Aerial view — Aerial view of the canal-front property showing direct water access to the Intracoastal Waterway, with two covered boat lift areas on the dock, a backyard pool, detached garage, and mature palm landscaping - 342 N 12TH ST, FLAGLER BEACH
Front exterior — Front elevation with standing-seam metal roof, covered porch, painted railings, and paver walkway leading to the entry. - 342 N 12TH ST, FLAGLER BEACH
Single Family Residence at 342 N 12TH ST, FLAGLER BEACH, photo 3 of 60
Aerial view (dusk) — Twilight aerial view of the canal-front home highlighting the dock with two covered boat lifts, backyard pool, and unobstructed water access to the Intracoastal Waterway. - 342 N 12TH ST, FLAGLER BEACH
Pool area — Fenced backyard pool with paver deck, canal views, and a covered dock structure visible beyond the fence line. - 342 N 12TH ST, FLAGLER BEACH
Entry hallway — Tiled entry hallway with crown molding, chair rail, and a glass-paneled front door with sidelights. - 342 N 12TH ST, FLAGLER BEACH
Great room — Open-concept great room with tile flooring, custom hand-painted coastal mural along the vaulted ceiling, staircase with cable railing, and kitchen visible beyond. - 342 N 12TH ST, FLAGLER BEACH
Interior hallway — Tiled hallway with crown molding and chair rail leading toward the living area, with French doors opening to a water-view balcony visible ahead. - 342 N 12TH ST, FLAGLER BEACH
Entry foyer — Foyer with tile flooring, crown molding, and double closet doors, opening into the main living area. - 342 N 12TH ST, FLAGLER BEACH
Great room — Vaulted great room with gas fireplace, French doors to a canal-view balcony, tile flooring, and an open sightline to the kitchen and staircase. - 342 N 12TH ST, FLAGLER BEACH
Living area — Open living space with tile flooring, staircase with cable railing to the loft, and natural light from the front entry doors. - 342 N 12TH ST, FLAGLER BEACH
Great room — Vaulted great room with gas fireplace, French doors opening to twin water-view balconies, and tile flooring throughout. - 342 N 12TH ST, FLAGLER BEACH
Kitchen — Renovated kitchen with granite island seating two, pendant lighting, glass tile backsplash, and stainless steel appliances with a canal view through the window. - 342 N 12TH ST, FLAGLER BEACH
Kitchen — Renovated kitchen showing granite island, stainless microwave and wall oven, and glass mosaic tile backsplash with natural light from multiple windows. - 342 N 12TH ST, FLAGLER BEACH
Kitchen — Kitchen with dual built-in wine and beverage refrigerators, granite countertops, and stainless appliances. - 342 N 12TH ST, FLAGLER BEACH
Kitchen — Kitchen view toward the staircase and open living area, with granite island, stainless refrigerator, and pendant lighting. - 342 N 12TH ST, FLAGLER BEACH
Kitchen and dining area — Open kitchen and breakfast area with granite island seating, chandelier, gas fireplace visible beyond, and framed picture window with canal views. - 342 N 12TH ST, FLAGLER BEACH
Breakfast nook — Breakfast nook with oversized picture-frame window overlooking the canal, second window with palm tree view, and wagon-wheel chandelier. - 342 N 12TH ST, FLAGLER BEACH
Kitchen entry — Kitchen opening to a French door leading to a screened porch, with chandelier, granite island, and staircase visible in the background. - 342 N 12TH ST, FLAGLER BEACH
reakfast nook — Breakfast nook with picture-frame window overlooking the canal and a second window framing a palm tree and neighboring dock. - 342 N 12TH ST, FLAGLER BEACH
Dining Area - 342 N 12TH ST, FLAGLER BEACH
Kitchen — Close view of glass mosaic tile backsplash, granite countertops, and dual beverage refrigerators. - 342 N 12TH ST, FLAGLER BEACH
Primary Bath with Soaking tub, high toilet, and vanity - 342 N 12TH ST, FLAGLER BEACH
Primary bath tub and walk in shower - 342 N 12TH ST, FLAGLER BEACH
Primary Bathroom buth - 342 N 12TH ST, FLAGLER BEACH
Single Family Residence at 342 N 12TH ST, FLAGLER BEACH, photo 26 of 60
Primary Bedroom with Den Nook - 342 N 12TH ST, FLAGLER BEACH
Bedroom 2 — Bedroom with wood flooring, ceiling fan, and a window with plantation shutters. - 342 N 12TH ST, FLAGLER BEACH
edroom — Bedroom with wood flooring, bifold closet doors, and a door opening to the hallway. - 342 N 12TH ST, FLAGLER BEACH
Bathroom — Bathroom with pedestal sink, brass fixtures, and a corner glass-enclosed shower with brass frame and diamond-pattern tile. - 342 N 12TH ST, FLAGLER BEACH
Laundry room — Laundry room with side-by-side washer and dryer, wire shelving, and a built-in folding counter. - 342 N 12TH ST, FLAGLER BEACH
