Single Family Residence at 86 WHISPERING PINE DR, PALM COAST
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$449,000

86 WHISPERING PINE DR
PALM COAST, FL 32164
Listed by Chase Sabine · REALTY EXCHANGE, LLC
Bedrooms
4
Bathrooms
3
Living area
2,279 sqft
Year built
2024

About this home

Welcome to this pristine 2-year-old waterfront home in Palm Coast, offering 4 bedrooms, 3 full bathrooms, approximately 2,300 square feet of living space, and an oversized 2-car garage (Enough to fit 3!). This home shows like new, but unlike new construction, the expensive upgrades have already been done for you. Inside, you’ll immediately notice how bright and open the home feels. Luxury vinyl plank flooring runs throughout with no carpet anywhere, while custom plantation shutters give the home a clean, finished look. Two custom sun tunnels bring additional natural light into the main living areas, and storage is exceptional with generous closets throughout and a huge walk-in pantry just off the kitchen. One of the best features of the home is the way the living space opens to the outdoors. Two sets of triple sliding glass doors lead out to an impressive 30' x 8' covered and fully screened lanai, creating a great extension of the living area and a perfect place to enjoy the Florida weather year-round. Beyond the lanai is what really makes this property special. The home sits on a freshwater canal with an untouched nature preserve directly across the water, giving you peaceful views with no homes staring back at you. The naturally elevated homesite provides a beautiful vantage point overlooking the canal while also offering excellent drainage. The oversized 2-car garage provides plenty of additional room for vehicles, a golf cart, workshop, or storage, and the wide driveway offers ample parking. Outside, the owners have also added a full seamless gutter system and upgraded 20-year rubber mulch landscaping for an attractive, low-maintenance finish. If you’re considering new construction, this one deserves a serious look. You get the feel and efficiency of a nearly new home without having to spend the time and money adding flooring, window treatments, gutters, landscaping, a screened lanai, and all the other upgrades after closing. Turnkey, waterfront, beautifully maintained, and ready for its next owner. Schedule your private showing today!

Highlights

Waterfront

Property details

MLS #
MFRFC320898
Property type
Single Family Residence
Subdivision
PALM COAST SEC 23
Status
Active
Days on market
3
On market date
August 22, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
3
Parking spaces
N/A
Lot size
0.23 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
LEWIS E. WADSWORTH ELEMENTARY
0.9 mi away · Grades -1-6
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
905
Student:teacher ratio
14.6:1
District
FLAGLER
Middle
BUDDY TAYLOR MIDDLE SCHOOL
0.86 mi away · Grades 7-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,022
Student:teacher ratio
19.7:1
District
FLAGLER
High
FLAGLER-PALM COAST HIGH SCHOOL
3.83 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,662
Student:teacher ratio
26.1:1
District
FLAGLER

Mortgage calculator

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Est. monthly payment
$2,854/mo
$89,800 down
$359,200 loan
Principal & interest$2,330
Property tax (est.)$374
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.