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3 Family - 3 Units Up/Down at 205 Harvard Street, Cambridge MA 02139, Cambridge
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$3,149,000

205 Harvard Street, Cambridge MA 02139
Cambridge, MA 02139
Listed by Daniel Alper
Bedrooms
11
Bathrooms
6
Living area
3,300 sqft
Year built
1890

About this home

Rarely does a three-family investment arrive this polished. 205 Harvard Street has been reimagined from the studs up, a complete 2015 gut renovation to condominium-quality standards, followed by years of continued capital investment, delivering approximately 3,300 square feet of turnkey living across three exceptional units. The first floor and finished basement combine into an expansive 6-bedroom, 3-bath residence; the second floor offers a bright 3.5-bedroom, 2-bath layout; and crowning the building is a standout 2-bedroom, 1-bath penthouse with vaulted ceilings, skylights, a glass-floor loft, and a private roof deck framed by Boston skyline views. Every unit is outfitted with individual HVAC, separately metered electric and gas service, hardwood floors throughout, heated bathroom floors, and in-unit washer/dryers, the kind of infrastructure that makes for effortless ownership and lasting tenant appeal. Recent upgrades include a 2024 roof-deck replacement and full exterior repainting, layered atop an already institutional-grade building envelope, leaving a buyer with minimal near-term capital exposure. Three deeded parking spaces round out a rare offering. The location seals the case: an easy five-minute walk to the Central Square Red Line station, Whole Foods, and H Mart, with MIT and Kendall Square less than a mile away, placing the asset at the center of one of Cambridge's deepest and most resilient rental markets. With $201,300 in current effective gross income and a stabilized proforma of $209,649, 205 Harvard Street pairs immediate cash flow with meaningful upside in a submarket that continues to command premium rents.

Highlights

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Property details

MLS #
73576584
Property type
3 Family - 3 Units Up/Down
Subdivision
N/A
Status
Active
Days on market
11
On market date
September 14, 2026
Stories
6
Total bathrooms
6
Garage spaces
N/A
Parking spaces
3
Lot size
0.06 acres

Location

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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
Fletcher/Maynard Academy
0.13 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
248
Student:teacher ratio
7.3:1
District
Cambridge
Middle
Cambridge Street Upper School
0.49 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
279
Student:teacher ratio
7.5:1
District
Cambridge
HighCharter
Community Charter School of Cambridge
0.67 mi away · Grades 6-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
288
Student:teacher ratio
9.3:1
District
Community Charter School of Cambridge (District)

Walkability

Blended score for Cambridge's center: EPA's National Walkability Index (street network, transit, land-use mix) combined with nearby-amenity density. 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

90
Highly walkable
out of 100
EPA National Walkability Index
16.7 / 20 -- Most walkable
Nearby-amenity density
100 / 100
Restaurants & cafes20
Grocery stores20
Parks20
Schools20
Transit stops20
Pharmacies17

Market position

How this listing compares to current activity in Cambridge, from live MLS data.

On the market 11 days -- 75 fewer days than Cambridge's current average of 86 days.
For reference, the median list price across 959 active listings in Cambridge right now is $6,200.

Mortgage calculator

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Est. monthly payment
$19,114/mo
$629,800 down
$2,519,200 loan
Principal & interest$16,339
Property tax (est.)$2,624
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated 7 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.