Frot View - 3294 MINNOW CREEK DR, HERNANDO BEACH
Front Aerial - 3294 MINNOW CREEK DR, HERNANDO BEACH
Rear Aerial - 3294 MINNOW CREEK DR, HERNANDO BEACH
Space Pool Area - 3294 MINNOW CREEK DR, HERNANDO BEACH
Front Entry - 3294 MINNOW CREEK DR, HERNANDO BEACH
Foyer - 3294 MINNOW CREEK DR, HERNANDO BEACH
Living Area - 3294 MINNOW CREEK DR, HERNANDO BEACH
Living Area - 3294 MINNOW CREEK DR, HERNANDO BEACH
Open Floor Plan - 3294 MINNOW CREEK DR, HERNANDO BEACH
Living Area - 3294 MINNOW CREEK DR, HERNANDO BEACH
Living Area/Kitchen - 3294 MINNOW CREEK DR, HERNANDO BEACH
Kitchen - 3294 MINNOW CREEK DR, HERNANDO BEACH
Kitchen/Dining - 3294 MINNOW CREEK DR, HERNANDO BEACH
Breakfast Bar - 3294 MINNOW CREEK DR, HERNANDO BEACH
Island - 3294 MINNOW CREEK DR, HERNANDO BEACH
Kitchen - 3294 MINNOW CREEK DR, HERNANDO BEACH
Kitchen - 3294 MINNOW CREEK DR, HERNANDO BEACH
Pull-out Shelves - 3294 MINNOW CREEK DR, HERNANDO BEACH
Dining Area - 3294 MINNOW CREEK DR, HERNANDO BEACH
Dining Area w/View - 3294 MINNOW CREEK DR, HERNANDO BEACH
Dining/Living Areas - 3294 MINNOW CREEK DR, HERNANDO BEACH
Elevator - 3294 MINNOW CREEK DR, HERNANDO BEACH
Elvator - 3294 MINNOW CREEK DR, HERNANDO BEACH
Primary Bedroom - 3294 MINNOW CREEK DR, HERNANDO BEACH
Primary Bedroom - 3294 MINNOW CREEK DR, HERNANDO BEACH
Primary Bedroom - 3294 MINNOW CREEK DR, HERNANDO BEACH
Walk-in Closet - 3294 MINNOW CREEK DR, HERNANDO BEACH
Primary Bath - 3294 MINNOW CREEK DR, HERNANDO BEACH
Primary Bath - 3294 MINNOW CREEK DR, HERNANDO BEACH
Primary Bath - 3294 MINNOW CREEK DR, HERNANDO BEACH
Bedroom 2 - 3294 MINNOW CREEK DR, HERNANDO BEACH
Bedroom 2 - 3294 MINNOW CREEK DR, HERNANDO BEACH
Bedroom 2 - 3294 MINNOW CREEK DR, HERNANDO BEACH
Bath 2 - 3294 MINNOW CREEK DR, HERNANDO BEACH
Bath 2 - 3294 MINNOW CREEK DR, HERNANDO BEACH
Bath 2 - 3294 MINNOW CREEK DR, HERNANDO BEACH
Bedroom 3 - 3294 MINNOW CREEK DR, HERNANDO BEACH
Bedroom 3 - 3294 MINNOW CREEK DR, HERNANDO BEACH
Bedroom 3 - 3294 MINNOW CREEK DR, HERNANDO BEACH
Laundry Room - 3294 MINNOW CREEK DR, HERNANDO BEACH
Sliders to Balcony - 3294 MINNOW CREEK DR, HERNANDO BEACH
Indoor/Outdoor Livng - 3294 MINNOW CREEK DR, HERNANDO BEACH
Spacious Balcony - 3294 MINNOW CREEK DR, HERNANDO BEACH
Single Family Residence at 3294 MINNOW CREEK DR, HERNANDO BEACH, photo 44 of 74
Single Family Residence at 3294 MINNOW CREEK DR, HERNANDO BEACH, photo 45 of 74
Water Views - 3294 MINNOW CREEK DR, HERNANDO BEACH
Large Screen Enclosure - 3294 MINNOW CREEK DR, HERNANDO BEACH
Beautiful Pool Area - 3294 MINNOW CREEK DR, HERNANDO BEACH
Pool and Covered Deck - 3294 MINNOW CREEK DR, HERNANDO BEACH
Single Family Residence at 3294 MINNOW CREEK DR, HERNANDO BEACH, photo 50 of 74
Large Deck Area - 3294 MINNOW CREEK DR, HERNANDO BEACH
Waterfront Features - 3294 MINNOW CREEK DR, HERNANDO BEACH
Dock and Lift - 3294 MINNOW CREEK DR, HERNANDO BEACH
Dock and Lift - 3294 MINNOW CREEK DR, HERNANDO BEACH
Single Family Residence at 3294 MINNOW CREEK DR, HERNANDO BEACH, photo 55 of 74
Single Family Residence at 3294 MINNOW CREEK DR, HERNANDO BEACH, photo 56 of 74
Single Family Residence at 3294 MINNOW CREEK DR, HERNANDO BEACH, photo 57 of 74
Entry Detail - 3294 MINNOW CREEK DR, HERNANDO BEACH
Single Family Residence at 3294 MINNOW CREEK DR, HERNANDO BEACH, photo 59 of 74
Metal Roof - 3294 MINNOW CREEK DR, HERNANDO BEACH
Rear View - 3294 MINNOW CREEK DR, HERNANDO BEACH
Rear Aerial - 3294 MINNOW CREEK DR, HERNANDO BEACH
Canal to open Gulf - 3294 MINNOW CREEK DR, HERNANDO BEACH
Neighborhood Aerial - 3294 MINNOW CREEK DR, HERNANDO BEACH
Gulf is just around the Corner! - 3294 MINNOW CREEK DR, HERNANDO BEACH
Wide Saltwater Canal - 3294 MINNOW CREEK DR, HERNANDO BEACH
Waterways - 3294 MINNOW CREEK DR, HERNANDO BEACH
Waterways - 3294 MINNOW CREEK DR, HERNANDO BEACH
Hernando Beach Aerial - 3294 MINNOW CREEK DR, HERNANDO BEACH
Hernando Beach Water Tower and Aerial - 3294 MINNOW CREEK DR, HERNANDO BEACH
Hernando Beach Public Boat Ramp - 3294 MINNOW CREEK DR, HERNANDO BEACH
Gorgeous Sunsets! - 3294 MINNOW CREEK DR, HERNANDO BEACH
Floor Plan - 3294 MINNOW CREEK DR, HERNANDO BEACH
3294 Minnow Creek - 3294 MINNOW CREEK DR, HERNANDO BEACH
74 photos

