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$142,000

634 Cumberland Cove Rd, Monterey, TN 38574
Monterey, TN 38574
Listed by Heather Skender-Newton · Skender-Newton Realty
Bedrooms
N/A
Bathrooms
N/A
Living area
N/A
Year built
N/A

About this home

Escape to the peaceful beauty of the Upper Cumberland with this 3.6-acre lot in The Cliffs subdivision of Monterey, TN. Surrounded by stunning mountain views, this property offers the perfect blend of privacy and convenience. A 175' x 175' cleared building site with a single driveway entrance is ready for your dream home. Enjoy light restrictions, giving you freedom to build your way. Utilities are readily available with underground utilities - water, fiber, natural gas, electric - and trash pickup. All that's needed is a septic system! Located beside the Cumberland Cove golf community, you'll love the serene, scenic setting while still being only 20 minutes to Cookeville and about 1.5 hours to both Nashville and Knoxville. Experience mountain living with modern convenience. PLAT ON FILE AND APPROVED FOR A CONVENTIONAL SYSTEM UP TO 3 BEDROOMS. Listed under appraised value.

Property details

MLS #
1349638
Property type
Land
Subdivision
The Cliffs
Status
Active
Days on market
298
On market date
July 27, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
3.6 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Burks Elementary
6.72 mi away · Grades -1-6
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
480
Student:teacher ratio
13.7:1
District
Putnam County
Middle
None found nearby
High
Monterey High School
7.04 mi away · Grades 7-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
594
Student:teacher ratio
17.0:1
District
Putnam County

Walkability

Blended score for Monterey's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

13
Very car-dependent
out of 100
EPA National Walkability Index
4.2 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Monterey, from live MLS data.

On the market 298 days -- 160 more days than Monterey's current average of 138 days.
For reference, the median list price across 121 active listings in Monterey right now is $164,900.

Mortgage calculator

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Est. monthly payment
$1,005/mo
$28,400 down
$113,600 loan
Principal & interest$737
Property tax (est.)$118
Home insurance (est.)$150

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Data source: Listing information provided by East Tennessee REALTORS® MLS via Trestle/CoreLogic. Last updated July 27, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.