Land at 3245 GULF COAST DR, HERNANDO BEACH
Land at 3245 GULF COAST DR, HERNANDO BEACH, photo 2 of 7
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Land at 3245 GULF COAST DR, HERNANDO BEACH, photo 7 of 7
7 photos

$319,900

3245 GULF COAST DR
HERNANDO BEACH, FL 34607
Listed by William Nilson · LIFESTYLE INTERNATIONAL REALTY
Bedrooms
N/A
Bathrooms
N/A
Living area
N/A
Year built
N/A

About this home

Own a rare piece of Florida's Gulf Coast on this direct-access waterfront homesite in the sought-after boating community of Hernando Beach. Set on the deep-water canal system with approximately 80 feet of canal frontage and an existing seawall, this lot delivers what waterfront buyers wait for, quick, direct access to the open Gulf of Mexico via the Hernando Beach canal system, with no fixed bridges and no long canal rides between you and the water. SURVEY available for review. This buildable, cleared single-family homesite is a blank canvas for your custom coastal home or elevated Key West–style retreat, zoned R-1B residential and situated in one of Hernando Beach's established canal neighborhoods surrounded by well-kept waterfront homes. The seawall is already in place, a significant head start and cost savings for a new build. With no HOA, you have the flexibility to build, invest, or hold, and short-term rentals are permitted in the community. Construction follows the area's standard coastal elevation requirements (AE flood zone), consistent with the waterfront homes throughout the neighborhood. Ideally located just minutes from marinas, waterfront restaurants and bars, the public boat ramp, and the Hernando Beach Yacht Club, and about an hour from Tampa International Airport, this is a prime position on the Nature Coast. Drop your boat in the backyard and you're minutes from the flats, the sandbar, and some of the best fishing and scalloping the Nature Coast has to offer. Whether you're ready to build your dream home now or looking to secure a scarce direct-access waterfront lot while values climb, opportunities like this, with seawall already in place, are increasingly hard to find in Hernando Beach. For additional site information and details, contact the listing agent.

Highlights

Waterfront

Property details

MLS #
MFRO6446678
Property type
Land
Subdivision
HERNANDO BEACH
Status
Active
Days on market
N/A
On market date
October 2, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.13 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
WESTSIDE ELEMENTARY SCHOOL
3.77 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
546
Student:teacher ratio
14.4:1
District
HERNANDO
Middle
FOX CHAPEL MIDDLE SCHOOL
6.1 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
810
Student:teacher ratio
18.4:1
District
HERNANDO
High
FRANK W. SPRINGSTEAD HIGH SCHOOL
7.46 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,894
Student:teacher ratio
20.4:1
District
HERNANDO

Walkability

Blended score for HERNANDO BEACH's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

17
Very car-dependent
out of 100
EPA National Walkability Index
5.7 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,076/mo
$63,980 down
$255,920 loan
Principal & interest$1,660
Property tax (est.)$267
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.