$877,000

3294 MINNOW CREEK DR
HERNANDO BEACH, FL 34607
Listed by TROPIC SHORES REALTY LLC
Bedrooms
3
Bathrooms
2
Living area
1,416 sqft
Year built
2003

About this home

Discover the ultimate Florida boating lifestyle in this exceptional waterfront home in Hernando Beach, where direct Gulf access is just minutes away. Located on a deep-water canal, this beautifully maintained home offers the perfect combination of quality construction, modern updates, and resort-style outdoor living. The thoughtfully designed two-story home features 3 bedrooms and 2 full baths, with the main living area located on the upper level to maximize water views and coastal breezes. An expansive outdoor living area overlooks the screened pool below, creating the perfect setting for morning coffee, evening drinks, or entertaining family and friends while enjoying the waterfront scenery. At the heart of the home is an updated kitchen featuring quartz countertops, a large center island, and abundant wood cabinetry incl. pull-outs and soft-close drawers, flowing seamlessly into the main living and dining spaces for comfortable everyday living and effortless entertaining. Step outside to your private tropical retreat, complete with an in-ground pool fully screen-enclosed. Whether you're relaxing poolside or watching boats pass by from the upper deck, every day feels like a vacation. Designed with boaters in mind, the property includes a 12,000-pound boat lift (2020) with attached dock, making it easy to keep your boat in the water and head out for a day of fishing, scalloping, fun at the Hernando Beach ''flats'', or watching unforgettable sunsets over the open Gulf. Additional features include an elevator providing convenient access between levels, an oversized garage with extra storage and a loft, a metal roof (2018), double pane windows, hurricane shutters, and a built-in pest control tube system for added convenience and peace of mind. Whether you're searching for a full-time waterfront residence or the perfect coastal getaway, this home offers everything that makes Hernando Beach one of Florida's hidden gems--deep-water boating, quick Gulf access, beautiful outdoor living, and the relaxed coastal lifestyle you've been dreaming of.

Highlights

WaterfrontPrivate pool

Property details

MLS #
MFRW7888444
Property type
Single Family Residence
Subdivision
GULF COAST RET
Status
Active
Days on market
1
On market date
August 10, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.16 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
WESTSIDE ELEMENTARY SCHOOL
3.88 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
546
Student:teacher ratio
14.4:1
District
HERNANDO
Middle
FOX CHAPEL MIDDLE SCHOOL
5.9 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
810
Student:teacher ratio
18.4:1
District
HERNANDO
High
FRANK W. SPRINGSTEAD HIGH SCHOOL
7.32 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,894
Student:teacher ratio
20.4:1
District
HERNANDO

Mortgage calculator

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Est. monthly payment
$5,431/mo
$175,400 down
$701,600 loan
Principal & interest$4,551
Property tax (est.)$731
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 17 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.