Condominium at 4895 BAY ST NE #108, ST PETERSBURG
living room - 4895 BAY ST NE #108, ST PETERSBURG
LIVING/DINING - 4895 BAY ST NE #108, ST PETERSBURG
dining - 4895 BAY ST NE #108, ST PETERSBURG
HALL BATH - 4895 BAY ST NE #108, ST PETERSBURG
kitchen - 4895 BAY ST NE #108, ST PETERSBURG
kitchen - 4895 BAY ST NE #108, ST PETERSBURG
coffee bar and storage pantry off kitchen - 4895 BAY ST NE #108, ST PETERSBURG
florida room off kitchen - 4895 BAY ST NE #108, ST PETERSBURG
BEDROOM - 4895 BAY ST NE #108, ST PETERSBURG
primary bedrrom - 4895 BAY ST NE #108, ST PETERSBURG
primary bath - 4895 BAY ST NE #108, ST PETERSBURG
closet off primary bath - 4895 BAY ST NE #108, ST PETERSBURG
front of corner unit - 4895 BAY ST NE #108, ST PETERSBURG
back of unit to courtyard - 4895 BAY ST NE #108, ST PETERSBURG
arial - 4895 BAY ST NE #108, ST PETERSBURG
Condominium at 4895 BAY ST NE #108, ST PETERSBURG, photo 17 of 22
heated pool - 4895 BAY ST NE #108, ST PETERSBURG
arial of pool - 4895 BAY ST NE #108, ST PETERSBURG
Condominium at 4895 BAY ST NE #108, ST PETERSBURG, photo 20 of 22
shuffleboard - 4895 BAY ST NE #108, ST PETERSBURG
Condominium at 4895 BAY ST NE #108, ST PETERSBURG, photo 22 of 22
22 photos

$189,000

4895 BAY ST NE #108
ST PETERSBURG, FL 33703
Listed by Heather Breckenridge · REALTY EXPERTS
Bedrooms
1
Bathrooms
1.5
Living area
930 sqft
Year built
1973

About this home

This stunning first-floor corner, one bedroom and one and a half bath unit has been very thoughtfully and COMPLETELY updated throughout and features a super-convenient covered assigned parking space. Recent upgrades include a 2-ton HVAC system (2024) with a 10-year parts warranty and 3-year labor warranty, both transferable to the new owner, along with a NEW full electric panel and full-home Alumicon connectors (2025). All new Samsung smart appliances (2025) that feature Home Connect app compatibility, also equipped with a NEW Larson storm door with top down screen and KwikSet smart front door lock (2026), allowing remote access and locking/unlocking through the KwikSet Smart Lock App. Impact Low-E front windows (2025) with a transferable warranty, hurricane-grade sliding back doors feature an impact window system (2017), all new ceiling fans and lighting throughout with three hardwired smoke detectors. Kitchen and bath upgrades showcase stunning Silestone Quartz countertops with a stone kitchen backsplash, NEW bathroom floor & shower tile, granite vanity countertops (2026) & toilet, Mohawk RevWood Select Laminate flooring. All NEW baseboards and molding throughout, popcorn ceilings have been scraped and re-textured (2025). Top-down/bottom-up shades in the front of the unit and plantation shutters complete the back of the unit sliding doors. Winston Park offers an exceptional 55+ lifestyle with a heated pool, shuffleboard, outdoor grilling area, and clubhouse featuring group events, classes, and beautiful gathering spaces. Your monthly maintenance fee includes water, trash removal, high-speed WiFi, and a premium cable package featuring HBO Max, Disney+, Hulu, ESPN+, Paramount+, Peacock, and Discovery. The location is prime and convenient, with Publix, Whole Foods, Fresh Market CVS, Walgreens, and banks all within one mile, numerous dining options on 4th Street and in beautiful downtown St. Pete within a five-mile radius, plus parks, museums, and waterfront areas. Milestone and SIRS inspections have been completed. THIS IS A MUST SEE, ONE OF A KIND CONDO!!

Property details

MLS #
MFRTB8549897
Property type
Condominium
Subdivision
WINSTON PARK NORTHEAST
Status
Active
Days on market
1
On market date
September 19, 2026
Stories
N/A
Total bathrooms
1.5
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
NORTH SHORE ELEMENTARY SCHOOL
0.85 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
446
Student:teacher ratio
12.1:1
District
PINELLAS
Middle
MEADOWLAWN MIDDLE SCHOOL
1.67 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
885
Student:teacher ratio
20.1:1
District
PINELLAS
High
NORTHEAST HIGH SCHOOL
1.59 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,619
Student:teacher ratio
20.8:1
District
PINELLAS

Walkability

Blended score for ST PETERSBURG's center: EPA's National Walkability Index (street network, transit, land-use mix) combined with nearby-amenity density. 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

61
Walkable
out of 100
EPA National Walkability Index
8.3 / 20 -- Below average walkable
Nearby-amenity density
90 / 100
Restaurants & cafes20
Grocery stores2
Parks6
Schools11
Transit stops20
Pharmacies5

Market position

How this listing compares to current activity in ST PETERSBURG, from live MLS data.

On the market 1 days -- 97 fewer days than ST PETERSBURG's current average of 98 days.
For reference, the median list price across 3,583 active listings in ST PETERSBURG right now is $325,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$1,288/mo
$37,800 down
$151,200 loan
Principal & interest$981
Property tax (est.)$158
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 4 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.