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45 photos

$220,000

106 Penny Street, Clayton, NC 27520
Clayton, NC 27520
Listed by Shannon Marie Sharrock · HomeTowne Realty
Bedrooms
3
Bathrooms
1
Living area
N/A
Year built
1950

About this home

An opportunity to be a part of an amazing community. Discover the charm of this classic brick ranch nestled on a large corner lot in downtown Clayton! Conveniently located near Clayton Blvd (Bus Hwy 70) and just minutes from the local restaurants, shops, and unique charm of downtown. Inside, you'll find a spacious living room perfect for relaxing and a large eat-in kitchen. Hardwood floors throughout most of the home and vinyl flooring in the kitchen and bathroom. The partial basement is a perfect addition for storage or preserving your garden's perfect harvest. All appliances convey with the home. So many options with this adorable home; perfect for owner occupied, investment, or a renovation project. Home is sold as-is.

Property details

MLS
Doorify MLS
MLS #
10200002
Property type
Single Family Residence
Subdivision
Not in a Subdivision
Status
Active
Days on market
1
On market date
October 23, 2026
Stories
N/A
Total bathrooms
1
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.21 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Cooper Academy
0.8 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
463
Student:teacher ratio
10.8:1
District
Johnston County Public Schools
Middle
Riverwood Middle
3.7 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
1,056
Student:teacher ratio
17.0:1
District
Johnston County Public Schools
High
Clayton High
0.11 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
1,977
Student:teacher ratio
18.7:1
District
Johnston County Public Schools

Walkability

Blended score for Clayton's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

65
Walkable
out of 100
EPA National Walkability Index
9.7 / 20 -- Below average walkable
Google Places amenity density
90 / 100
Restaurants & cafes20
Grocery stores4
Parks5
Schools6
Transit stops0
Pharmacies4

Market position

How this listing compares to current activity in Clayton, from live MLS data.

On the market 1 days -- 104 fewer days than Clayton's current average of 105 days.
For reference, the median list price across 625 active listings in Clayton right now is $379,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$1,475/mo
$44,000 down
$176,000 loan
Principal & interest$1,142
Property tax (est.)$183
Home insurance (est.)$150

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Data source: Listing information provided by Doorify MLS via Trestle/CoreLogic. Last updated 4 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.