3 Family - 3 Units Up/Down at 181 Park Street, Gardner MA 01440, Gardner
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$549,900

181 Park Street, Gardner MA 01440
Gardner, MA 01440
Listed by Jennifer Shenk
Bedrooms
9
Bathrooms
3
Living area
3,216 sqft
Year built
1920

About this home

This scenario doesn't come around often, 181 Park Street is an updated and well-maintained three-family with one vacant unit (great for an owner-occupied buyer), plenty of parking and two long-time tenants paying near-market rent! If you're looking to build wealth through real estate and are tired of paying rent, this is worth a look! Extensive renovations since 2012 include updated plumbing, electrical and heating system. The roof and 4 water heaters were replaced in 2024-2025. All three apartments have large, updated eat-in kitchens with walk-in pantries for plenty of storage. Unit 1 has a large back deck, and units 2 and 3 each have an enclosed sun porch. Hardwood and tile flooring throughout, refinished hardwoods, with original woodwork, trim, and interior doors. Floor plans show the main level (Unit 2) and are generally representative of all three apartments. Utilities are separately metered, so tenants pay their own gas heat and electric. 4 updated electrical panels. Coin-op washer/dryer in common laundry for extra income. Low-maintenance vinyl siding and windows. Set on almost a half acre with a two-car garage, plenty of parking, and a partially fenced flat side yard currently used for raised bed gardens. Main unit (#2) is vacant and available for showings. Photos show units #1 and #2. Near Crystal Lake, the Greenwood pool, town center, hospital, shopping, Mount Wachusett Community College, North Central Pathway bike trail, and Route 2.

Highlights

Fireplace

Property details

MLS #
73562108
Property type
3 Family - 3 Units Up/Down
Subdivision
N/A
Status
Active
Days on market
16
On market date
August 11, 2026
Stories
3
Total bathrooms
3
Garage spaces
2
Parking spaces
10
Lot size
0.4 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
Waterford Street
0.75 mi away · Grades -1-1
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
435
Student:teacher ratio
13.2:1
District
Gardner
Middle
Gardner Middle School
1.03 mi away · Grades 5-7
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
518
Student:teacher ratio
12.6:1
District
Gardner
High
Gardner Academy for Learning and Technology
0.83 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
96
Student:teacher ratio
12.0:1
District
Gardner

Mortgage calculator

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Est. monthly payment
$3,462/mo
$109,980 down
$439,920 loan
Principal & interest$2,853
Property tax (est.)$458
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated 11 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.