Kershaw County West - Lugoff, Elgin at 1646 Ginkgo Trail, Ridgeway
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$899,000

1646 Ginkgo Trail
Ridgeway, SC 29130
Bedrooms
5
Bathrooms
3
Living area
4,271 sqft
Year built
2000

About this home

PRICE IMPROVEMENT!! Lake Wateree Living at Its Finest! Experience the perfect blend of peaceful waterfront living and everyday convenience in this beautiful 5-bedroom, 3-bath home on Lake Wateree, located just 20 minutes from shopping and restaurants. Inside, you'll find hardwood floors throughout the main level, a spacious living room with a cozy fireplace, and a well-appointed kitchen featuring granite countertops, an island, a double oven and an informal dining area with direct access to the large covered back porch, ideal for enjoying your morning coffee or taking in the lake views. The private primary suite has a walk-in closet, double vanity, and ensuite bath. Two additional bedrooms on the main level share a hall bath, with one also opening onto the covered back porch. Upstairs are two more generously sized bedrooms that share a full bath, providing plenty of space for family and guests. The heated and cooled 1,616 sq ft walkout basement provides an incredible bonus space that's perfect for a recreation room, game room, media room, or entertaining guests after a day on the lake. Step outside and enjoy Lake Wateree from your covered back porch and private dock with a boat lift. Whether you're boating, fishing, entertainingor simply relaxing by the water, this home is designed for making lasting memories. If you've been dreaming of lake life without giving up the convenience of nearby shopping and dining, this is the home for you. BONUS FEATURE, Whole-House Generac Generator! You’ll have peace of mind knowing the home is equipped with a whole-house Generac generator, ready to keep things running when the power goes out! Just one more reason this home is worth checking out! Schedule your private tour today and discover all that Lake Wateree living has! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Property details

MLS #
639779
Property type
Kershaw County West - Lugoff, Elgin
Subdivision
LAKE WATEREE
Status
Active
Days on market
56
On market date
July 30, 2026
Stories
2
Total bathrooms
3
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.81 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Lugoff Elementary
7.87 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
515
Student:teacher ratio
15.1:1
District
Kershaw 01
Middle
Lugoff-Elgin Middle
8.48 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
674
Student:teacher ratio
13.5:1
District
Kershaw 01
High
Lugoff-Elgin High
8.46 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,667
Student:teacher ratio
18.1:1
District
Kershaw 01

Walkability

Blended score for Ridgeway's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

9
Very car-dependent
out of 100
EPA National Walkability Index
2.8 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

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Est. monthly payment
$5,564/mo
$179,800 down
$719,200 loan
Principal & interest$4,665
Property tax (est.)$749
Home insurance (est.)$150

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Data source: Listing information provided by Consolidated MLS (COLUMBIA) via Trestle/CoreLogic. Last updated 17 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.