Step Inside This Amazing Find! - 5205 OAK CHARTER CT, TEMPLE TERRACE
Located in the quaint community of Charter Mill - 5205 OAK CHARTER CT, TEMPLE TERRACE
Maintenance Free Living, What's not to LIKE? - 5205 OAK CHARTER CT, TEMPLE TERRACE
Let's take a Peek. - 5205 OAK CHARTER CT, TEMPLE TERRACE
Yes Love Truely Does Grow in a Home Just Like This! - 5205 OAK CHARTER CT, TEMPLE TERRACE
All doors and hardware have been replaced with modern fixtures. - 5205 OAK CHARTER CT, TEMPLE TERRACE
Brand New Fan/Light Fixture - 5205 OAK CHARTER CT, TEMPLE TERRACE
Light, bright, and absolutely inviting! Open-concept living that makes entertaining a breeze. - 5205 OAK CHARTER CT, TEMPLE TERRACE
WOW! Soaring ceilings, modern lighting, and an open, airy design. This is no ordinary condo! - 5205 OAK CHARTER CT, TEMPLE TERRACE
Breakfastbar, great for moring coffe or homework. - 5205 OAK CHARTER CT, TEMPLE TERRACE
Movie night, anyone? A stylish living space that flows effortlessly into your beautiful kitchen. - 5205 OAK CHARTER CT, TEMPLE TERRACE
Townhouse at 5205 OAK CHARTER CT, TEMPLE TERRACE, photo 12 of 60
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Breakfastbar with view of the Dinette, which currently is used as a home office nook. - 5205 OAK CHARTER CT, TEMPLE TERRACE
Now this is a space age fixture.  Even Captain Kirk would approve. - 5205 OAK CHARTER CT, TEMPLE TERRACE
Completely reonovated kitchen with two-toned Shaker style cabinetes. - 5205 OAK CHARTER CT, TEMPLE TERRACE
All newer Stainless Steel GE Appliances - 5205 OAK CHARTER CT, TEMPLE TERRACE
Farm style sink with Delta Faucet - 5205 OAK CHARTER CT, TEMPLE TERRACE
French Door Refrigerator - 5205 OAK CHARTER CT, TEMPLE TERRACE
Gorgeous Calacatta quartz, no expense was spared here. - 5205 OAK CHARTER CT, TEMPLE TERRACE
Brand new GE Microwave . - 5205 OAK CHARTER CT, TEMPLE TERRACE
Townhouse at 5205 OAK CHARTER CT, TEMPLE TERRACE, photo 22 of 60
Officially this is the Dinette Area, but also can double as a Office Nook as I like to call it. - 5205 OAK CHARTER CT, TEMPLE TERRACE
Townhouse at 5205 OAK CHARTER CT, TEMPLE TERRACE, photo 24 of 60
Hall view to front door - 5205 OAK CHARTER CT, TEMPLE TERRACE
Primary Bath has been completely updated - 5205 OAK CHARTER CT, TEMPLE TERRACE
Comfort Height Vanity, make brusing your teeth a breeze. - 5205 OAK CHARTER CT, TEMPLE TERRACE
Nice over-sized shower stall. - 5205 OAK CHARTER CT, TEMPLE TERRACE
Plenty of counter space here. - 5205 OAK CHARTER CT, TEMPLE TERRACE
View of both the primary bath and bedroom. - 5205 OAK CHARTER CT, TEMPLE TERRACE
This is a true retreat with a lovely view to the private backyard. - 5205 OAK CHARTER CT, TEMPLE TERRACE
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Dual closets offer a generous amount of space. - 5205 OAK CHARTER CT, TEMPLE TERRACE
Townhouse at 5205 OAK CHARTER CT, TEMPLE TERRACE, photo 38 of 60
Washer & Dryer Closet with Shelving - 5205 OAK CHARTER CT, TEMPLE TERRACE
Living Room view from stairs. - 5205 OAK CHARTER CT, TEMPLE TERRACE
Townhouse at 5205 OAK CHARTER CT, TEMPLE TERRACE, photo 41 of 60
TA DA!!  Now this is a great space.  Bedroom/Loft - 5205 OAK CHARTER CT, TEMPLE TERRACE
This room offers a closet, private bath and attic access for additonal storage. - 5205 OAK CHARTER CT, TEMPLE TERRACE
Townhouse at 5205 OAK CHARTER CT, TEMPLE TERRACE, photo 44 of 60
Townhouse at 5205 OAK CHARTER CT, TEMPLE TERRACE, photo 45 of 60
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Townhouse at 5205 OAK CHARTER CT, TEMPLE TERRACE, photo 48 of 60
Attic Access that is perfect for storing your what nots. - 5205 OAK CHARTER CT, TEMPLE TERRACE
Townhouse at 5205 OAK CHARTER CT, TEMPLE TERRACE, photo 50 of 60
Townhouse at 5205 OAK CHARTER CT, TEMPLE TERRACE, photo 51 of 60
Just imagine having coffee here. - 5205 OAK CHARTER CT, TEMPLE TERRACE
Townhouse at 5205 OAK CHARTER CT, TEMPLE TERRACE, photo 53 of 60
Now that grass is green, but it's not grass....astroturf.  talk about maintenance free. - 5205 OAK CHARTER CT, TEMPLE TERRACE
Townhouse at 5205 OAK CHARTER CT, TEMPLE TERRACE, photo 55 of 60
Now this is Florida Living at it's BEST! - 5205 OAK CHARTER CT, TEMPLE TERRACE
And more storgage..... - 5205 OAK CHARTER CT, TEMPLE TERRACE
Townhouse at 5205 OAK CHARTER CT, TEMPLE TERRACE, photo 58 of 60
This is a quiet community that is conveniently located to all. - 5205 OAK CHARTER CT, TEMPLE TERRACE
Townhouse at 5205 OAK CHARTER CT, TEMPLE TERRACE, photo 60 of 60
60 photos

