Aerial View – Waterfront Residence & Coastal Setting - 3194 INDIAN GULF LN, HERNANDO BEACH
Twilight Aerial – Waterfront & Coastal Setting - 3194 INDIAN GULF LN, HERNANDO BEACH
Twilight Front Exterior - 3194 INDIAN GULF LN, HERNANDO BEACH
Twilight Waterside Exterior - 3194 INDIAN GULF LN, HERNANDO BEACH
Waterfront Exterior - 3194 INDIAN GULF LN, HERNANDO BEACH
Waterside Exterior – Enclosed Waterfront Living Area - 3194 INDIAN GULF LN, HERNANDO BEACH
Rear / Side Exterior – Covered Outdoor Living Area - 3194 INDIAN GULF LN, HERNANDO BEACH
Front Exterior - 3194 INDIAN GULF LN, HERNANDO BEACH
Front Exterior – Angled View - 3194 INDIAN GULF LN, HERNANDO BEACH
Front Exterior – Paved Approach & Grounds - 3194 INDIAN GULF LN, HERNANDO BEACH
Covered Front Entry - 3194 INDIAN GULF LN, HERNANDO BEACH
Foyer / Front Entry - 3194 INDIAN GULF LN, HERNANDO BEACH
Foyer – Spiral Staircase & Open Interior - 3194 INDIAN GULF LN, HERNANDO BEACH
Dining Area - 3194 INDIAN GULF LN, HERNANDO BEACH
Dining Area – Alternate View - 3194 INDIAN GULF LN, HERNANDO BEACH
Dining Area – Open to Kitchen - 3194 INDIAN GULF LN, HERNANDO BEACH
Kitchen – Center Island & Stainless Appliances - 3194 INDIAN GULF LN, HERNANDO BEACH
Kitchen – Sink Area with Waterfront View - 3194 INDIAN GULF LN, HERNANDO BEACH
Kitchen – Range, Cabinetry & Backsplash - 3194 INDIAN GULF LN, HERNANDO BEACH
Kitchen – Center Island & Open Layout - 3194 INDIAN GULF LN, HERNANDO BEACH
Kitchen – Alternate View - 3194 INDIAN GULF LN, HERNANDO BEACH
Kitchen / Living Area – Spiral Staircase & Open Floor Plan - 3194 INDIAN GULF LN, HERNANDO BEACH
Living Room - 3194 INDIAN GULF LN, HERNANDO BEACH
Living Room – Alternate View - 3194 INDIAN GULF LN, HERNANDO BEACH
Living Room – Entertainment Area - 3194 INDIAN GULF LN, HERNANDO BEACH
Living Room – Reverse View - 3194 INDIAN GULF LN, HERNANDO BEACH
Waterfront Florida Room / Sitting Area - 3194 INDIAN GULF LN, HERNANDO BEACH
Waterfront Florida Room – Alternate View - 3194 INDIAN GULF LN, HERNANDO BEACH
Florida Room / Flexible Office Area - 3194 INDIAN GULF LN, HERNANDO BEACH
Waterfront Florida Room – Additional View - 3194 INDIAN GULF LN, HERNANDO BEACH
Waterfront Sitting Area - 3194 INDIAN GULF LN, HERNANDO BEACH
Guest Bedroom – Coastal Décor - 3194 INDIAN GULF LN, HERNANDO BEACH
Guest Bedroom – Alternate View - 3194 INDIAN GULF LN, HERNANDO BEACH
Bathroom – Vanity & Tub / Shower - 3194 INDIAN GULF LN, HERNANDO BEACH
Primary Bedroom – Waterfront View - 3194 INDIAN GULF LN, HERNANDO BEACH
Primary Bedroom – Alternate View - 3194 INDIAN GULF LN, HERNANDO BEACH
Dressing Area / Bath Access - 3194 INDIAN GULF LN, HERNANDO BEACH
Dressing Area – Vanity & Storage - 3194 INDIAN GULF LN, HERNANDO BEACH
Bathroom – Vanity, Toilet & Shower - 3194 INDIAN GULF LN, HERNANDO BEACH
Bathroom – Vanity Area - 3194 INDIAN GULF LN, HERNANDO BEACH
Bathroom – Vanity Detail - 3194 INDIAN GULF LN, HERNANDO BEACH
Walk-In Shower - 3194 INDIAN GULF LN, HERNANDO BEACH
Walk-In Shower – Alternate View - 3194 INDIAN GULF LN, HERNANDO BEACH
Dressing Area / Walk-In Closet Access - 3194 INDIAN GULF LN, HERNANDO BEACH
Bathroom / Walk-In Closet Transition - 3194 INDIAN GULF LN, HERNANDO BEACH
Walk-In Closet – Built-In Storage - 3194 INDIAN GULF LN, HERNANDO BEACH
Laundry Room - 3194 INDIAN GULF LN, HERNANDO BEACH
Covered Waterfront Deck - 3194 INDIAN GULF LN, HERNANDO BEACH
Waterfront Deck – Enclosed Living Area Access - 3194 INDIAN GULF LN, HERNANDO BEACH
Waterfront Deck – Open Water View - 3194 INDIAN GULF LN, HERNANDO BEACH
Waterside Exterior – Enclosed Waterfront Living Area - 3194 INDIAN GULF LN, HERNANDO BEACH
Aerial View – Residence & Waterfront Grounds - 3194 INDIAN GULF LN, HERNANDO BEACH
Aerial Property Overview – Residence, Grounds & Waterfront - 3194 INDIAN GULF LN, HERNANDO BEACH
Aerial Waterfront Overview – Coastal Wetlands & Surrounding Settin - 3194 INDIAN GULF LN, HERNANDO BEACH
Aerial Property View – Residence, Grounds & Waterfront - 3194 INDIAN GULF LN, HERNANDO BEACH
Aerial Overview – Waterfront Residence & Coastal Wetlands - 3194 INDIAN GULF LN, HERNANDO BEACH
Aerial Waterfront View – Residence, Shoreline & Natural Coastal Setting - 3194 INDIAN GULF LN, HERNANDO BEACH
Aerial Waterfront View – Residence, Shoreline & Natural Coastal Setting - 3194 INDIAN GULF LN, HERNANDO BEACH
Overhead Aerial – Residence, Metal Roof & Waterfront Site - 3194 INDIAN GULF LN, HERNANDO BEACH
First-Floor Floor Plan – Living, Dining, Kitchen, Guest Bedroom, Florida Room, Laundry & Waterfront Deck - 3194 INDIAN GULF LN, HERNANDO BEACH
Second-Floor Floor Plan – Primary Suite, Walk-In Closet & Open-to-Below Area - 3194 INDIAN GULF LN, HERNANDO BEACH
Combined Floor Plan – First & Second Levels, Living Areas, Bedrooms, Florida Room & Waterfront Deck - 3194 INDIAN GULF LN, HERNANDO BEACH
62 photos

