Single Family Residence at 315 PENNSYLVANIA AVE, ST CLOUD
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48 photos

$229,900

315 PENNSYLVANIA AVE
ST CLOUD, FL 34769
Listed by Francis Rinehart · ROYAL REALTY REAL ESTATE, LLC
Bedrooms
2
Bathrooms
1
Living area
880 sqft
Year built
1951

About this home

LOCATION, LOCATION, LOCATION! Welcome to 315 Pennsylvania Avenue, ideally situated in the heart of St. Cloud just blocks from the beautiful St. Cloud Lakefront and minutes from Downtown St. Cloud. This charming 2-bedroom, 1-bath home offers approximately 880 square feet of living space and an opportunity to enjoy one of the city's most convenient and desirable locations. One of the standout features of this property is the BIG, OVERSIZED YARD, providing plenty of outdoor space for entertaining, gardening, pets, recreation, or simply relaxing and enjoying the Florida lifestyle. The location is hard to beat! You're just blocks from the St. Cloud Lakefront beach area, where you can enjoy the waterfront, scenic trails, parks, playgrounds, fishing, boating, and beautiful views of East Lake Tohopekaliga. Downtown St. Cloud is also nearby, offering local restaurants, shopping, community events, and the charm of historic St. Cloud. Whether you're looking for a primary residence, investment opportunity, or a home close to everything St. Cloud has to offer, this property combines a convenient central location with a spacious yard and plenty of potential. Come see what makes this location so special!

Property details

MLS #
MFRS5158182
Property type
Single Family Residence
Subdivision
ST CLOUD 2ND PLAT TOWN OF
Status
Active
Days on market
5
On market date
September 24, 2026
Stories
N/A
Total bathrooms
1
Garage spaces
1
Parking spaces
N/A
Lot size
0.22 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
LAKEVIEW ELEMENTARY SCHOOL
1.25 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
704
Student:teacher ratio
14.7:1
District
OSCEOLA
Middle
ST. CLOUD MIDDLE SCHOOL
1.18 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,188
Student:teacher ratio
16.1:1
District
OSCEOLA
High
ST. CLOUD HIGH SCHOOL
1.13 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,069
Student:teacher ratio
20.7:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

79
Walkable
out of 100
EPA National Walkability Index
13.0 / 20 -- Above average walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores4
Parks8
Schools13
Transit stops14
Pharmacies2

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 5 days -- 105 fewer days than ST CLOUD's current average of 110 days.
For reference, the median list price across 1,842 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$1,534/mo
$45,980 down
$183,920 loan
Principal & interest$1,193
Property tax (est.)$192
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 23 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.