Welcome to your private lakefront estate, where a private tree-lined entrance, circular driveway, and 4.59 scenic acres create an unforgettable first impression. - 39251 COUNTY ROAD 439, UMATILLA
The expansive covered lanai offers the perfect setting for relaxing, entertaining, and taking in peaceful lake views. (Virtual staging shown) - 39251 COUNTY ROAD 439, UMATILLA
At the heart of the home, this beautifully designed kitchen features quartz countertops, custom cabinetry, premium appliances, and an oversized island perfect for gathering. - 39251 COUNTY ROAD 439, UMATILLA
Another view of the beautifully designed kitchen showcasing its generous workspace, custom cabinetry, and timeless finishes. - 39251 COUNTY ROAD 439, UMATILLA
The open-concept living and dining areas are filled with natural light - 39251 COUNTY ROAD 439, UMATILLA
The oversized island, quartz surfaces, and custom cabinetry make this kitchen as functional as it is beautiful - 39251 COUNTY ROAD 439, UMATILLA
The heart of the home, this welcoming living room offers an open-concept design, abundant natural light, - 39251 COUNTY ROAD 439, UMATILLA
Bright dining area with abundant natural light and easy access to the covered lanai - 39251 COUNTY ROAD 439, UMATILLA
Beautifully designed kitchen featuring an oversized quartz island, premium appliances, and abundant cabinetry - 39251 COUNTY ROAD 439, UMATILLA
Beautiful kitchen details including custom cabinetry, quartz countertops, built-in appliances, and abundant workspace. - 39251 COUNTY ROAD 439, UMATILLA
Peaceful primary suite with abundant natural light, lake views, and private lanai access - 39251 COUNTY ROAD 439, UMATILLA
Another view of the spacious primary suite, showcasing its bright and open layout. - 39251 COUNTY ROAD 439, UMATILLA
Mirror virtually added. Mirror was not installed at the time the photos were taken but will be installed. - 39251 COUNTY ROAD 439, UMATILLA
Retreat to the beautifully appointed primary bathroom featuring a spa-like soaking tub, walk-in glass shower, and timeless finishes throughout. - 39251 COUNTY ROAD 439, UMATILLA
Enjoy a spa-like experience in the luxurious primary bathroom, complete with a freestanding soaking tub, oversized glass-enclosed shower, and serene natural light. - 39251 COUNTY ROAD 439, UMATILLA
Spacious walk-in closet in the primary suite - 39251 COUNTY ROAD 439, UMATILLA
Virtually staged secondary  bedroom showcasing its spacious layout and versatility, offering the perfect space for guests or family. - 39251 COUNTY ROAD 439, UMATILLA
Alternate view of the second guest bedroom. - 39251 COUNTY ROAD 439, UMATILLA
Virtually staged third bedroom showcasing its spacious layout and versatility, perfect for a growing family. - 39251 COUNTY ROAD 439, UMATILLA
Alternate view of the virtually staged third bedroom, showcasing its spacious layout and abundant natural light. - 39251 COUNTY ROAD 439, UMATILLA
Virtually staged fourth bedroom, thoughtfully designed as a stylish home office, showcasing its versatility and functional layout. - 39251 COUNTY ROAD 439, UMATILLA
Alternate view of the fourth bedroom, highlighting the versatile space shown virtually staged as a home office. - 39251 COUNTY ROAD 439, UMATILLA
Beautifully finished guest bathroom - 39251 COUNTY ROAD 439, UMATILLA
Mirror virtually added. Mirror was not installed at the time the photos were taken but will be installed. - 39251 COUNTY ROAD 439, UMATILLA
Guest bathroom - 39251 COUNTY ROAD 439, UMATILLA
Bright and functional laundry room featuring extensive cabinetry, plenty of counter space, and a clean, modern design. - 39251 COUNTY ROAD 439, UMATILLA
Spacious outdoor entertaining area with a stunning wood-plank ceiling, ceiling fans, and peaceful backyard views. - 39251 COUNTY ROAD 439, UMATILLA
Another view emphasizing the spacious outdoor living area and direct access through the sliding glass doors. - 39251 COUNTY ROAD 439, UMATILLA
Virtual staging highlights the versatility of this expansive outdoor space. - 39251 COUNTY ROAD 439, UMATILLA
Spacious driveway offering ample room for parking, guest arrivals, and everyday convenience. - 39251 COUNTY ROAD 439, UMATILLA
Another perspective of the oversized garage with plenty of room for vehicles, storage, and equipment. - 39251 COUNTY ROAD 439, UMATILLA
Bright and versatile garage offering generous space for vehicles, storage, and a variety of lifestyle needs - 39251 COUNTY ROAD 439, UMATILLA
Aerial rear view showcasing the expansive backyard, outdoor living area, and private setting. - 39251 COUNTY ROAD 439, UMATILLA
Private entrance with a long tree-lined driveway leading to the home. - 39251 COUNTY ROAD 439, UMATILLA
Another view of the private tree-lined driveway leading to the home. - 39251 COUNTY ROAD 439, UMATILLA
Beautiful circular driveway featuring a landscaped center island and a private tree-lined entrance. - 39251 COUNTY ROAD 439, UMATILLA
39251 COUNTY ROAD 439,UMATILLA - 39251 COUNTY ROAD 439, UMATILLA
Elevated aerial view showcasing the full parcel with boundary lines for reference. - 39251 COUNTY ROAD 439, UMATILLA
Aerial view highlighting the property's proximity to the lake, with the parcel boundaries shown for reference. - 39251 COUNTY ROAD 439, UMATILLA
Floor plans. - 39251 COUNTY ROAD 439, UMATILLA
40 photos

