Single Family Residence at 115 Main Street, Westerly
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28 photos

$399,900

115 Main Street
Westerly, RI 02891
Listed by Samantha Read
Bedrooms
2
Bathrooms
1
Living area
1,760 sqft
Year built
2018

About this home

Welcome to 115 Main Street in Westerly, where downtown convenience, comfort, and opportunity come together in one exceptional property. Ideally situated along the beautiful Pawcatuck River, this charming 2-bedroom, 1-bath single-family home places you just steps from the best of downtown Westerly, with shops, restaurants, entertainment, and everyday amenities all within easy walking distance. The lower level features an oversized garage with ample room for multiple vehicles, a boat, recreational equipment, or abundant storage. With its history as a former commercially zoned property, this versatile space also presents an exciting opportunity for an entrepreneur, studio, workshop, or home-based business, with the added benefit of living quarters directly above. Designed for easy, low-maintenance living, the home features new appliances, a newer heating system, and newer windows, offering modern convenience and peace of mind. Previously utilized as a successful short-term rental, the property offers flexibility for a variety of uses, from a full-time residence or weekend getaway to an investment opportunity. With its prime downtown location, riverfront setting, versatile lower level, and thoughtful updates, 115 Main Street offers a rare combination of lifestyle and potential in the heart of Westerly. Open house: Saturday 10/3 10:00-11:30 Sunday 10/44 11:30-1:00

Property details

MLS #
1424480
Property type
Single Family Residence
Subdivision
N/A
Status
Active
Days on market
N/A
On market date
October 1, 2026
Stories
N/A
Total bathrooms
1
Garage spaces
2
Parking spaces
7
Lot size
0.023 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
State Street School
0.75 mi away · Grades 0-4
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
246
Student:teacher ratio
10.7:1
District
Westerly
Middle
Westerly Middle School
2.92 mi away · Grades 5-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
740
Student:teacher ratio
11.2:1
District
Westerly
High
Westerly High School
0.64 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
726
Student:teacher ratio
9.9:1
District
Westerly

Walkability

Blended score for Westerly's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

99
Highly walkable
out of 100
EPA National Walkability Index
19.7 / 20 -- Most walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores6
Parks10
Schools9
Transit stops5
Pharmacies4

Market position

How this listing compares to current activity in Westerly, from live MLS data.

On the market 0 days -- 45 fewer days than Westerly's current average of 45 days.
For reference, the median list price across 230 active listings in Westerly right now is $587,500.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,558/mo
$79,980 down
$319,920 loan
Principal & interest$2,075
Property tax (est.)$333
Home insurance (est.)$150

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Data source: Listing information provided by Rhode Island Association of REALTORS via Trestle/CoreLogic. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.