Single Family Residence at 438 Cathay Road, Wilmington, NC 28412
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$324,900

438 Cathay Road, Wilmington, NC 28412
Wilmington, NC 28412
Listed by English Seward Real Estate Group · Berkshire Hathaway HomeServices Carolina Premier Properties
Bedrooms
3
Bathrooms
1.5
Living area
1,386 sqft
Year built
1977

About this home

Looking for space, convenience, and a location that keeps you close to the coast? This 3-bedroom home checks all the boxes! Enjoy an oversized living area with plenty of room to relax, entertain, and gather with family and friends, along with a generously sized dining area perfect for hosting dinners and celebrations. The large lot offers room to enjoy the outdoors, garden, or create your own backyard retreat, all with the added benefit of NO HOA! Even better, you're less than 10 minutes from Carolina Beach, making beach days and coastal living an easy part of your routine. Shopping, medical services, and everyday essentials are conveniently close by, while a nearby neighborhood playground and additional community parks offer great options for outdoor fun and recreation. Whether you're looking for your primary residence, a coastal getaway, or an investment opportunity, this home offers space, flexibility, and a convenient location near everything you need. Enjoy the freedom of no HOA and the best of coastal living just minutes away!

Property details

MLS
Hive MLS
MLS #
100612770
Property type
Single Family Residence
Subdivision
Monterey Heights
Status
Active
Days on market
2
On market date
October 27, 2026
Stories
N/A
Total bathrooms
1.5
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.22 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Dr John Codington Elem
3.89 mi away · Grades 0-5
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
454
Student:teacher ratio
15.1:1
District
New Hanover County Schools
Middle
Charles P Murray Middle
0.67 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
832
Student:teacher ratio
16.6:1
District
New Hanover County Schools
High
Eugene Ashley High
0.69 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
2.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
1,931
Student:teacher ratio
18.2:1
District
New Hanover County Schools

Walkability

Blended score for Wilmington's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

42
Somewhat walkable
out of 100
EPA National Walkability Index
8.3 / 20 -- Below average walkable

Market position

How this listing compares to current activity in Wilmington, from live MLS data.

On the market 2 days -- 98 fewer days than Wilmington's current average of 100 days.
For reference, the median list price across 1,428 active listings in Wilmington right now is $419,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$2,107/mo
$64,980 down
$259,920 loan
Principal & interest$1,686
Property tax (est.)$271
Home insurance (est.)$150

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Data source: Listing information provided by Hive MLS via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.