Garage — Two-car garage with epoxy-flake flooring, overhead storage access, and wall-mounted tool storage. - 342 N 12TH ST, FLAGLER BEACH
Loft — Loft area with plush carpet, cable railing overlooking the great room, and a large window with plantation shutters. - 342 N 12TH ST, FLAGLER BEACH
Loft — Loft area with cable railing overlooking the great room fireplace and French doors to the balcony below. - 342 N 12TH ST, FLAGLER BEACH
Detached garage — Detached garage with concrete flooring, overhead storage, and built-in wall shelving. - 342 N 12TH ST, FLAGLER BEACH
Screened porch — Screened porch with paver flooring, ceiling fan, French doors, and direct canal views. - 342 N 12TH ST, FLAGLER BEACH
Single Family Residence at 342 N 12TH ST, FLAGLER BEACH, photo 37 of 60
Single Family Residence at 342 N 12TH ST, FLAGLER BEACH, photo 38 of 60
Dock and boat lift — Composite dock with two boat lift areas, one holding a jet ski, positioned on the canal with direct sightline down the waterway toward the mangroves. - 342 N 12TH ST, FLAGLER BEACH
Single Family Residence at 342 N 12TH ST, FLAGLER BEACH, photo 40 of 60
Canal view — Wide canal view from the dock showing the natural mangrove shoreline and open water leading toward the Intracoastal Waterway. - 342 N 12TH ST, FLAGLER BEACH
Canal view — Canal view highlighting the mangrove-lined shoreline and open water, with neighboring rooflines visible in the distance. - 342 N 12TH ST, FLAGLER BEACH
Pool and dock — Fenced pool with paver deck, covered boat lift structure, and canal frontage visible beyond the yard. - 342 N 12TH ST, FLAGLER BEACH
Pool with mural — Pool with paver deck bordered by a yellow poolside structure featuring a hand-painted hammerhead shark and fish mural. - 342 N 12TH ST, FLAGLER BEACH
Pool corner — Corner view of the fenced pool with paver deck, canal and covered boat lift visible through the fence line. - 342 N 12TH ST, FLAGLER BEACH
Front exterior — Front elevation with standing-seam metal roof, second-story dormer window, covered entry porch, paver driveway, and 2-car garage. - 342 N 12TH ST, FLAGLER BEACH
Single Family Residence at 342 N 12TH ST, FLAGLER BEACH, photo 47 of 60
Front yard — Front yard view framed by mature palm trees, showing the yellow home's standing-seam metal roof, covered entry, and detached 2-car garage beyond the paver driveway. - 342 N 12TH ST, FLAGLER BEACH
Front exterior — Close front elevation with house numbers on the entry column, wraparound porch with white railings, and covered entry with French doors. - 342 N 12TH ST, FLAGLER BEACH
Aerial (property outline) — Aerial view with the property boundary outlined, showing the main house, detached 2-car garage, pool, and private dock with two boat lift areas on the canal. - 342 N 12TH ST, FLAGLER BEACH
Aerial view — Wide aerial view down the canal toward the Intracoastal Waterway, mangrove islands, and the Atlantic Ocean, with the property's canal frontage and dock visible in the foreground. - 342 N 12TH ST, FLAGLER BEACH
Aerial view — Wide aerial view of the canal-front property and surrounding waterway leading toward the Intracoastal Waterway and Atlantic Ocean. - 342 N 12TH ST, FLAGLER BEACH
Aerial view — Aerial view of the canal-front neighborhood looking toward the Intracoastal Waterway, with the property's pool, detached structure, and dock visible among neighboring homes and private docks. - 342 N 12TH ST, FLAGLER BEACH
Aerial view — Aerial view of the property's dock, pool, and detached garage alongside neighboring canal-front homes with private docks. - 342 N 12TH ST, FLAGLER BEACH
Aerial view (overhead) — Straight-down aerial view of the property showing the standing-seam metal roofline, brick paver walkway, backyard pool, detached poolside structure, and private dock with covered boat lift. - 342 N 12TH ST, FLAGLER BEACH
Aerial view — Wide aerial view over the mangrove-lined waterway and marsh islands leading to the Intracoastal Waterway and Atlantic Ocean. - 342 N 12TH ST, FLAGLER BEACH
Aerial view — Aerial view of the canal-front neighborhood with the property visible among the mangrove islands and open water leading to the coast. - 342 N 12TH ST, FLAGLER BEACH
Aerial view — Panoramic aerial view of the canal-front community, marsh islands, and Atlantic Ocean shoreline in the distance. - 342 N 12TH ST, FLAGLER BEACH
Aerial view — Aerial view of the canal and surrounding waterfront homes, matching the marked view of the property's location. - 342 N 12TH ST, FLAGLER BEACH
Aerial view (marked) — Aerial view with the property marked, showing its position on the canal with direct water access toward the Intracoastal Waterway and Atlantic Ocean. - 342 N 12TH ST, FLAGLER BEACH
60 photos

