Single Family Residence at 17945 SE 104TH TER, SUMMERFIELD
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$209,900

17945 SE 104TH TER
SUMMERFIELD, FL 34491
Listed by Gerrie Cosme Matias · RE/MAX PREMIER REALTY LADY LK
Bedrooms
2
Bathrooms
2
Living area
990 sqft
Year built
1992

About this home

NEW ROOF 09/2026! NEW HOT WATER HEATER 9/2026 You can find this beautiful property located within Spruce Creek South, an active 55+ gated golf cart community in Summerfield, Florida. This specific listing highlights a 2-bedroom, 2-bathroom, Extended Deep 1-car garage with storage and kayak hangers, 1-golf-cart garage added, enclosed lanai with vinyl windows and privacy shades sitting on 1/4 acre. This Cypress model offers an updated open-concept kitchen, vaulted ceilings, an enclosed Florida room, and an enhanced landscaped backyard! Key Highlights of This Listing Living Space & Design Include: NEW ROOF SEPT. 2026- MICROWAVE 2024- REFRIGERATOR 2025- SEPTIC PUMPED SEPT. 2026- GOLF CART GARAGE ADDITION 2016- Features a great room (living room, formal dining combo) with a vaulted ceiling, bright solar tube for natural light, and durable high end laminate wood flooring. Renovated Kitchen: The kitchen wall has been taken down to create a modern, open-concept flow. It includes tile flooring and a newly added table space. Enclosed Florida Room: Stretches your living space outdoors with newer windows, sunshades, a dedicated window A/C unit which has not been used recently, and a separate heating unit for year-round comfort. Primary Suite: A spacious master bedroom equipped with a large walk-in closet and an ensuite bath featuring a convenient walk-in shower. Outdoor Living: Newer interior paint inside with neutral colors, complemented by a newly added outdoor patio space and a beautifully landscaped backyard. Furniture Option: The seller is open to including the furniture upon request. The Spruce Creek South Lifestyle Living in Spruce Creek South gives residents access to excellent resort-style amenities just 2 miles from The Villages. A major perk of this neighborhood is that residents can legally cross U.S. 441 directly by golf cart from the main entrance to easily access surrounding shopping, dining, and medical facilities. On-site community features include: An 18-hole golf course, pro shop, and community restaurant. A massive community center with a live performance stage, dance floor, and dining accommodations. Hobby and game areas, including a billiard room, craft rooms, and spaces for cards or mahjong. There are many club entertaining events during the year, including meals. Outdoor sports courts for pickleball, tennis, shuffleboard, and softball. A community pool, a fitness center with his and hers saunas, bathrooms and showers... Outdoors there is a dedicated nature walking/biking paths, and a dog park. This community allows you to legally cross HWY 441 with your golfcart from main gate, and you are only 2 miles from "The Villages" town square by car. Another great option is direct access to the Spruce Terrace Plaza from the residential gate which offers a ton of more amenities, including Urgent Care, Dentists, Spa, Restaurants, Spiritual service, drug stores, Medical Supplies, Butcher shop, ice cream parlor, hair, nail, and barber services, and more... Make your appointment today, this one won't last long!

Property details

MLS #
MFRG5117445
Property type
Single Family Residence
Subdivision
SPRUCE CRK SOUTH 06
Status
Active
Days on market
10
On market date
September 15, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
1
Parking spaces
N/A
Lot size
0.26 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
STANTON-WEIRSDALE ELEMENTARY SCHOOL
3.11 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
484
Student:teacher ratio
15.6:1
District
MARION
Middle
LAKE WEIR MIDDLE SCHOOL
2.66 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,179
Student:teacher ratio
21.1:1
District
MARION
High
WILDWOOD MIDDLE/ HIGH SCHOOL
7.9 mi away · Grades 6-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
842
Student:teacher ratio
17.5:1
District
SUMTER

Walkability

Blended score for SUMMERFIELD's center: EPA's National Walkability Index (street network, transit, land-use mix) combined with nearby-amenity density. 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

41
Somewhat walkable
out of 100
EPA National Walkability Index
8.3 / 20 -- Below average walkable
Nearby-amenity density
40 / 100
Restaurants & cafes19
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies3

Mortgage calculator

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Est. monthly payment
$1,414/mo
$41,980 down
$167,920 loan
Principal & interest$1,089
Property tax (est.)$175
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.