Kershaw County West - Lugoff, Elgin at 1582 Ginkgo Trail, Ridgeway
Kershaw County West - Lugoff, Elgin at 1582 Ginkgo Trail, Ridgeway, photo 2 of 28
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28 photos

$650,000

1582 Ginkgo Trail
Ridgeway, SC 29130
Bedrooms
3
Bathrooms
2
Living area
1,945 sqft
Year built
1979

About this home

Writing Welcome to your Lake Wateree retreat! This 3-bedroom, 2-bath waterfront home offers approximately 1,945 sq. ft. on a desirable deep-water lot with beautiful lake views. Designed for lake living and entertaining, the home features spacious upper and lower decks, a private dock and boat lift, two full kitchens, heart-pine flooring, a brick fireplace, and a main-level primary suite with tiled walk-in shower, soaking tub, and double vanity. This property is currently operating as a busy vacation rental with an established rental history, offering an excellent opportunity for buyers looking for a Lake Wateree property that is already being used for short-term rentals. Continue using it as a vacation rental, enjoy it as your personal lake getaway, or combine rental income with personal use. Rental history is available to serious buyers. Enjoy boating, fishing, swimming, entertaining, and relaxing right from your own waterfront property. Convenient to Camden and Lugoff while offering the Lake Wateree lifestyle. Deep water • Private dock • Boat lift • Active vacation rental • Two full kitchens • Multiple outdoor living areas • Beautiful lake views. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Property details

MLS #
643409
Property type
Kershaw County West - Lugoff, Elgin
Subdivision
NONE
Status
Active
Days on market
7
On market date
September 17, 2026
Stories
2
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.414 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Lugoff Elementary
7.65 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
515
Student:teacher ratio
15.1:1
District
Kershaw 01
Middle
Lugoff-Elgin Middle
8.25 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
674
Student:teacher ratio
13.5:1
District
Kershaw 01
High
Lugoff-Elgin High
8.24 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,667
Student:teacher ratio
18.1:1
District
Kershaw 01

Walkability

Blended score for Ridgeway's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

9
Very car-dependent
out of 100
EPA National Walkability Index
2.8 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$4,064/mo
$130,000 down
$520,000 loan
Principal & interest$3,373
Property tax (est.)$542
Home insurance (est.)$150

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Data source: Listing information provided by Consolidated MLS (COLUMBIA) via Trestle/CoreLogic. Last updated 12 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.