$1,449,000

342 N 12TH ST
FLAGLER BEACH, FL 32136
Listed by Brian Sacks · ENGEL & VOLKERS JACKSONVILLE
Bedrooms
2
Bathrooms
2
Living area
1,892 sqft
Year built
1997

About this home

Waterfront living meets boater's paradise on a deep canal just one minute from the Intracoastal Waterway. This 2-bedroom, 2-bathroom residence with a versatile loft offers 1,892 square feet of updated living space in Flagler Beach, Florida, built in 1997 with a fully rebuilt outdoor entertaining package added in 2020. Wood and tile flooring runs throughout the open living areas, complemented by a gas fireplace and a renovated kitchen built for everyday living and entertaining. The updated master bathroom delivers a spa-like retreat off the primary suite, while the loft adds flexible space for a home office, media room, or guest overflow. Outside, the 2020 renovation transformed the property into a true boater's compound: a heated pool anchors the backyard, framed by a 2-car attached garage plus a separate detached garage for extra storage, workshop space, or watercraft gear. Two dedicated boat lift areas sit canal-side, one sized for jet skis or a smaller vessel, the other a covered lift built for a larger boat, giving direct, no-bridge access to the Intracoastal Waterway in under a minute. Flagler Beach offers a laid-back, low-density alternative to the more crowded beach towns of Northeast Florida, with A1A's oceanfront drive, local restaurants, and the Atlantic coastline just minutes away. This canal-front address puts boating, fishing, and Intracoastal access at your back door while keeping the beach and downtown Flagler Beach within easy reach. Move-in ready for a buyer who wants waterfront living, dual boat lift access, and a renovated interior without the wait, this is a rare find on a protected canal in Flagler Beach, Florida.

Highlights

WaterfrontPrivate poolFireplace

Property details

MLS #
MFRFC320667
Property type
Single Family Residence
Subdivision
PALMA VISTA SUB
Status
Active
Days on market
19
On market date
August 14, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
4
Parking spaces
N/A
Lot size
0.4 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
OLD KINGS ELEMENTARY SCHOOL
2.5 mi away · Grades -1-6
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,130
Student:teacher ratio
15.9:1
District
FLAGLER
Middle
BUDDY TAYLOR MIDDLE SCHOOL
5.9 mi away · Grades 7-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,022
Student:teacher ratio
19.7:1
District
FLAGLER
High
FLAGLER-PALM COAST HIGH SCHOOL
4.37 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,662
Student:teacher ratio
26.1:1
District
FLAGLER

Walkability

Blended score for FLAGLER BEACH's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

58
Somewhat walkable
out of 100
EPA National Walkability Index
9.2 / 20 -- Below average walkable
Google Places amenity density
75 / 100
Restaurants & cafes20
Grocery stores3
Parks8
Schools2
Transit stops0
Pharmacies1

Mortgage calculator

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Est. monthly payment
$8,876/mo
$289,800 down
$1,159,200 loan
Principal & interest$7,519
Property tax (est.)$1,208
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 28 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.