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67 photos

$399,900

27 W Fern Street, Lake Harmony, PA 18624
Lake Harmony, PA 18624
Listed by Cynthia Derolf · Pocono Area Realty Benz Group, LLC
Bedrooms
3
Bathrooms
1
Living area
N/A
Year built
1953

About this home

SELLER SAYS SELL! Buyers will receive a $5,000 credit toward closing costs with an acceptable offer! Nestled on a quiet side street in the heart of Lake Harmony, this charming cottage is a true must-see-to-believe-it home. From the street, you'd never guess just how much space is waiting inside! Completely remodeled and offering over 1,600 square feet of living space, this home feels remarkably spacious, with an open, airy layout and plenty of room to gather, entertain, or simply spread out and relax. Beautiful beamed cathedral ceilings add warmth and character to the main living area, while the renovated kitchen flows seamlessly into the surrounding space. Two large, open living areas give you incredible flexibility and make this home feel even larger than the square footage suggests. Three generously sized bedrooms provide comfortable accommodations, and the rustic-style bathroom adds the perfect touch of Pocono character. The space continues outdoors with a massive rear deck overlooking the large backyard--an ideal setting for grilling, entertaining, or unwinding after a day on the lake or slopes. An unfinished basement provides abundant storage for skis, kayaks, bikes, and all the gear that comes with enjoying the Poconos year-round. And the location is hard to beat. No HOA, yet right in the heart of Lake Harmony! Leave the car behind and walk to local restaurants, bars, and entertainment, or be at Big Boulder in just minutes. Whether you're searching for a weekend escape, full-time home, or investment property, this one delivers far more space than meets the eye. Don't judge this cottage from the curb--step inside and see just how much house is here!

Highlights

Fireplace

Property details

MLS #
PM-143426
Property type
Single Family Residence
Subdivision
Lake Harmony
Status
Active
Days on market
63
On market date
July 28, 2026
Stories
N/A
Total bathrooms
1
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.247 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Penn-Kidder Campus
2.38 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
585
Student:teacher ratio
11.5:1
District
Jim Thorpe Area SD
Middle
Pocono Mountain West JHS
9.2 mi away · Grades 7-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
738
Student:teacher ratio
10.1:1
District
Pocono Mountain SD
High
Youth Forestry Camp #2
6.86 mi away · Grades 7-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
23
Student:teacher ratio
3.3:1
District
Youth Forestry Camp #2

Walkability

Blended score for Lake Harmony's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

18
Very car-dependent
out of 100
EPA National Walkability Index
5.8 / 20 -- Below average walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Lake Harmony, from live MLS data.

On the market 63 days -- 46 fewer days than Lake Harmony's current average of 109 days.
For reference, the median list price across 85 active listings in Lake Harmony right now is $530,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
% / yr
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/mo
Est. monthly payment
$2,558/mo
$79,980 down
$319,920 loan
Principal & interest$2,075
Property tax (est.)$333
Home insurance (est.)$150

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Data source: Listing information provided by Pocono Mountains Association of REALTORS® via Trestle/CoreLogic. Last updated 12 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.