$1,249,000

3194 INDIAN GULF LN
HERNANDO BEACH, FL 34607
Listed by Anthony Kanaris PLLC · BRIDGE POINT BUSINESS REAL EST
Bedrooms
2
Bathrooms
2
Living area
1,906 sqft
Year built
1984

About this home

Experience an exceptional waterfront lifestyle at 3194 Indian Gulf Lane, located in Aripeka, part of the greater Hernando Beach market area. This extensively renovated 2-bedroom, 2-bath coastal residence offers approximately 1,906 square feet of living area, sweeping unobstructed views across the Gulf of America and surrounding natural coastal landscape, direct boating access, a private concrete boat ramp, and approximately 60 feet of poured-concrete seawall. The residence has undergone substantial renovation and updating, creating a bright, inviting interior with a flowing layout designed to take full advantage of the waterfront setting. The updated kitchen features granite countertops, stainless-steel appliances, a large center island with seating, generous cabinetry, and an open connection to the dining and living areas. Expansive windows and glass doors bring abundant natural light and coastal views into the principal living spaces. The main level also includes the second bedroom, full bath, interior laundry, and an impressive Florida room overlooking the water. Updated flooring, ceiling fans, contemporary finishes, built-in cabinetry and shelving complete the interior. A dramatic spiral staircase leads to the private upper-level primary suite with walk-in closet and adjoining bath. The exterior renovation represents a significant investment. The home was extensively refinished with a Dryvit stucco exterior system, a substantial and costly improvement that gives the residence a refined architectural appearance and contributes materially to its updated finish quality. Additional improvements include a newer metal roof, newer central air-conditioning system, and extensive deck improvements. The expansive rear deck provides an outstanding setting for dining, entertaining, relaxing, and enjoying spectacular sunsets and ever-changing coastal scenery. From the seawall and private boat ramp, enjoy direct access to the surrounding waterways for boating, kayaking, fishing, and exploration of the Gulf. Open water, tidal wetlands, natural shoreline, and undeveloped coastal views create a setting that is increasingly difficult to find. The location also places an exceptional collection of Nature Coast recreation within easy reach. Nearby destinations include Bayport Park with Gulf access, fishing pier and boat ramps; Linda Pedersen Park and Jenkins Creek Park along Shoal Line Boulevard; Rogers Park on the Weeki Wachee River; and Alfred McKethan/Pine Island Park with its Gulf beach and swimming area. To the south, SunWest Park in Hudson offers a public swimming beach and additional water recreation. Weeki Wachee Springs is also nearby. Popular Hernando Beach dining options include Brian's Place, The Lazy Lizard and Silver Dolphin Restaurant & Country Store. U.S. Highway 19 provides convenient access to shopping and everyday services, including the familiar Cracker Barrel on Commercial Way. For buyers searching the Hernando Beach and 34607 waterfront market, 3194 Indian Gulf Lane offers a rare combination of extensive renovation, direct boating access, exceptional Gulf views and a remarkably natural coastal setting.

Highlights

Waterfront

Property details

MLS #
MFRW7888817
Property type
Single Family Residence
Subdivision
INDIAN BAY COUNTRY HOMES UNREC
Status
Active
Days on market
1
On market date
August 25, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.18 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
WESTSIDE ELEMENTARY SCHOOL
2.29 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
546
Student:teacher ratio
14.4:1
District
HERNANDO
Middle
HUDSON ACADEMY
6.16 mi away · Grades 4-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
994
Student:teacher ratio
18.4:1
District
PASCO
High
HUDSON HIGH SCHOOL
6.25 mi away · Grades 6-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,326
Student:teacher ratio
20.4:1
District
PASCO

Mortgage calculator

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Est. monthly payment
$7,672/mo
$249,800 down
$999,200 loan
Principal & interest$6,481
Property tax (est.)$1,041
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.