$229,900

5205 OAK CHARTER CT
TEMPLE TERRACE, FL 33617
Listed by Nicole Kraus · SIGNATURE REALTY ASSOCIATES
Bedrooms
2
Bathrooms
2.5
Living area
1,159 sqft
Year built
1985

About this home

Virtually Staged. An amazing find you'll want to buy and treasure! Boasting over $43,000 in upgrades, this beautifully renovated 2-bedroom, 2-bath home is tucked away in the quaint and quiet community of Charter Mill, offering the charm of a townhome with the convenience of condo living. Centrally located near USF, hospitals, shopping, dining, entertainment, sports venues, and major highways, you'll enjoy convenience without sacrificing tranquility. From the moment you step inside, soaring ceilings, abundant natural light, updated doors, contemporary hardware, modern lighting, and oversized luxury plank flooring set the stage. The generously sized living room flows effortlessly into the breakfast bar and completely renovated kitchen, where gorgeous Calacatta quartz countertops complement stylish two-toned (Rich Blue & White) Shaker style cabinetry, all newer Stainless Steel Appliance Package. No expense was spared, and it shows! Just off the kitchen, a cozy dinette area currently doubles as a home office, proving that even your breakfast nook can have a side hustle. Down the hallway, you'll discover a beautifully renovated primary bathroom featuring modern tile, a comfort-height vanity, and a stunning walk-in shower accented with sleek black hardware. With access from both the hallway and primary bedroom, it's as functional as it is fashionable. The light-filled primary bedroom offers ample space, dual closets, and peaceful views of your private, fenced backyard adorned with Florida-friendly landscaping. Imagine starting your mornings with coffee, birdsong, and a little peace before the world starts making demands. And yes, the birds provide the entertainment free of charge! There's even additional outdoor storage conveniently located beside the patio. Back inside, the hallway features laundry hookups, while the staircase near the front entrance leads to a spacious second bedroom/loft. This versatile retreat features a closet, updated ceiling fan with lighting, attic access for additional storage, and its very own full bathroom complete with a tub/shower combination. Perfect for guests who appreciate a little privacy, or those you'd prefer not to have wandering around downstairs in their pajamas! And here's where it gets even better! Exterior maintenance is included, and pets are welcome with no breed or size restrictions. Finally, a place where your four-legged family members don't have to submit a résumé for approval! With an impressive list of upgrades, a fantastic location, and flexible living possibilities, this is one of those rare finds that checks all the boxes without asking you to pick up a renovation project along the way. Schedule your private showing before someone else calls it home! Oh, and did I mention, if you want you can use it as an Airbnb or a short-term rental. The possibilities are endless.

Property details

MLS #
MFRTB8549806
Property type
Townhouse
Subdivision
CHARTER MILL TWNHMS A CONDO
Status
Active
Days on market
N/A
On market date
September 25, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.02 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
PIZZO K-8 SCHOOL
0.98 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
921
Student:teacher ratio
13.5:1
District
HILLSBOROUGH
Middle
GRECO MIDDLE MAGNET SCHOOL
1.68 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
841
Student:teacher ratio
15.9:1
District
HILLSBOROUGH
HighCharter
FOCUS ACADEMY
1.72 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
101
Student:teacher ratio
9.2:1
District
HILLSBOROUGH

Walkability

Blended score for TEMPLE TERRACE's center: EPA's National Walkability Index (street network, transit, land-use mix) combined with nearby-amenity density. 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

84
Highly walkable
out of 100
EPA National Walkability Index
14.5 / 20 -- Above average walkable
Nearby-amenity density
100 / 100
Restaurants & cafes20
Grocery stores6
Parks6
Schools13
Transit stops20
Pharmacies12

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$1,534/mo
$45,980 down
$183,920 loan
Principal & interest$1,193
Property tax (est.)$192
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 11 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.