$1,050,000

39251 COUNTY ROAD 439
UMATILLA, FL 32784
Listed by Daniela Patton · EXP REALTY LLC
Bedrooms
4
Bathrooms
2
Living area
2,241 sqft
Year built
2026

About this home

Virtually Staged. Recently appraised at $1,050,000 by a licensed appraiser, this home offers exceptional value. Experience the perfect blend of luxury, privacy, and waterfront living in this custom-built estate, nestled on 4.59 private acres with nearly 200 feet of frontage on beautiful Lake Murphy, a skiable lake. Featuring a grand circular driveway, this brand-new block home showcases exceptional craftsmanship, breathtaking views, and the freedom of no HOA. Designed for both everyday living and entertaining, the open-concept floor plan is filled with natural light and showcases panoramic lake views from the main living areas and primary suite. Sliding glass doors open to the covered lanai, creating a seamless indoor-outdoor living experience. The beautifully appointed kitchen features quartz countertops with a full-height backsplash, solid wood soft-close cabinetry, premium stainless steel appliances, double wall ovens, a separate cooktop with pot filler, a spacious center island, and a walk-in pantry. The private primary suite offers tranquil lake views, lanai access, a generous walk-in closet, and a spa-inspired bath with dual vanities, a freestanding soaking tub, and an oversized frameless glass shower with a rainfall showerhead. Additional features include luxury 12mm vinyl plank flooring throughout, sound-insulated interior walls, an oversized laundry room with abundant cabinetry, an irrigation system, seamless gutters, an insulated garage door, an oversized two-car garage, and an exterior lighting package with motion, soffit, landscape, and illuminated entry lighting. Outside, the possibilities are endless with room for a pool, workshop, RVs, boats, trailers, and more. Zoned to accommodate horses, chickens, goats, and other livestock, this property offers the perfect balance of luxury and flexibility. Spend your days boating, fishing, kayaking, paddleboarding, or water skiing right from your own backyard. Conveniently located less than 10 minutes from Publix, approximately 15 minutes from the Wekiva Parkway, and only 20 minutes from charming downtown Mount Dora, this one-of-a-kind property offers a rare combination of luxury, privacy, acreage, and waterfront living.

Highlights

WaterfrontNew construction

Property details

MLS #
MFRG5114167
Property type
Single Family Residence
Subdivision
LAKE MURPHY ESTATES
Status
Active
Days on market
24
On market date
July 24, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
4.59 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

ElementaryCharter
ALTOONA SCHOOL
4.27 mi away · Grades 0-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
287
Student:teacher ratio
15.1:1
District
LAKE
Middle
UMATILLA MIDDLE SCHOOL
4.03 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
587
Student:teacher ratio
15.9:1
District
LAKE
High
UMATILLA HIGH SCHOOL
4.33 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
815
Student:teacher ratio
19.4:1
District
LAKE

Walkability

Blended score for UMATILLA's center: EPA's National Walkability Index (street network, transit, land-use mix) combined with nearby-amenity density. EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

19
Very car-dependent
out of 100
EPA National Walkability Index
3.8 / 20 -- Least walkable

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$6,473/mo
$210,000 down
$840,000 loan
Principal & interest$5,448
Property tax (est.)$875
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 17, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.