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57 photos

$950,000

12 CLOVERDALE CT S

PALM COAST, FL 32137

Listed by Robert Keith · TAKE ACTION PROPERTIES, LLC

Bedrooms

Bathrooms

Living area

2,738 sqft

Year built

1997

About this home

Experience the best of Palm Coast waterfront living in this 4-bedroom, 4-full-bath saltwater canal home, ideally located in the desirable Palm Harbor community just minutes from the Intracoastal Waterway. Designed for both everyday living and entertaining, the home features two upstairs en suite bedrooms, spacious living areas, crown molding, and tray/coffered ceilings. Step outside to your private backyard oasis with a screened pool, spa, outdoor kitchen, and approximately 80 feet of saltwater canal frontage with a private dock and newer bulkhead. Whether you're boating, fishing, or enjoying the Florida sunshine, this property offers the waterfront lifestyle you've been searching for. Conveniently located near shopping, dining, golf, parks, and Flagler Beach.

Highlights

WaterfrontPrivate poolFireplace

Property details

MLS #: MFRFC320228
Property type: Single Family Residence
Subdivision: PALM COAST SEC 03 PALM HARBOR OFFICE PARK
Status: Active
Days on market: 26
On market date: July 27, 2026
Stories: N/A
Total bathrooms: 4
Garage spaces: 2
Parking spaces: N/A
Lot size: 0.23 acres

Location

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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary

LEWIS E. WADSWORTH ELEMENTARY

3.36 mi away · Grades -1-6

Nearest school -- attendance-zone data not available here

4.0

Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating

Enrollment: 905
Student:teacher ratio: 14.6:1
District: FLAGLER

Middle

INDIAN TRAILS MIDDLE SCHOOL

3.29 mi away · Grades 6-8

Nearest school -- attendance-zone data not available here

2.0

Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating

Enrollment: 911
Student:teacher ratio: 20.2:1
District: FLAGLER

High

MATANZAS HIGH SCHOOL

2.62 mi away · Grades 9-12

Nearest school -- attendance-zone data not available here

1.0

Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating

Enrollment: 1,716
Student:teacher ratio: 24.9:1
District: FLAGLER

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

Home price

Down payment

Interest rate

Loan term

Adjust tax / insurance estimates

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% / yr

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/mo

Est. monthly payment

$5,871/mo

$190,000 down

$760,000 loan

Principal & interest$4,929

Property tax (est.)$792

Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 5 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.