Single Family Residence at 32 James Francis Terrace, Middletown
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$987,500

32 James Francis Terrace
Middletown, RI 02842
Listed by The Donovan Group
Bedrooms
3
Bathrooms
3.5
Living area
3,072 sqft
Year built
1994

About this home

Welcome to 32 James Francis Terrace, a beautiful custom-built Cape-style home located on a pretty cul-de-sac in central Middletown. A stunning living room with re-surfaced wide plank floors, vaulted ceilings & a cozy pellet stove welcomes you into the home. The updated kitchen has lots of work spaces, a large center island & newer stainless appliances. For your holiday get togethers, there is a formal dining room right off the kitchen. A freshly carpeted cozy den opens to the perfect backyard for entertaining with a large composite deck, a hot tub, a 4-seat bar & hardscaped patio. A fenced-in portion of the yard is great for containing pets, and the full yard is over 20,000 s.f. including an outbuilding with so much potential! The beautiful private yard is filled with mature perennials & coastal plantings. The second level of the house boasts three sunny bedrooms including a large primary bedroom with walk-in closet & primary bath with custom teak finishes, 2 cheerful guest bedrooms & a full guest bath. The lower level of the house adds additional living space including a large living room, a third full bath & a laundry room. Additional features include a whole house generator, central air, central vacuum & an oversized two-car garage. Centrally located in Middletown with quick & easy access to Middletown's beaches & shopping districts & a short drive to the Navy Base & all that downtown Newport has to offer!

Highlights

Fireplace

Property details

MLS #
1415384
Property type
Single Family Residence
Subdivision
N/A
Status
Active
Days on market
94
On market date
June 17, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
2
Parking spaces
8
Lot size
0.46 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
Forest Avenue School
0.81 mi away · Grades 0-3
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
306
Student:teacher ratio
14.6:1
District
Middletown
Middle
Gaudet Middle School
1.22 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
463
Student:teacher ratio
11.3:1
District
Middletown
High
Middletown High School
1.33 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
620
Student:teacher ratio
11.9:1
District
Middletown

Walkability

Blended score for Middletown's center: EPA's National Walkability Index (street network, transit, land-use mix) combined with nearby-amenity density. 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

49
Somewhat walkable
out of 100
EPA National Walkability Index
8.8 / 20 -- Below average walkable
Nearby-amenity density
55 / 100
Restaurants & cafes8
Grocery stores1
Parks0
Schools5
Transit stops20
Pharmacies1

Market position

How this listing compares to current activity in Middletown, from live MLS data.

On the market 94 days -- 10 more days than Middletown's current average of 84 days.
For reference, the median list price across 204 active listings in Middletown right now is $20,250.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$6,097/mo
$197,500 down
$790,000 loan
Principal & interest$5,124
Property tax (est.)$823
Home insurance (est.)$150

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Data source: Listing information provided by Rhode Island Association of REALTORS via Trestle/CoreLogic. Last updated 6 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.