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$1,275,000

3626 SWANS LANDING DR
LAND O LAKES, FL 34639
Listed by Audra Donaldson · KELLER WILLIAMS SOUTH TAMPA
Bedrooms
4
Bathrooms
3.5
Living area
3,485 sqft
Year built
1995

About this home

Rarely does a lakefront home combine recent, high-end renovations with nearly an acre of private, ski-lake frontage, this one does both. Tucked inside the gated, 55-home enclave of Swann Lake on 180-acre Lake Padgett, this 4-bedroom, 3.5-bath, 3,485-square-foot former model home has been extensively updated in 2025 and 2026, making it one of the most move-in-ready waterfront listings in Land O' Lakes. Step inside to soaring 12-foot ceilings and walls of glass framing panoramic lake views. The kitchen was fully renovated in November 2025 with brand-new countertops, cabinets, and backsplash, paired with like-new appliances, a true showpiece for entertaining. Fresh interior and exterior paint (2026), new light fixtures throughout, redone cabinetry, and new closet doors in the primary suite give the entire home a crisp, updated feel from the moment you walk in. The private office/library was just outfitted with brand-new hardwood flooring, creating a polished work-from-home retreat. The primary suite offers direct access to the screened lanai, dual walk-in closets, and a spa-style bath with an all-new countertop (2026), dual vanities, a soaking tub, and walk-in shower. A secondary bedroom with its own private bath, walk-in closet, and, new this year, its own updated flooring, sink, and countertop, is ideal as a guest suite or in-law retreat. Bathroom 2 and the laundry room also received brand-new sinks and countertops, and select bedroom windows on the south side were fitted with new blinds. Outdoor living is where this property truly becomes the epitome of an entertainer's retreat. Picture evenings by the screened, chlorinated pool with its cascading waterfall feature, grilling on the brand-new outdoor kitchen setup, and a fully integrated indoor/outdoor speaker system that carries music seamlessly from the living space out to the lanai and pool deck, setting the mood for everything from lakeside cocktail hours to full-scale gatherings under the stars. New sidewalk lighting illuminates the backyard in the evenings, and a private composite dock puts boating, skiing, fishing, kayaking, and paddleboarding on Lake Padgett right at your doorstep. Additional quality features include 8-foot interior and exterior doors, multi-panel sliding glass door walls for seamless indoor-outdoor flow, an etched glass entry door, a whole-house generator, a new pool pump, and a paver driveway and front porch. The roof is original to the home and has been inspected every year, with underlayment replaced as needed. Washer and dryer stay, making this an easy transition to lakefront living. Swann Lake residents enjoy a gated entrance, private community boat ramp and dock, tennis and pickleball courts, a basketball court, a playground, and optional boat/RV storage. Homes offering this combination, nearly an acre, private ski-lake frontage, a recently renovated interior, a pool, and gated privacy, rarely come to market. Minutes from major highways, shopping, and dining. Schedule your private showing today.

Highlights

WaterfrontPrivate poolFireplace

Property details

MLS #
MFRTB8547253
Property type
Single Family Residence
Subdivision
SWANN LAKE
Status
Active
Days on market
1
On market date
September 11, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
3
Parking spaces
N/A
Lot size
0.71 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
SANDERS MEMORIAL ELEMENTARY SCHOOL
1.58 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
787
Student:teacher ratio
16.4:1
District
PASCO
Middle
PINE VIEW MIDDLE SCHOOL
2.59 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,174
Student:teacher ratio
18.9:1
District
PASCO
High
CENTRAL PASCO GIRLS ACADEMY
1.25 mi away · Grades 6-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1
Student:teacher ratio
0.5:1
District
PASCO

Walkability

Blended score for LAND O LAKES's center: EPA's National Walkability Index (street network, transit, land-use mix) combined with nearby-amenity density. EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

39
Car-dependent
out of 100
EPA National Walkability Index
7.8 / 20 -- Below average walkable

Market position

How this listing compares to current activity in LAND O LAKES, from live MLS data.

On the market 1 days -- 81 fewer days than LAND O LAKES's current average of 82 days.
For reference, the median list price across 729 active listings in LAND O LAKES right now is $375,000.

Mortgage calculator

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Est. monthly payment
$7,828/mo
$255,000 down
$1,020,000 loan
Principal & interest$6,616
Property tax (est.)$1,063
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 13 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.