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.